DISCLOSURES ABOUT THE FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)	6 Months Ended	12 Months Ended
Jun. 30, 2013 Security	Dec. 31, 2012 Security
Liabilities [Abstract]
Period for surplus notes included in assumptions	25 years	25 years
Current interest rate on surplus notes	1.35%
Upward adjustment to fair value input discount rate (percent)	0.50%	0.50%
Period after which rate is adjusted	5 years	5 years
ASSETS [Abstract]
Number of equity securities that are reported as level-3 fair value measurement	1	1
Fair value of securities obtained from SVO of NAIC	$ 2,607	$ 2,401
Number of fixed maturity securities not priced by independent pricing service	3	3
Number Of Fixed Maturity Securities	1
Carrying amount [Member]
Fixed maturity securities available-for-sale [Abstract]
U.S. treasury	9,612,047	4,984,902
U.S. government-sponsored agencies	137,427,115	162,442,630
Obligations of states and political subdivisions	373,573,415	370,962,114
Commercial mortgage-backed	68,270,393	80,349,182
Residential mortgage-backed	88,006,679	47,789,604
Other asset-backed	10,379,266	11,286,848
Corporate	309,795,648	321,979,577
Total fixed maturity securities available-for-sale	997,064,563	999,794,857
Common Stock [Abstract]
Financial services	25,808,286	18,093,388
Information technology	16,119,834	16,925,764
Healthcare	21,458,416	19,023,849
Consumer staples	13,225,367	13,609,527
Consumer discretionary	20,762,526	17,090,547
Energy	21,560,010	19,430,330
Industrials	10,249,748	8,574,816
Other	19,693,809	18,681,440
Non-redeemable preferred stocks	8,699,220	8,864,164
Total equity securities available-for-sale	157,577,216	140,293,825
Short-term investments	33,921,749	53,418,914
Liabilities [Abstract]
Surplus notes	25,000,000	25,000,000
Estimated fair value [Member]
Fixed maturity securities available-for-sale [Abstract]
U.S. treasury	9,612,047	4,984,902
U.S. government-sponsored agencies	137,427,115	162,442,630
Obligations of states and political subdivisions	373,573,415	370,962,114
Commercial mortgage-backed	68,270,393	80,349,182
Residential mortgage-backed	88,006,679	47,789,604
Other asset-backed	10,379,266	11,286,848
Corporate	309,795,648	321,979,577
Total fixed maturity securities available-for-sale	997,064,563	999,794,857
Common Stock [Abstract]
Financial services	25,808,286	18,093,388
Information technology	16,119,834	16,925,764
Healthcare	21,458,416	19,023,849
Consumer staples	13,225,367	13,609,527
Consumer discretionary	20,762,526	17,090,547
Energy	21,560,010	19,430,330
Industrials	10,249,748	8,574,816
Other	19,693,809	18,681,440
Non-redeemable preferred stocks	8,699,220	8,864,164
Total equity securities available-for-sale	157,577,216	140,293,825
Short-term investments	33,921,749	53,418,914
Liabilities [Abstract]
Surplus notes	$ 10,222,310	$ 18,835,954

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