Schedule IV - Reinsurance

12 Months Ended

Dec. 31, 2013

Supplemental Schedule of Reinsurance Premiums for Insurance Companies [Abstract]

EMC INSURANCE GROUP INC. AND SUBSIDIARIES

Schedule IV – Reinsurance

For Years Ended December 31, 2013, 2012 and 2011



	Gross amount		Ceded to other companies		Assumed from other companies		Net amount		Percentage of amount assumed to net
Year ended December 31, 2013
Consolidated earned premiums	$	361,009,971	$	413,421,963	$	567,918,258	$	515,506,266	110.2	%

Year ended December 31, 2012
Consolidated earned premiums	$	328,227,401	$	368,870,477	$	499,489,075	$	458,845,999	108.9	%

Year ended December 31, 2011
Consolidated earned premiums	$	283,482,713	$	335,355,738	$	468,275,338	$	416,402,313	112.5	%

- Definition

The entire disclosure for the supplemental schedule of reinsurance information required to be filed for each period for which an audited income statement is presented. Reinsurance schedule includes the type of insurance, gross amount of premiums, premiums ceded to other companies, premiums assumed from other companies, net amount of premium revenue, and the percentage of the premiums assumed to net premium revenue.

+ References+ Details