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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
REVENUES    
Premiums earned (affiliated $137,419 and $131,932) $ 138,731us-gaap_PremiumsEarnedNetPropertyAndCasualty $ 133,080us-gaap_PremiumsEarnedNetPropertyAndCasualty
Investment income, net 11,206us-gaap_NetInvestmentIncome 11,855us-gaap_NetInvestmentIncome
Net realized investment gains, excluding impairment losses on securities available-for-sale 1,401us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments 1,578us-gaap_MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments
Total other-than-temporary impairment losses on securities available-for-sale (618)us-gaap_ImpairmentOfInvestments (316)us-gaap_ImpairmentOfInvestments
Portion of other-than-temporary impairment losses on fixed maturity securities available-for-sale reclassified from other comprehensive income (before taxes) 0us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities 0us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities
Net impairment losses on securities available-for-sale (618)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities (316)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities
Net realized investment gains 783us-gaap_GainLossOnInvestments 1,262us-gaap_GainLossOnInvestments
Other income (affiliated $657 and $129) 1,615us-gaap_OtherIncome 34us-gaap_OtherIncome
Total revenues 152,335us-gaap_Revenues 146,231us-gaap_Revenues
LOSSES AND EXPENSES    
Losses and settlement expenses (affiliated $75,272 and $88,691) 75,785us-gaap_IncurredClaimsPropertyCasualtyAndLiability 88,969us-gaap_IncurredClaimsPropertyCasualtyAndLiability
Dividends to policyholders (all affiliated) 2,900emci_PolicyholderDividendsFromAffiliates 1,716emci_PolicyholderDividendsFromAffiliates
Amortization of deferred policy acquisition costs (affiliated $25,212 and $24,429) 25,441us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense 24,615us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense
Other underwriting expenses (all affiliated) 17,521emci_OtherSellingGeneralAndAdministrativeExpenseFromAffiliates 15,430emci_OtherSellingGeneralAndAdministrativeExpenseFromAffiliates
Interest expense (all affiliated) 84emci_InterestExpenseToAffiliates 84emci_InterestExpenseToAffiliates
Other expense (affiliated $441 and $324) 667us-gaap_OtherCostAndExpenseOperating 528us-gaap_OtherCostAndExpenseOperating
Total losses and expenses 122,398us-gaap_BenefitsLossesAndExpenses 131,342us-gaap_BenefitsLossesAndExpenses
Income before income tax expense 29,937us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 14,889us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
INCOME TAX EXPENSE    
Current 9,205us-gaap_CurrentIncomeTaxExpenseBenefit 4,102us-gaap_CurrentIncomeTaxExpenseBenefit
Deferred 402us-gaap_DeferredIncomeTaxExpenseBenefit 192us-gaap_DeferredIncomeTaxExpenseBenefit
Total income tax expense 9,607us-gaap_IncomeTaxExpenseBenefit 4,294us-gaap_IncomeTaxExpenseBenefit
Net income $ 20,330us-gaap_NetIncomeLoss $ 10,595us-gaap_NetIncomeLoss
Net income per common share - basic and diluted $ 1.49us-gaap_EarningsPerShareBasicAndDiluted $ 0.79us-gaap_EarningsPerShareBasicAndDiluted
Dividend per common share $ 0.25us-gaap_CommonStockDividendsPerShareDeclared $ 0.23us-gaap_CommonStockDividendsPerShareDeclared
Average number of common shares outstanding - basic and diluted (in shares) 13,624,201us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted 13,348,730us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted