XML 85 R51.htm IDEA: XBRL DOCUMENT v2.4.1.9
STATUTORY INFORMATION AND DIVIDEND RESTRICTIONS (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
STATUTORY INFORMATION AND DIVIDEND RESTRICTIONS [Abstract]      
Statutory surplus of the Company's insurance subsidiaries $ 454,799us-gaap_StatutoryCapitalAndSurplusApplyingNationalAssociationOfInsuranceCommissionersNAICPractices $ 416,718us-gaap_StatutoryCapitalAndSurplusApplyingNationalAssociationOfInsuranceCommissionersNAICPractices  
Statutory net income (loss) 32,159us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount 41,162us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount 38,102us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount
Risk-based capital model assessment for Company At December 31, 2014, the Company’s insurance subsidiaries had total adjusted statutory capital well in excess of the minimum risk-based capital requirement.    
Statutory Accounting Practices, Statutory Capital and Surplus Required 73,243us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusRequired    
Percentage of statutory surplus as maximum dividend allowable without prior approval of insurance regulatory authorities (in hundredths) 10.00%emci_PercentageOfMaximumDividendPaidWithoutPriorApprovalOfInsuranceRegulatoryAuthorities 10.00%emci_PercentageOfMaximumDividendPaidWithoutPriorApprovalOfInsuranceRegulatoryAuthorities 10.00%emci_PercentageOfMaximumDividendPaidWithoutPriorApprovalOfInsuranceRegulatoryAuthorities
Amount available for distribution to the Company without prior approval $ 45,480us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPayments