XML 61 R50.htm IDEA: XBRL DOCUMENT v3.22.2
Loans and Allowance for Credit Losses on Loans - Credit Quality (Details) - USD ($)
6 Months Ended
Jun. 30, 2022
Dec. 31, 2021
Loans by risk rating    
2022 / 2021 $ 619,014,000  
2021 / 2020 943,435,000 $ 1,117,231,000
2020 / 2019 534,057,000 617,495,000
2019 / 2018 346,245,000 438,126,000
2018 / 2017 203,785,000 273,820,000
2017 / 2016   183,708,000
Prior 359,328,000 234,222,000
Revolving Loans 619,206,000 556,172,000
Revolving Loans Converted To Term Loans   30,000
Total Loans 3,625,070,000 3,420,804,000
Total Loans   3,110,000
Minimum    
Loans by risk rating    
Loan commitment for inclusion in credit quality analysis 50,000  
Pass [Member]    
Loans by risk rating    
2022 / 2021 599,822,000 1,079,972,000
2021 / 2020 890,491,000 607,575,000
2020 / 2019 484,011,000 392,999,000
2019 / 2018 246,971,000 267,763,000
2018 / 2017 202,748,000 177,970,000
Prior 348,231,000 224,824,000
Revolving Loans 611,676,000 546,694,000
Revolving Loans Converted To Term Loans   30,000
Total Loans 3,383,950,000 3,297,827,000
Special Mention [Member]    
Loans by risk rating    
2022 / 2021 8,493,000 16,169,000
2021 / 2020 22,394,000 2,222,000
2020 / 2019 44,288,000 26,029,000
2019 / 2018 57,941,000  
Revolving Loans 4,840,000 3,816,000
Total Loans 137,956,000 48,236,000
Substandard [Member]    
Loans by risk rating    
2022 / 2021 10,699,000 21,090,000
2021 / 2020 30,550,000 7,698,000
2020 / 2019 5,758,000 19,098,000
2019 / 2018 41,333,000 6,057,000
2018 / 2017 1,037,000 5,738,000
Prior 11,097,000 9,398,000
Revolving Loans 2,690,000 5,662,000
Total Loans 103,164,000 74,741,000
Commercial    
Loans by risk rating    
2022 / 2021 110,759,000 201,800,000
2021 / 2020 103,231,000 54,770,000
2020 / 2019 38,989,000 53,429,000
2019 / 2018 32,624,000 28,503,000
2018 / 2017 13,200,000 5,176,000
Prior 32,498,000 11,020,000
Revolving Loans 475,424,000 416,746,000
Revolving Loans Converted To Term Loans   30,000
Total Loans 806,725,000 771,474,000
Commercial | Pass [Member]    
Loans by risk rating    
2022 / 2021 101,846,000 192,258,000
2021 / 2020 84,311,000 50,638,000
2020 / 2019 34,286,000 38,614,000
2019 / 2018 16,069,000 28,177,000
2018 / 2017 13,178,000 5,176,000
Prior 32,438,000 10,945,000
Revolving Loans 468,212,000 408,394,000
Revolving Loans Converted To Term Loans   30,000
Total Loans 750,340,000 734,232,000
Commercial | Special Mention [Member]    
Loans by risk rating    
2022 / 2021 88,000 44,000
2021 / 2020 15,326,000 84,000
2020 / 2019 1,394,000 694,000
2019 / 2018 3,160,000  
Revolving Loans 4,840,000 3,708,000
Total Loans 24,808,000 4,530,000
Commercial | Substandard [Member]    
Loans by risk rating    
2022 / 2021 8,825,000 9,498,000
2021 / 2020 3,594,000 4,048,000
2020 / 2019 3,309,000 14,121,000
2019 / 2018 13,395,000 326,000
2018 / 2017 22,000  
Prior 60,000 75,000
Revolving Loans 2,372,000 4,644,000
Total Loans 31,577,000 32,712,000
Real estate - residential    
Loans by risk rating    
Mortgage loans in process of foreclosure 659,000 488,000
Leases    
Loans by risk rating    
