REINSURANCE (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Premiums written
Net premiums written	$ 136,113,999	$ 118,317,686	$ 258,244,346	$ 226,289,445
Premiums earned
Net premiums earned	127,188,280	110,270,460	247,685,532	220,030,216
Losses and settlement expenses incurred
Net losses and settlement expenses incurred	88,968,680	88,399,951	161,542,338	153,640,240
Affiliated Entity [Member]
Premiums written
Assumed	110,140,434	100,988,467	209,541,500	191,533,210
Ceded	(92,910,229)	(87,898,078)	(184,502,854)	(170,119,633)
Premiums earned
Assumed	102,769,917	92,648,120	200,365,704	183,109,927
Ceded	(93,543,679)	(83,151,201)	(181,390,971)	(163,131,855)
Losses and settlement expenses incurred
Assumed	76,983,060	72,553,565	133,792,549	126,070,666
Ceded	(71,302,626)	(59,760,951)	(122,083,309)	(100,848,055)
Non Affiliated Entity [Member]
Premiums written
Direct	89,858,633	85,475,102	178,746,396	165,243,694
Assumed	39,878,242	24,959,986	75,204,333	50,633,299
Ceded	(10,853,081)	(5,207,791)	(20,745,029)	(11,001,125)
Premiums earned
Direct	90,492,083	80,728,225	175,634,513	158,255,916
Assumed	37,714,206	26,529,469	71,611,279	56,320,335
Ceded	(10,244,247)	(6,484,153)	(18,534,993)	(14,524,107)
Losses and settlement expenses incurred
Direct	71,466,885	60,175,887	121,070,474	101,198,850
Assumed	16,726,224	19,192,274	36,126,065	34,542,525
Ceded	(4,904,863)	(3,760,824)	(7,363,441)	(7,323,746)
Property and casualty insurance [Member]
Reinsurance Transactions For Insurance Companies, by Product Segment [Line Items]
Percentage of pool participation	30.00%	30.00%	30.00%	30.00%
Premiums written
Net premiums written	105,258,975	96,510,899	200,040,162	182,405,995
Premiums earned
Net premiums earned	97,816,887	87,825,285	190,521,905	172,856,675
Losses and settlement expenses incurred
Net losses and settlement expenses incurred	74,080,943	70,620,384	130,048,317	122,638,637
Property and casualty insurance [Member] | Affiliated Entity [Member]
Premiums written
Assumed	110,140,434	100,988,467	209,541,500	191,533,210
Ceded	(89,858,633)	(85,475,102)	(178,746,396)	(165,243,694)
Premiums earned
Assumed	102,769,917	92,648,120	200,365,704	183,109,927
Ceded	(90,492,083)	(80,728,225)	(175,634,513)	(158,255,916)
Losses and settlement expenses incurred
Assumed	76,772,044	72,306,985	133,357,438	125,650,482
Ceded	(71,466,885)	(60,175,887)	(121,070,474)	(101,198,850)
Property and casualty insurance [Member] | Non Affiliated Entity [Member]
Premiums written
Direct	89,858,633	85,475,102	178,746,396	165,243,694
Assumed	881,471	629,166	1,494,815	987,792
Ceded	(5,762,930)	(5,106,734)	(10,996,153)	(10,115,007)
Premiums earned
Direct	90,492,083	80,728,225	175,634,513	158,255,916
Assumed	762,811	566,213	1,424,139	959,009
Ceded	(5,715,841)	(5,389,048)	(11,267,938)	(11,212,261)
Losses and settlement expenses incurred
Direct	71,466,885	60,175,887	121,070,474	101,198,850
Assumed	34,672	422,298	427,293	706,357
Ceded	(2,725,773)	(2,108,899)	(3,736,414)	(3,718,202)
Reinsurance [Member]
Premiums written
Net premiums written	30,855,024	21,806,787	58,204,184	43,883,450
Premiums earned
Net premiums earned	29,371,393	22,445,175	57,163,627	47,173,541
Losses and settlement expenses incurred
Net losses and settlement expenses incurred	14,887,737	17,779,567	31,494,021	31,001,603
Reinsurance [Member] | Affiliated Entity [Member]
Premiums written
Assumed	0	0	0	0
Ceded	(3,051,596)	(2,422,976)	(5,756,458)	(4,875,939)
Premiums earned
Assumed	0	0	0	0
Ceded	(3,051,596)	(2,422,976)	(5,756,458)	(4,875,939)
Losses and settlement expenses incurred
Assumed	211,016	246,580	435,111	420,184
Ceded	164,259	414,936	(1,012,835)	350,795
Reinsurance [Member] | Non Affiliated Entity [Member]
Premiums written
Direct	0	0	0	0
Assumed	38,996,771	24,330,820	73,709,518	49,645,507
Ceded	(5,090,151)	(101,057)	(9,748,876)	(886,118)
Premiums earned
Direct	0	0	0	0
Assumed	36,951,395	25,963,256	70,187,140	55,361,326
Ceded	(4,528,406)	(1,095,105)	(7,267,055)	(3,311,846)
Losses and settlement expenses incurred
Direct	0	0	0	0
Assumed	16,691,552	18,769,976	35,698,772	33,836,168
Ceded	$ (2,179,090)	$ (1,651,925)	$ (3,627,027)	$ (3,605,544)