SEGMENT INFORMATION (Tables)

12 Months Ended

Dec. 31, 2014

Segment Reporting [Abstract]

Summarized financial information for segments

Summarized financial information for the Company’s segments is as follows:

Year ended December 31, 2014	Property and casualty insurance			Reinsurance		Parent company			Consolidated
Premiums earned	$	422,381		$	118,341	$	—		$	540,722
Underwriting profit (loss)	(12,309		)	2,185		—			(10,124		)
Net investment income (loss)	33,509			12,968		(12		)	46,465
Realized investment gains	2,938			1,411		—			4,349
Other income (loss)	695			2,236		—			2,931
Interest expense	337			—		—			337
Other expenses	793			—		1,584			2,377
Income (loss) before income tax expense (benefit)	$	23,703		$	18,800	$	(1,596	)	$	40,907
Assets	$	1,057,429		$	434,139	$	503,008		$	1,994,576
Eliminations	—			—		(495,288		)	(495,288		)
Reclassifications	(909		)	—		(559		)	(1,468		)
Total assets	$	1,056,520		$	434,139	$	7,161		$	1,497,820

Year ended December 31, 2013	Property and casualty insurance			Reinsurance			Parent company			Consolidated
Premiums earned	$	392,719		$	122,787		$	—		$	515,506
Underwriting profit (loss)	(10,435		)	21,308			—			10,873
Net investment income (loss)	31,397			11,635			(10		)	43,022
Realized investment gains	7,525			1,472			—			8,997
Other income (loss)	765			(305		)	—			460
Interest expense	384			—			—			384
Other expenses	751			—			1,364			2,115
Income (loss) before income tax expense (benefit)	$	28,117		$	34,110		$	(1,374	)	$	60,853
Assets	$	974,743		$	386,855		$	455,368		$	1,816,966
Eliminations	—			—			(441,984		)	(441,984		)
Reclassifications	—			—			(481		)	(481		)
Total assets	$	974,743		$	386,855		$	12,903		$	1,374,501

Year ended December 31, 2012	Property and casualty insurance			Reinsurance		Parent company			Consolidated
Premiums earned	$	357,139		$	101,707	$	—		$	458,846
Underwriting profit (loss)	(8,207		)	9,841		—			1,634
Net investment income (loss)	32,214			11,941		(10		)	44,145
Realized investment gains	7,348			669		—			8,017
Other income (loss)	774			60		—			834
Interest expense	900			—		—			900
Other expenses	798			—		1,299			2,097
Income (loss) before income tax expense (benefit)	$	30,431		$	22,511	$	(1,309	)	$	51,633

Summary of net premiums earned by line of insurance

The following table displays the net premiums earned of the property and casualty insurance segment and the reinsurance segment for the three years ended December 31, 2014, by line of insurance.

	Year ended December 31,
	2014		2013		2012
Property and casualty insurance segment
Commercial lines:
Automobile	$	96,908	$	86,230	$	76,362
Property	97,155		87,446		77,726
Workers' compensation	88,356		83,172		75,697
Liability	86,108		77,983		68,661
Other	7,416		7,487		7,614
Total commercial lines	375,943		342,318		306,060
Personal lines:
Automobile	25,094		27,408		28,437
Property	20,562		22,285		22,020
Liability	782		708		622
Total personal lines	46,438		50,401		51,079
Total property and casualty insurance	$	422,381	$	392,719	$	357,139
Reinsurance segment
Pro rata reinsurance:
Property and liability	$	8,552	$	7,489	$	6,232
Property	4,793		15,775		13,509
Crop	3,636		4,455		3,841
Liability	9,919		5,172		1,171
Marine	14,983		14,757		5,708
Total pro rata reinsurance	41,883		47,648		30,461
Excess of loss reinsurance:
Property	64,956		64,069		59,537
Liability	11,408		11,070		11,698
Surety	94		—		11
Total excess of loss reinsurance	76,458		75,139		71,246
Total reinsurance	$	118,341	$	122,787	$	101,707
Consolidated	$	540,722	$	515,506	$	458,846