Schedule III - Supplementary Insurance Information

12 Months Ended

Dec. 31, 2015

Supplementary Insurance Information [Abstract]

Schedule III - Supplementary Insurance Information

EMC INSURANCE GROUP INC. AND SUBSIDIARIES

Schedule III – Supplementary Insurance Information

For Years Ended December 31, 2015, 2014 and 2013

($ in thousands)
Segment	Deferred policy acquisition costs		Loss and settlement expense reserves		Unearned premiums		Premium revenue		Net investment income			Losses and settlement expenses incurred		Amortization of deferred policy acquisition costs		Other underwriting expenses		Premiums written
Year ended December 31, 2015
Property and casualty insurance	$	35,219	$	480,413	$	212,652	$	447,197	$	32,668		$	291,883	$	75,701	$	63,954	$	454,434
Reinsurance	5,501		198,361		26,783		123,069		12,923			78,853		26,483		4,464		124,504
Parent company	—		—		—		—		(9		)	—		—		—		—
Consolidated	$	40,720	$	678,774	$	239,435	$	570,266	$	45,582		$	370,736	$	102,184	$	68,418	$	578,938
Year ended December 31, 2014
Property and casualty insurance	$	33,855	$	463,458	$	204,357	$	422,381	$	33,509		$	298,033	$	72,768	$	54,385	$	433,707
Reinsurance	5,488		197,851		27,736		118,341		12,968			87,441		26,274		2,441		118,903
Parent company	—		—		—		—		(12		)	—		—		—		—
Consolidated	$	39,343	$	661,309	$	232,093	$	540,722	$	46,465		$	385,474	$	99,042	$	56,826	$	552,610
Year ended December 31, 2013
Property and casualty insurance	$	32,740	$	425,758	$	191,714	$	392,719	$	31,397		$	260,917	$	68,851	$	62,522	$	405,049
Reinsurance	5,052		184,423		28,913		122,787		11,635			72,370		25,877		3,232		129,028
Parent company	—		—		—		—		(10		)	—		—		—		—
Consolidated	$	37,792	$	610,181	$	220,627	$	515,506	$	43,022		$	333,287	$	94,728	$	65,754	$	534,077