SEC FORM 4

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

HOFFMANN RICHARD W

(Last)

(First)

(Middle)

PO BOX 712

(Street)

DES MOINES

50303

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
EMC INSURANCE GROUP INC [ EMCI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Vice Pres & General Counsel

3. Date of Earliest Transaction (Month/Day/Year)
03/01/2006

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
EMCI Common Stock								3,170	D
EMCI Common Stock								90	I	Spouse as custodian for son under U.T.M.A.

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
ISO (Right to Buy)	$24.6	03/01/2006		A		2,250		03/01/2007	03/01/2016	Common Stock	2,250	$24.6	12,237	D
ISO (Right to Buy)	$19.35							03/01/2006	03/01/2015	Common Stock	4,500		12,237	D
ISO (Right to Buy)	$22.28							02/06/2005	02/06/2014	Common Stock	500		12,237	D
ISO (Right to Buy)	$16.875							02/07/2004	02/07/2013	Common Stock	500		12,237	D
ISO (Right to Buy)	$18.3							02/01/2003	02/01/2012	Common Stock	500		12,237	D
ISO (Right to Buy)	$9.25							08/01/2001	08/01/2010	Common Stock	1,587		12,237	D
ISO (Right to Buy)	$12.6875							02/01/2000	02/01/2009	Common Stock	400		12,237	D
ISO (Right to Buy)	$13.6875							02/01/1999	02/01/2008	Common Stock	1,000		12,237	D
ISO (Right to Buy)	$12.25							02/01/1998	02/01/2007	Common Stock	1,000		12,237	D

Explanation of Responses:

Remarks:

TABLE II: COLUMN 6 - DATE EXERCISABLE - Options vest in five equal annual installments beginning one year after date of grant. COLUMN 9 - TOTAL NUMBER OF DERIVATIVE SECURITIES - Aggregate total of options to buy 12,237 options. 7,750 options under the 2003 ISO Plan and 4,487 options under the 1993 ISO Plan.

	Richard W. Hoffmann	03/02/2006
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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