2022 / 2021 85,782,000 83,402,000
2021 / 2020 74,574,000 44,129,000
2020 / 2019 34,929,000 35,093,000
2019 / 2018 26,390,000 9,573,000
2018 / 2017 7,054,000 1,170,000
Prior 1,948,000 2,664,000
Total Loans 230,677,000 176,031,000
Leases | Pass [Member]    
Loans by risk rating    
2022 / 2021 85,782,000 83,402,000
2021 / 2020 74,574,000 44,129,000
2020 / 2019 34,929,000 32,259,000
2019 / 2018 24,334,000 8,950,000
2018 / 2017 7,054,000 1,170,000
Prior 1,713,000 2,367,000
Total Loans 228,386,000 172,277,000
Leases | Special Mention [Member]    
Loans by risk rating    
2019 / 2018 286,000  
Total Loans 286,000  
Leases | Substandard [Member]    
Loans by risk rating    
2020 / 2019   2,834,000
2019 / 2018 1,770,000 623,000
Prior 235,000 297,000
Total Loans 2,005,000 3,754,000
Commercial real estate - Investor    
Loans by risk rating    
2022 / 2021 245,689,000 332,951,000
2021 / 2020 319,803,000 236,342,000
2020 / 2019 214,559,000 158,512,000
2019 / 2018 135,419,000 85,230,000
2018 / 2017 52,267,000 68,422,000
Prior 88,973,000 57,330,000
Revolving Loans 19,968,000 18,602,000
Total Loans 1,076,678,000 957,389,000
Commercial real estate - Investor | Pass [Member]    
Loans by risk rating    
2022 / 2021 245,689,000 315,247,000
2021 / 2020 310,869,000 233,964,000
2020 / 2019 185,655,000 147,511,000
2019 / 2018 83,699,000 85,049,000
2018 / 2017 52,267,000 64,810,000
Prior 85,785,000 55,523,000
Revolving Loans 19,968,000 18,602,000
Total Loans 983,932,000 920,706,000
Commercial real estate - Investor | Special Mention [Member]    
Loans by risk rating    
2022 / 2021   15,466,000
2021 / 2020 4,955,000  
2020 / 2019 28,904,000 10,550,000
2019 / 2018 28,480,000  
Total Loans 62,339,000 26,016,000
Commercial real estate - Investor | Substandard [Member]    
Loans by risk rating    
2022 / 2021   2,238,000
2021 / 2020 3,979,000 2,378,000
2020 / 2019   451,000
2019 / 2018 23,240,000 181,000
2018 / 2017   3,612,000
Prior 3,188,000 1,807,000
Total Loans 30,407,000 10,667,000
Commercial real estate - Owner occupied    
Loans by risk rating    
2022 / 2021 80,008,000 228,642,000
2021 / 2020 201,248,000 97,549,000
2020 / 2019 107,483,000 66,150,000
2019 / 2018 74,035,000 60,915,000
2018 / 2017 53,156,000 55,487,000
Prior 110,328,000 63,119,000
Revolving Loans 1,640,000 2,522,000
Total Loans 627,898,000 574,384,000
Commercial real estate - Owner occupied | Pass [Member]    
Loans by risk rating    
2022 / 2021 71,396,000 220,324,000
2021 / 2020 178,903,000 96,607,000
2020 / 2019 97,521,000 61,511,000
2019 / 2018 63,526,000 60,915,000
2018 / 2017 53,156,000 54,236,000
Prior 107,040,000 59,887,000
Revolving Loans 1,640,000 2,522,000
Total Loans 573,182,000 556,002,000
Commercial real estate - Owner occupied | Special Mention [Member]    
Loans by risk rating    
2022 / 2021 8,405,000  
2020 / 2019 8,766,000 2,953,000
2019 / 2018 8,830,000  
Total Loans 26,001,000 2,953,000
Commercial real estate - Owner occupied | Substandard [Member]    
Loans by risk rating    
2022 / 2021 207,000 8,318,000
2021 / 2020 22,345,000 942,000
2020 / 2019 1,196,000 1,686,000
2019 / 2018 1,679,000  
