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AFFILIATION AND TRANSACTIONS WITH AFFILIATES (Details) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Related Party Transaction [Line Items]      
Percentage of pool participation (in hundredths) 30.00% 30.00% 30.00%
Affiliated Entity [Member]
     
Related Party Transaction [Line Items]      
Cost allocation to the Company not from pooling agreement $ 3,587,989 $ 3,324,922 $ 2,835,005
Investment expenses allocated to Company 1,567,914 1,297,277 1,182,482
Property and casualty insurance [Member]
     
Related Party Transaction [Line Items]      
Percentage of pool participation (in hundredths) 30.00% 30.00% 30.00%
Property and casualty insurance [Member] | Affiliated Entity [Member]
     
Related Party Transaction [Line Items]      
Percentage of pool participation (in hundredths) 30.00% 30.00% 30.00%
Settlement period of intercompany balances 45 days 45 days 45 days
Cost allocation to the Company from pooling agreement 83,331,669 76,074,327 73,061,011
EMC Reinsurance [Member]
     
Related Party Transaction [Line Items]      
Foreign currency transaction gain (loss) (366,338) (24,830) (591,848)
EMC Reinsurance [Member] | Affiliated Entity [Member]
     
Related Party Transaction [Line Items]      
Quota share agreement portion assumed (in hundredths) 100.00% 100.00% 100.00%
Catastrophe claims, retention amount 4,000,000 4,000,000 3,000,000
First layer excess of loss coinsurance percentage (in hundredths) 20.00%    
First layer excess of loss limit 10,000,000    
Second layer excess of loss coinsurance percentage (in hundredths) 10.00%    
Second layer excess of loss limit 50,000,000    
Percentage cost of protection to assumed reinsurance premiums written (in hundredths) 9.00% 10.00% 10.00%
Settlement period of intercompany balances 45 days 45 days 45 days
Reinstatement premium income recognized through the quota share agreement 2,542,199 2,343,630 3,139,205
Premiums earned assumed by the reinsurance subsidiary through the quota share agreement 129,745,885 107,111,745 100,028,061
Premiums earned ceded by the reinsurance subsidiary to Employers Mutual 12,760,996 11,916,226 10,721,484
Losses and settlement expenses assumed by the reinsurance subsidiary through the quota share agreement 66,125,725 74,832,154 103,086,914
Losses and settlement expenses ceded by the reinsurance subsidiary to Employers Mutual through the excess of loss agreement 822,553 9,926,034 15,877,627
Commissions paid by the reinsurance subsidiary to Employers Mutual 26,113,939 19,536,634 17,413,284
Foreign currency transaction gain (loss) assumed by subsidiary from Employers Mutual $ 7,644 $ 53,081 $ (749,938)
Excess Of Loss Contract Changes Effective In Subsequent Year [Member] | EMC Reinsurance [Member] | Affiliated Entity [Member]
     
Related Party Transaction [Line Items]      
Percentage cost of protection to assumed reinsurance premiums written (in hundredths) 8.00%