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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Accounting Policies [Abstract]    
Percentage of premium written in Iowa and contiguous states (in hundredths) 37.00%emci_PercentageOfPremiumsWrittenInIowa  
Percentage of net premiums written subject to policyholder dividends (in hundredths) 26.00%emci_PercentageOfNetPremiumsWrittenSubjectToPolicyHolderDividends  
Investment securities on deposit $ 11,685us-gaap_AssetsHeldByInsuranceRegulators $ 11,533us-gaap_AssetsHeldByInsuranceRegulators
Average annual expense for accounts receivable charge-offs over past ten years $ 354emci_AverageAnnualChargeOffsPastTenYears