Schedule IV - Reinsurance

12 Months Ended

Dec. 31, 2014

Supplemental Schedule of Reinsurance Premiums for Insurance Companies [Abstract]

Schedule IV - Reinsurance

EMC INSURANCE GROUP INC. AND SUBSIDIARIES

Schedule IV – Reinsurance

For Years Ended December 31, 2014, 2013 and 2012

	Gross amount		Ceded to other companies		Assumed from other companies		Net amount		Percentage of amount assumed to net
Year ended December 31, 2014
Consolidated earned premiums	$	372,658	$	423,602	$	591,666	$	540,722	109.4	%
Year ended December 31, 2013
Consolidated earned premiums	$	361,010	$	413,422	$	567,918	$	515,506	110.2	%
Year ended December 31, 2012
Consolidated earned premiums	$	328,227	$	368,870	$	499,489	$	458,846	108.9	%