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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Dec. 31, 2013
Investments:    
Fixed maturity securities available-for-sale, at fair value (amortized cost $1,080,006 and $1,009,572) $ 1,127,499us-gaap_AvailableForSaleSecuritiesDebtSecurities $ 1,027,984us-gaap_AvailableForSaleSecuritiesDebtSecurities
Equity securities available-for-sale, at fair value (cost $123,972 and $113,835) 197,036us-gaap_AvailableForSaleSecuritiesEquitySecurities 169,848us-gaap_AvailableForSaleSecuritiesEquitySecurities
Other long-term investments 6,227us-gaap_OtherLongTermInvestments 2,392us-gaap_OtherLongTermInvestments
Short-term investments 53,262us-gaap_OtherShortTermInvestments 56,166us-gaap_OtherShortTermInvestments
Total investments 1,384,024us-gaap_Investments 1,256,390us-gaap_Investments
Cash 383us-gaap_Cash 239us-gaap_Cash
Reinsurance receivables due from affiliate 28,603emci_ReinsuranceRecoverablesFromAffiliates 30,328emci_ReinsuranceRecoverablesFromAffiliates
Prepaid reinsurance premiums due from affiliate 8,865emci_PrepaidReinsurancePremiumsFromAffiliates 9,717emci_PrepaidReinsurancePremiumsFromAffiliates
Deferred policy acquisition costs (affiliated $38,930 and $37,414) 39,343us-gaap_DeferredPolicyAcquisitionCosts 37,792us-gaap_DeferredPolicyAcquisitionCosts
Prepaid pension and postretirement benefits due from affiliate 17,360emci_PrepaidPensionBenefitsFromAffiliates 23,121emci_PrepaidPensionBenefitsFromAffiliates
Accrued investment income 10,295us-gaap_AccruedInvestmentIncomeReceivable 9,984us-gaap_AccruedInvestmentIncomeReceivable
Accounts receivable 1,767us-gaap_PremiumsAndOtherReceivablesNet 1,080us-gaap_PremiumsAndOtherReceivablesNet
Goodwill 942us-gaap_Goodwill 942us-gaap_Goodwill
Other assets (affiliated $4,900 and $4,780) 6,238us-gaap_OtherAssets 4,908us-gaap_OtherAssets
Total assets 1,497,820us-gaap_Assets 1,374,501us-gaap_Assets
LIABILITIES    
Losses and settlement expenses (affiliated $650,652 and $600,313) 661,309us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpensePropertyCasualtyLiability 610,181us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpensePropertyCasualtyLiability
Unearned premiums (affiliated $230,460 and $218,788) 232,093us-gaap_UnearnedPremiums 220,627us-gaap_UnearnedPremiums
Other policyholders' funds (all affiliated) 10,153emci_PolicyholderDividendsPayableFromAffiliates 8,491emci_PolicyholderDividendsPayableFromAffiliates
Surplus notes payable to affiliate 25,000us-gaap_NotesPayableRelatedPartiesCurrentAndNoncurrent 25,000us-gaap_NotesPayableRelatedPartiesCurrentAndNoncurrent
Amounts due affiliate to settle inter-company transaction balances 8,559us-gaap_DueToRelatedPartiesCurrentAndNoncurrent 9,090us-gaap_DueToRelatedPartiesCurrentAndNoncurrent
Pension benefits payable to affiliate 4,162emci_PensionAndOtherPostretirementAndPostemploymentBenefitPlansLiabilitiesFromAffiliates 3,401emci_PensionAndOtherPostretirementAndPostemploymentBenefitPlansLiabilitiesFromAffiliates
Income taxes payable 3us-gaap_AccruedIncomeTaxes 1,530us-gaap_AccruedIncomeTaxes
Deferred income taxes 28,654us-gaap_DeferredTaxLiabilities 12,822us-gaap_DeferredTaxLiabilities
Other liabilities (affiliated $23,941 and $25,161) 25,001us-gaap_OtherLiabilities 28,149us-gaap_OtherLiabilities
Total liabilities 994,934us-gaap_Liabilities 919,291us-gaap_Liabilities
STOCKHOLDERS' EQUITY    
Common stock, $1 par value, authorized 20,000,000 shares; issued and outstanding, 13,562,980 shares in 2014 and 13,306,027 shares in 2013 13,563us-gaap_CommonStockValueOutstanding 13,306us-gaap_CommonStockValueOutstanding
Additional paid-in capital 106,672us-gaap_AdditionalPaidInCapitalCommonStock 99,309us-gaap_AdditionalPaidInCapitalCommonStock
Accumulated other comprehensive income 81,662us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax [1] 59,010us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax [1]
Retained earnings 300,989us-gaap_RetainedEarningsAccumulatedDeficit 283,585us-gaap_RetainedEarningsAccumulatedDeficit
Total stockholders' equity 502,886us-gaap_StockholdersEquity 455,210us-gaap_StockholdersEquity
Total liabilities and stockholders' equity $ 1,497,820us-gaap_LiabilitiesAndStockholdersEquity $ 1,374,501us-gaap_LiabilitiesAndStockholdersEquity
[1] All amounts are net of tax. Amounts in parentheses indicate debits.