XML 93 R62.htm IDEA: XBRL DOCUMENT v3.7.0.1
Regulatory & Capital Matters - Capital Levels and Industry Defined Regulatory Minimums (Details) - USD ($)
$ in Thousands
Jun. 30, 2017
Dec. 31, 2016
Common equity tier 1 capital to risk weighted assets    
Actual $ 161,114 $ 154,537
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable $ 108,352 $ 90,411
Common equity tier 1 capital to risk weighted assets, Ratio    
Actual (as a percent) 8.55% 8.76%
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) 5.75% 5.125%
Total capital to risk weighted assets, Amount    
Actual at period end $ 228,754 $ 216,769
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable $ 174,298 $ 152,126
Total capital to risk weighted assets, Ratio    
Risk-based capital ratio (as a percent) 12.14% 12.29%
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) 9.25% 8.625%
Tier 1 capital to risk weighted assets, Amount    
Actual $ 208,397 $ 191,988
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable $ 136,607 $ 116,904
Tier 1 capital to risk weighted assets, Ratio    
Actual (as a percent) 11.06% 10.88%
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) 7.25% 6.625%
Tier 1 capital to average assets, Amount    
Actual $ 208,397 $ 191,988
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable $ 91,704 $ 86,287
Tier 1 capital to average assets, Ratio    
Tier 1 capital leverage ratio (as a percent) 9.09% 8.90%
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) 4.00% 4.00%
Old Second National Bank    
Common equity tier 1 capital to risk weighted assets    
Actual $ 234,644 $ 221,153
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable 108,283 90,456
Minimum Required to Be Well Capitalized $ 122,407 $ 114,724
Common equity tier 1 capital to risk weighted assets, Ratio    
Actual (as a percent) 12.46% 12.53%
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) 5.75% 5.125%
Minimum Required to Be Well Capitalized (as a percent) 6.50% 6.50%
Total capital to risk weighted assets, Amount    
Actual at period end $ 250,475 $ 237,306
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable 174,203 152,176
Minimum Required to Be Well Capitalized $ 188,327 $ 176,436
Total capital to risk weighted assets, Ratio    
Risk-based capital ratio (as a percent) 13.30% 13.45%
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) 9.25% 8.625%
Minimum Required to Be Well Capitalized (as a percent) 10.00% 10.00%
Tier 1 capital to risk weighted assets, Amount    
Actual $ 234,644 $ 221,153
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable 136,530 116,930
Minimum Required to Be Well Capitalized $ 150,654 $ 141,199
Tier 1 capital to risk weighted assets, Ratio    
Actual (as a percent) 12.46% 12.53%
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) 7.25% 6.625%
Minimum Required to Be Well Capitalized (as a percent) 8.00% 8.00%
Tier 1 capital to average assets, Amount    
Actual $ 234,644 $ 221,153
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable 91,747 86,388
Minimum Required to Be Well Capitalized $ 114,684 $ 107,985
Tier 1 capital to average assets, Ratio    
Tier 1 capital leverage ratio (as a percent) 10.23% 10.24%
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) 4.00% 4.00%
Minimum Required to Be Well Capitalized (as a percent) 5.00% 5.00%