REINSURANCE (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Premiums written
Net premiums written	$ 157,045,331	$ 149,983,281	$ 415,289,677	$ 376,272,726
Premiums earned
Net premiums earned	132,362,761	121,544,787	380,048,293	341,575,003
Losses and settlement expenses incurred
Net losses and settlement expenses incurred	88,234,688	79,324,641	249,777,026	232,964,881
Affiliated Entity [Member]
Premiums written
Assumed	128,563,830	118,248,220	338,105,330	309,781,430
Ceded	(121,167,910)	(111,364,277)	(305,670,764)	(281,483,910)
Premiums earned
Assumed	105,134,223	96,432,201	305,499,927	279,542,128
Ceded	(95,392,350)	(88,783,709)	(276,783,321)	(251,915,564)
Losses and settlement expenses incurred
Assumed	64,463,501	57,038,565	198,256,050	183,109,231
Ceded	(50,736,054)	(42,944,586)	(172,819,363)	(143,792,641)
Non Affiliated Entity [Member]
Premiums written
Direct	117,720,152	107,128,385	296,466,548	272,372,079
Assumed	44,416,399	43,535,505	119,620,732	94,168,804
Ceded	(12,487,140)	(7,564,552)	(33,232,169)	(18,565,677)
Premiums earned
Direct	91,944,592	84,547,817	267,579,105	242,803,733
Assumed	41,033,516	36,612,223	112,644,795	92,932,558
Ceded	(10,357,220)	(7,263,745)	(28,892,213)	(21,787,852)
Losses and settlement expenses incurred
Direct	50,704,138	43,128,073	171,774,612	144,326,923
Assumed	25,397,872	24,605,712	61,523,937	59,148,237
Ceded	(1,594,769)	(2,503,123)	(8,958,210)	(9,826,869)
Property and casualty insurance [Member]
Reinsurance Transactions For Insurance Companies, by Product Segment [Line Items]
Percentage of pool participation	30.00%	30.00%	30.00%	30.00%
Premiums written
Net premiums written	122,184,667	111,860,251	322,224,829	294,266,246
Premiums earned
Net premiums earned	100,085,034	91,059,723	290,606,939	263,916,398
Losses and settlement expenses incurred
Net losses and settlement expenses incurred	65,638,170	56,160,516	195,686,487	178,799,153
Property and casualty insurance [Member] | Affiliated Entity [Member]
Premiums written
Assumed	128,563,830	118,248,220	338,105,330	309,781,430
Ceded	(117,720,152)	(107,128,385)	(296,466,548)	(272,372,079)
Premiums earned
Assumed	105,134,223	96,432,201	305,499,927	279,542,128
Ceded	(91,944,592)	(84,547,817)	(267,579,105)	(242,803,733)
Losses and settlement expenses incurred
Assumed	64,167,971	56,806,810	197,525,409	182,457,292
Ceded	(50,704,138)	(43,128,073)	(171,774,612)	(144,326,923)
Property and casualty insurance [Member] | Non Affiliated Entity [Member]
Premiums written
Direct	117,720,152	107,128,385	296,466,548	272,372,079
Assumed	944,875	667,712	2,439,690	1,655,504
Ceded	(7,324,038)	(7,055,681)	(18,320,191)	(17,170,688)
Premiums earned
Direct	91,944,592	84,547,817	267,579,105	242,803,733
Assumed	814,371	578,239	2,238,510	1,537,248
Ceded	(5,863,560)	(5,950,717)	(17,131,498)	(17,162,978)
Losses and settlement expenses incurred
Direct	50,704,138	43,128,073	171,774,612	144,326,923
Assumed	1,034,219	518,821	1,461,512	1,225,178
Ceded	435,980	(1,165,115)	(3,300,434)	(4,883,317)
Reinsurance [Member]
Premiums written
Net premiums written	34,860,664	38,123,030	93,064,848	82,006,480
Premiums earned
Net premiums earned	32,277,727	30,485,064	89,441,354	77,658,605
Losses and settlement expenses incurred
Net losses and settlement expenses incurred	22,596,518	23,164,125	54,090,539	54,165,728
Reinsurance [Member] | Affiliated Entity [Member]
Premiums written
Assumed	0	0	0	0
Ceded	(3,447,758)	(4,235,892)	(9,204,216)	(9,111,831)
Premiums earned
Assumed	0	0	0	0
Ceded	(3,447,758)	(4,235,892)	(9,204,216)	(9,111,831)
Losses and settlement expenses incurred
Assumed	295,530	231,755	730,641	651,939
Ceded	(31,916)	183,487	(1,044,751)	534,282
Reinsurance [Member] | Non Affiliated Entity [Member]
Premiums written
Direct	0	0	0	0
Assumed	43,471,524	42,867,793	117,181,042	92,513,300
Ceded	(5,163,102)	(508,871)	(14,911,978)	(1,394,989)
Premiums earned
Direct	0	0	0	0
Assumed	40,219,145	36,033,984	110,406,285	91,395,310
Ceded	(4,493,660)	(1,313,028)	(11,760,715)	(4,624,874)
Losses and settlement expenses incurred
Direct	0	0	0	0
Assumed	24,363,653	24,086,891	60,062,425	57,923,059
Ceded	$ (2,030,749)	$ (1,338,008)	$ (5,657,776)	$ (4,943,552)