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DISCLOSURES ABOUT THE FAIR VALUE OF FINANCIAL INSTRUMENTS, Recurring Measurement Inputs (Details) (USD $)
Jun. 30, 2013
Dec. 31, 2012
Recurring [Member]
   
Fixed maturity securities available-for-sale [Abstract]    
U.S. treasury $ 9,612,047 $ 4,984,902
U.S. government-sponsored agencies 137,427,115 162,442,630
Obligations of state and political subdivisions 373,573,415 370,962,114
Commercial mortgage-backed 68,270,393 80,349,182
Residential mortgage-backed 88,006,679 47,789,604
Other asset-backed 10,379,266 11,286,848
Corporate 309,795,648 321,979,577
Total fixed maturity securities available-for-sale 997,064,563 999,794,857
Common Stock [Abstract]    
Financial services 25,808,286 18,093,388
Information technology 16,119,834 16,925,764
Healthcare 21,458,416 19,023,849
Consumer staples 13,225,367 13,609,527
Consumer discretionary 20,762,526 17,090,547
Energy 21,560,010 19,430,330
Industrials 10,249,748 8,574,816
Other 19,693,809 18,681,440
Non-redeemable preferred stocks 8,699,220 8,864,164
Total equity securities available-for-sale 157,577,216 140,293,825
Short term investments 33,921,749 53,418,914
Recurring [Member] | Quoted prices in active markets for identical assets (Level 1) [Member]
   
Fixed maturity securities available-for-sale [Abstract]    
U.S. treasury 0 0
U.S. government-sponsored agencies 0 0
Obligations of state and political subdivisions 0 0
Commercial mortgage-backed 0 0
Residential mortgage-backed 0 0
Other asset-backed 0 0
Corporate 0 0
Total fixed maturity securities available-for-sale 0 0
Common Stock [Abstract]    
Financial services 25,805,679 18,090,987
Information technology 16,119,834 16,925,764
Healthcare 21,458,416 19,023,849
Consumer staples 13,225,367 13,609,527
Consumer discretionary 20,762,526 17,090,547
Energy 21,560,010 19,430,330
Industrials 10,249,748 8,574,816
Other 19,693,809 18,681,440
Non-redeemable preferred stocks 8,699,220 8,864,164
Total equity securities available-for-sale 157,574,609 140,291,424
Short term investments 33,921,749 42,062,664
Recurring [Member] | Significant other observable inputs (Level 2) [Member]
   
Fixed maturity securities available-for-sale [Abstract]    
U.S. treasury 9,612,047 4,984,902
U.S. government-sponsored agencies 137,427,115 162,442,630
Obligations of state and political subdivisions 373,573,415 370,962,114
Commercial mortgage-backed 68,270,393 80,349,182
Residential mortgage-backed 88,006,679 47,789,604
Other asset-backed 10,379,266 11,286,848
Corporate 308,847,358 321,979,577
Total fixed maturity securities available-for-sale 996,116,273 999,794,857
Common Stock [Abstract]    
Financial services 0 0
Information technology 0 0
Healthcare 0 0
Consumer staples 0 0
Consumer discretionary 0 0
Energy 0 0
Industrials 0 0
Other 0 0
Non-redeemable preferred stocks 0 0
Total equity securities available-for-sale 0 0
Short term investments 0 11,356,250
Recurring [Member] | Significant unobservable inputs (Level 3) [Member]
   
Fixed maturity securities available-for-sale [Abstract]    
U.S. treasury 0 0
U.S. government-sponsored agencies 0 0
Obligations of state and political subdivisions 0 0
Commercial mortgage-backed 0 0
Residential mortgage-backed 0 0
Other asset-backed 0 0
Corporate 948,290 0
Total fixed maturity securities available-for-sale 948,290 0
Common Stock [Abstract]    
Financial services 2,607 2,401
Information technology 0 0
Healthcare 0 0
Consumer staples 0 0
Consumer discretionary 0 0
Energy 0 0
Industrials 0 0
Other 0 0
Non-redeemable preferred stocks 0 0
Total equity securities available-for-sale 2,607 2,401
Short term investments 0 0
Not Reported At Fair Value [Member]
   
Liabilities [Abstract]    
Surplus notes 10,222,310 18,835,954
Not Reported At Fair Value [Member] | Quoted prices in active markets for identical assets (Level 1) [Member]
   
Liabilities [Abstract]    
Surplus notes 0 0
Not Reported At Fair Value [Member] | Significant other observable inputs (Level 2) [Member]
   
Liabilities [Abstract]    
Surplus notes 0 0
Not Reported At Fair Value [Member] | Significant unobservable inputs (Level 3) [Member]
   
Liabilities [Abstract]    
Surplus notes $ 10,222,310 $ 18,835,954