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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 MfH+hKSuxMz34Xl6JqnOWyLTLdDy+d0ryBY06uLf/3nv/ZyInoArBCBPEMQU25Zf
 pJV/KFknbjp8V8RAtoreVg==

<SEC-DOCUMENT>0000356130-08-000029.txt : 20080312
<SEC-HEADER>0000356130-08-000029.hdr.sgml : 20080312
<ACCEPTANCE-DATETIME>20080312154447
ACCESSION NUMBER:		0000356130-08-000029
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20080312
FILED AS OF DATE:		20080312
DATE AS OF CHANGE:		20080312

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EMC INSURANCE GROUP INC
		CENTRAL INDEX KEY:			0000356130
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				426234555
		STATE OF INCORPORATION:			IA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		717 MULBERRY ST
		CITY:			DES MOINES
		STATE:			IA
		ZIP:			50309
		BUSINESS PHONE:		5153452902

	MAIL ADDRESS:	
		STREET 1:		717 MULBERRY STREET
		CITY:			DES MOINES
		STATE:			IA
		ZIP:			50309

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Lockhart John Thomas
		CENTRAL INDEX KEY:			0001428567

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-10956
		FILM NUMBER:		08683568

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		(763) 377-0189

	MAIL ADDRESS:	
		STREET 1:		909 PARKVIEW TERRACE
		CITY:			GOLDEN VALLEY
		STATE:			MN
		ZIP:			55416
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2008-03-12</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0000356130</issuerCik>
        <issuerName>EMC INSURANCE GROUP INC</issuerName>
        <issuerTradingSymbol>EMCI</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001428567</rptOwnerCik>
            <rptOwnerName>Lockhart John Thomas</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>909 PARKVIEW TERRACE</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>GOLDEN VALLEY</rptOwnerCity>
            <rptOwnerState>MN</rptOwnerState>
            <rptOwnerZipCode>55416</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>1</isOther>
            <otherText>Director, EMCC, Parent Co.</otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>EMCI - Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <ownerSignature>
        <signatureName>John Thomas Lockhart</signatureName>
        <signatureDate>2008-03-12</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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