<SEC-DOCUMENT>0000356130-16-000197-index.html : 20160219
<SEC-HEADER>0000356130-16-000197.hdr.sgml : 20160219
<ACCEPTANCE-DATETIME>20160219154814
ACCESSION NUMBER:		0000356130-16-000197
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		34
CONFORMED PERIOD OF REPORT:	20160215
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20160219
DATE AS OF CHANGE:		20160219

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EMC INSURANCE GROUP INC
		CENTRAL INDEX KEY:			0000356130
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				426234555
		STATE OF INCORPORATION:			IA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-10956
		FILM NUMBER:		161441759

	BUSINESS ADDRESS:	
		STREET 1:		717 MULBERRY ST
		CITY:			DES MOINES
		STATE:			IA
		ZIP:			50309
		BUSINESS PHONE:		5153452902

	MAIL ADDRESS:	
		STREET 1:		717 MULBERRY STREET
		CITY:			DES MOINES
		STATE:			IA
		ZIP:			50309
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>executionofinter-companyre.htm
<DESCRIPTION>EXECUTION OF INTER CO REINS AGREEMENTS
<TEXT>
Document 1 - file: executionofinter-companyre.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1.4
<SEQUENCE>2
<FILENAME>exh1014.htm
<DESCRIPTION>EXHIBIT 10.1.4
<TEXT>
Document 2 - file: exh1014.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1.5
<SEQUENCE>3
<FILENAME>exh1015.htm
<DESCRIPTION>EXHIBIT 10.1.5
<TEXT>
Document 3 - file: exh1015.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>exh1014001.jpg
<TEXT>
Document 4 - file: exh1014001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>exh1014002.jpg
<TEXT>
Document 5 - file: exh1014002.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>exh1014003.jpg
<TEXT>
Document 6 - file: exh1014003.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>exh1014004.jpg
<TEXT>
Document 7 - file: exh1014004.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>exh1014005.jpg
<TEXT>
Document 8 - file: exh1014005.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>exh1014006.jpg
<TEXT>
Document 9 - file: exh1014006.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>exh1014007.jpg
<TEXT>
Document 10 - file: exh1014007.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>exh1014008.jpg
<TEXT>
Document 11 - file: exh1014008.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>exh1014009.jpg
<TEXT>
Document 12 - file: exh1014009.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>exh1014010.jpg
<TEXT>
Document 13 - file: exh1014010.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>exh1014011.jpg
<TEXT>
Document 14 - file: exh1014011.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>exh1014012.jpg
<TEXT>
Document 15 - file: exh1014012.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>exh1014013.jpg
<TEXT>
Document 16 - file: exh1014013.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>exh1014014.jpg
<TEXT>
Document 17 - file: exh1014014.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>exh1014015.jpg
<TEXT>
Document 18 - file: exh1014015.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>exh1015001.jpg
<TEXT>
Document 19 - file: exh1015001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>exh1015002.jpg
<TEXT>
Document 20 - file: exh1015002.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>exh1015003.jpg
<TEXT>
Document 21 - file: exh1015003.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>exh1015004.jpg
<TEXT>
Document 22 - file: exh1015004.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>exh1015005.jpg
<TEXT>
Document 23 - file: exh1015005.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>exh1015006.jpg
<TEXT>
Document 24 - file: exh1015006.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>exh1015007.jpg
<TEXT>
Document 25 - file: exh1015007.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>exh1015008.jpg
<TEXT>
Document 26 - file: exh1015008.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>exh1015009.jpg
<TEXT>
Document 27 - file: exh1015009.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>28
<FILENAME>exh1015010.jpg
<TEXT>
Document 28 - file: exh1015010.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
<FILENAME>exh1015011.jpg
<TEXT>
Document 29 - file: exh1015011.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>30
<FILENAME>exh1015012.jpg
<TEXT>
Document 30 - file: exh1015012.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>31
<FILENAME>exh1015013.jpg
<TEXT>
Document 31 - file: exh1015013.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>32
<FILENAME>exh1015014.jpg
<TEXT>
Document 32 - file: exh1015014.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>33
<FILENAME>exh1015015.jpg
<TEXT>
Document 33 - file: exh1015015.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>34
<FILENAME>exh1015016.jpg
<TEXT>
Document 34 - file: exh1015016.jpg

</DOCUMENT>
</SEC-DOCUMENT>