2018 / 2017   1,251,000
Prior 3,288,000 3,232,000
Total Loans 28,715,000 15,429,000
Construction    
Loans by risk rating    
2022 / 2021 22,741,000 88,780,000
2021 / 2020 72,347,000 67,767,000
2020 / 2019 54,830,000 42,101,000
2019 / 2018 12,807,000 4,671,000
2018 / 2017 2,828,000 477,000
Prior 1,678,000 1,193,000
Revolving Loans 2,806,000 1,143,000
Total Loans 170,037,000 206,132,000
Construction | Pass [Member]    
Loans by risk rating    
2022 / 2021 21,503,000 88,620,000
2021 / 2020 70,850,000 65,629,000
2020 / 2019 49,606,000 37,169,000
2019 / 2018 2,596,000 2,727,000
2018 / 2017 2,828,000 477,000
Prior 1,678,000 1,193,000
Revolving Loans 2,806,000 1,143,000
Total Loans 151,867,000 196,958,000
Construction | Special Mention [Member]    
Loans by risk rating    
2021 / 2020 1,497,000 2,138,000
2020 / 2019 5,224,000 4,932,000
2019 / 2018 10,211,000  
Total Loans 16,932,000 7,070,000
Construction | Substandard [Member]    
Loans by risk rating    
2022 / 2021 1,238,000 160,000
2019 / 2018   1,944,000
Total Loans 1,238,000 2,104,000
Residential real estate - Investor    
Loans by risk rating    
2022 / 2021 12,597,000 13,492,000
2021 / 2020 11,037,000 9,902,000
2020 / 2019 7,308,000 13,084,000
2019 / 2018 10,228,000 6,589,000
2018 / 2017 5,814,000 7,444,000
Prior 13,162,000 11,020,000
Revolving Loans 1,074,000 1,868,000
Total Loans 61,220,000 63,399,000
Residential real estate - Investor | Pass [Member]    
Loans by risk rating    
2022 / 2021 12,597,000 13,371,000
2021 / 2020 11,037,000 9,758,000
2020 / 2019 7,308,000 13,084,000
2019 / 2018 9,722,000 6,392,000
2018 / 2017 5,623,000 7,059,000
Prior 12,613,000 10,602,000
Revolving Loans 1,074,000 1,868,000
Total Loans 59,974,000 62,134,000
Residential real estate - Investor | Substandard [Member]    
Loans by risk rating    
2022 / 2021   121,000
2021 / 2020   144,000
2019 / 2018 506,000 197,000
2018 / 2017 191,000 385,000
Prior 549,000 418,000
Total Loans 1,246,000 1,265,000
Residential real estate - Owner occupied    
Loans by risk rating    
2022 / 2021 2,524,000 48,990,000
2021 / 2020 46,744,000 32,095,000
2020 / 2019 30,009,000 20,996,000
2019 / 2018 17,524,000 14,523,000
2018 / 2017 13,132,000 30,738,000
Prior 96,457,000 63,854,000
Revolving Loans 1,446,000 2,052,000
Total Loans 207,836,000 213,248,000
Residential real estate - Owner occupied | Pass [Member]    
Loans by risk rating    
2022 / 2021 2,524,000 48,009,000
2021 / 2020 45,874,000 31,912,000
2020 / 2019 29,768,000 20,990,000
2019 / 2018 16,812,000 13,304,000
2018 / 2017 13,000,000 30,562,000
Prior 94,011,000 60,661,000
Revolving Loans 1,446,000 2,052,000
Total Loans 203,435,000 207,490,000
Residential real estate - Owner occupied | Special Mention [Member]    
Loans by risk rating    
2022 / 2021   659,000
2021 / 2020 616,000  
Total Loans 616,000 659,000
Residential real estate - Owner occupied | Substandard [Member]    
Loans by risk rating    
2022 / 2021   322,000
2021 / 2020 254,000 183,000
2020 / 2019 241,000 6,000
2019 / 2018 712,000 1,219,000
2018 / 2017 132,000 176,000
Prior 2,446,000 3,193,000
