CONSOLIDATED STATEMENTS OF INCOME (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
REVENUES
Premiums earned (affiliated $509,703,737, $452,334,205 and $410,955,792)	$ 515,506,266	$ 458,845,999	$ 416,402,313
Investment income, net	43,022,175	44,145,074	46,110,925
Net realized investment gains, excluding impairment losses on securities available-for-sale	9,060,192	8,202,651	15,263,426
Total other-than-temporary impairment losses on securities available-for-sale	(63,647)	(185,623)	(5,874,116)
Portion of other-than-temporary impairment losses on fixed maturity securities available-for-sale reclassified from other comprehensive income (before taxes)	0	0	(86,017)
Net impairment losses on securities available-for-sale	(63,647)	(185,623)	(5,960,133)
Net realized investment gains	8,996,545	8,017,028	9,303,293
Other income (all affiliated)	826,361	859,426	828,110
Total revenues	568,351,347	511,867,527	472,644,641
LOSSES AND EXPENSES
Losses and settlement expenses (affiliated $326,129,688, $298,798,399 and $338,658,534)	333,287,449	303,387,715	342,974,437
Dividends to policyholders (all affiliated)	10,863,688	8,630,580	5,255,568
Amortization of deferred policy acquisition costs (affiliated $93,115,663, $82,539,551 and $75,900,854)	94,727,668	84,274,773	77,318,057
Other underwriting expenses (affiliated $65,574,694, $60,981,322 and $54,541,637)	65,754,441	60,918,591	54,515,442
Interest expense (all affiliated)	384,375	900,000	900,000
Other expense (affiliated $1,347,885, $2,044,343 and $2,830,745)	2,481,306	2,122,254	2,672,654
Total losses and expenses	507,498,927	460,233,913	483,636,158
Income (loss) before income tax expense (benefit)	60,852,420	51,633,614	(10,991,517)
INCOME TAX EXPENSE (BENEFIT)
Current	16,926,838	11,594,581	(9,818,259)
Deferred	406,909	2,072,604	1,564,021
Total income tax expense (benefit)	17,333,747	13,667,185	(8,254,238)
Net income (loss)	$ 43,518,673	$ 37,966,429	$ (2,737,279)
Net income (loss) per common share - basic and diluted	$ 3.33	$ 2.95	$ (0.21)
Average number of common shares outstanding - basic and diluted (in shares)	13,086,612	12,886,667	12,912,718