December 5, 2008

VIA EDGAR

The United States Securities

  and Exchange Commission

100 F Street NE

Washington, D.C.  20549-4644

Subject:             Nationwide Variable Account-II of

           Nationwide Life Insurance Company

           SEC File No. 333-147198

           CIK No. 0000356514

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the Nationwide Variable Account-II (the “Variable Account”) and Nationwide Life Insurance Company, we certify that the form of the prospectus which would have been filed under paragraphs (b) and (c) under Rule 497 does not differ from the form of the prospectus contained in Pre Effective Amendment No. 3 to the Registration Statement for the Company and the Variable Account which became effective December 2, 2008.

Please contact the undersigned at (614) 677-8683 with any questions regarding this filing.

Very truly yours,

NATIONWIDE LIFE INSURANCE COMPANY

/s/ KEITH W. HINZE

Keith W. Hinze

Assistant General Counsel