Total Loans 3,785,000 5,099,000
Multifamily    
Loans by risk rating    
2022 / 2021 57,222,000 109,608,000
2021 / 2020 109,808,000 71,748,000
2020 / 2019 43,793,000 46,193,000
2019 / 2018 35,179,000 62,733,000
2018 / 2017 55,496,000 11,701,000
Prior 9,154,000 7,117,000
Revolving Loans 54,000 64,000
Total Loans 310,706,000 309,164,000
Multifamily | Pass [Member]    
Loans by risk rating    
2022 / 2021 56,793,000 109,175,000
2021 / 2020 109,808,000 71,748,000
2020 / 2019 43,793,000 39,293,000
2019 / 2018 28,315,000 61,190,000
2018 / 2017 54,875,000 11,399,000
Prior 8,868,000 7,117,000
Revolving Loans 54,000 64,000
Total Loans 302,506,000 299,986,000
Multifamily | Special Mention [Member]    
Loans by risk rating    
2020 / 2019   6,900,000
2019 / 2018 6,864,000  
Total Loans 6,864,000 6,900,000
Multifamily | Substandard [Member]    
Loans by risk rating    
2022 / 2021 429,000 433,000
2019 / 2018   1,543,000
2018 / 2017 621,000 302,000
Prior 286,000  
Total Loans 1,336,000 2,278,000
HELOC    
Loans by risk rating    
2022 / 2021 225,000 907,000
2021 / 2020 743,000 2,091,000
2020 / 2019 1,547,000 2,131,000
2019 / 2018 1,758,000 822,000
2018 / 2017 750,000 1,679,000
Prior 3,695,000 2,065,000
Revolving Loans 102,354,000 105,969,000
Total Loans 111,072,000 115,664,000
HELOC | Pass [Member]    
Loans by risk rating    
2022 / 2021 225,000 907,000
2021 / 2020 365,000 2,091,000
2020 / 2019 537,000 2,131,000
2019 / 2018 1,617,000 805,000
2018 / 2017 679,000 1,667,000
Prior 2,822,000 1,869,000
Revolving Loans 102,036,000 104,843,000
Total Loans 108,281,000 114,313,000
HELOC | Special Mention [Member]    
Loans by risk rating    
2019 / 2018 110,000  
Revolving Loans   108,000
Total Loans 110,000 108,000
HELOC | Substandard [Member]    
Loans by risk rating    
2021 / 2020 378,000  
2020 / 2019 1,010,000  
2019 / 2018 31,000 17,000
2018 / 2017 71,000 12,000
Prior 873,000 196,000
Revolving Loans 318,000 1,018,000
Total Loans 2,681,000 1,243,000
HELOC - Purchased    
Loans by risk rating    
Prior 172,000 10,626,000
Revolving Loans 8,894,000  
Total Loans 9,066,000 10,626,000
HELOC - Purchased | Pass [Member]    
Loans by risk rating    
Prior   10,446,000
Revolving Loans 8,894,000  
Total Loans 8,894,000 10,446,000
HELOC - Purchased | Substandard [Member]    
Loans by risk rating    
Prior 172,000 180,000
Total Loans 172,000 180,000
Other    
Loans by risk rating    
2022 / 2021 1,467,000 8,659,000
2021 / 2020 3,900,000 1,102,000
2020 / 2019 610,000 437,000
2019 / 2018 281,000 261,000
2018 / 2017 88,000 1,414,000
Prior 1,263,000 4,214,000
Revolving Loans 5,546,000 7,206,000
Total Loans 13,155,000 23,293,000
Other | Pass [Member]    
Loans by risk rating    
2022 / 2021 1,467,000 8,659,000
2021 / 2020 3,900,000 1,099,000
2020 / 2019 608,000 437,000
2019 / 2018 281,000 254,000
2018 / 2017 88,000 1,414,000
Prior 1,263,000 4,214,000
Revolving Loans 5,546,000 7,206,000
Total Loans 13,153,000 23,283,000
Other | Substandard [Member]    
Loans by risk rating    
2021 / 2020   3,000
2020 / 2019 2,000  
2019 / 2018   7,000
Total Loans $ 2,000 $ 10,000