-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 IVXGLhfOVPUmytxixAr3EW7Ld/KjwiRn/2QmtC3+mIfeYMg2H+JTV7uGl1o8g7rA
 V9/oPzdTnStmAN/2N8Aeyw==

<SEC-DOCUMENT>0000356130-03-000050.txt : 20030613
<SEC-HEADER>0000356130-03-000050.hdr.sgml : 20030613
<ACCEPTANCE-DATETIME>20030613141250
ACCESSION NUMBER:		0000356130-03-000050
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030611
FILED AS OF DATE:		20030613

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			KLEMME DONALD D
		CENTRAL INDEX KEY:			0001199841

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-10956
		FILM NUMBER:		03743479

	BUSINESS ADDRESS:	
		STREET 1:		P O BOX 712
		CITY:			DES MOINES
		STATE:			IA
		ZIP:			50303-0712
		BUSINESS PHONE:		5152802658

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EMC INSURANCE GROUP INC
		CENTRAL INDEX KEY:			0000356130
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				426234555
		STATE OF INCORPORATION:			IA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		717 MULBERRY ST
		CITY:			DES MOINES
		STATE:			IA
		ZIP:			50309
		BUSINESS PHONE:		5152802902

	MAIL ADDRESS:	
		STREET 1:		717 MULBERRY STREET
		CITY:			DES MOINES
		STATE:			IA
		ZIP:			50309
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>

<ownershipDocument>

    <documentType>4</documentType>

    <periodOfReport>2003-06-11</periodOfReport>


    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0000356130</issuerCik>
        <issuerName>EMC INSURANCE GROUP INC</issuerName>
        <issuerTradingSymbol>EMCI</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001199841</rptOwnerCik>
            <rptOwnerName>KLEMME DONALD D</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Sr Vice President &amp; Secretary</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeSecurity>
        <securityTitle>
            <value>EMC Insurance Group Inc. - Common Stock</value>
        </securityTitle>
        <transactionDate>
            <value>2003-06-11</value>
        </transactionDate>
        <transactionCoding>
            <transactionFormType>4</transactionFormType>
            <transactionCode>S</transactionCode>
            <equitySwapInvolved>0</equitySwapInvolved>
        </transactionCoding>
        <transactionTimeliness>
            <value></value>
        </transactionTimeliness>
        <transactionAmounts>
            <transactionShares>
                <value>2500</value>
            </transactionShares>
            <transactionValue>
                <value>20.1</value>
            </transactionValue>
            <transactionAcquiredDisposedCode>
                <value>D</value>
            </transactionAcquiredDisposedCode>
        </transactionAmounts>
        <postTransactionAmounts>
            <sharesOwnedFollowingTransaction>
                <value>1702</value>
            </sharesOwnedFollowingTransaction>
        </postTransactionAmounts>
        <ownershipNature>
            <directOrIndirectOwnership>
                <value>D</value>
            </directOrIndirectOwnership>
        </ownershipNature>
    </nonDerivativeSecurity>

    <derivativeSecurity>
        <securityTitle>
            <value>ISO (Right to Buy)</value>
        </securityTitle>
        <conversionOrExercisePrice>
            <value>0</value>
            <footnoteId id="F1"/>
        </conversionOrExercisePrice>
        <transactionDate>
            <value>2003-06-11</value>
            <footnoteId id="F2"/>
        </transactionDate>
        <transactionCoding>
            <transactionFormType>4</transactionFormType>
            <transactionCode>P</transactionCode>
            <equitySwapInvolved>0</equitySwapInvolved>
            <footnoteId id="F2"/>
        </transactionCoding>
        <transactionTimeliness>
            <value></value>
        </transactionTimeliness>
        <transactionAmounts>
            <transactionShares>
                <value>0</value>
            </transactionShares>
            <transactionValue>
                <value>0</value>
            </transactionValue>
            <transactionAcquiredDisposedCode>
                <value>A</value>
            </transactionAcquiredDisposedCode>
        </transactionAmounts>
        <exerciseDate>
            <value>1998-02-01</value>
            <footnoteId id="F3"/>
        </exerciseDate>
        <expirationDate>
            <value>2012-02-01</value>
            <footnoteId id="F4"/>
        </expirationDate>
        <underlyingSecurity>
            <underlyingSecurityTitle>
                <value>Common Stock</value>
            </underlyingSecurityTitle>
            <underlyingSecurityShares>
                <value>0</value>
            </underlyingSecurityShares>
        </underlyingSecurity>
        <postTransactionAmounts>
            <sharesOwnedFollowingTransaction>
                <value>8900</value>
            </sharesOwnedFollowingTransaction>
        </postTransactionAmounts>
        <ownershipNature>
            <directOrIndirectOwnership>
                <value>D</value>
            </directOrIndirectOwnership>
        </ownershipNature>
    </derivativeSecurity>

    <derivativeSecurity>
        <securityTitle>
            <value>ISO (Right to Buy)</value>
        </securityTitle>
        <conversionOrExercisePrice>
            <value>16.88</value>
        </conversionOrExercisePrice>
        <transactionDate>
            <value>2003-06-11</value>
            <footnoteId id="F2"/>
        </transactionDate>
        <transactionCoding>
            <transactionFormType>4</transactionFormType>
            <transactionCode>P</transactionCode>
            <equitySwapInvolved>0</equitySwapInvolved>
            <footnoteId id="F2"/>
        </transactionCoding>
        <transactionTimeliness>
            <value></value>
        </transactionTimeliness>
        <transactionAmounts>
            <transactionShares>
                <value>0</value>
            </transactionShares>
            <transactionValue>
                <value>0</value>
            </transactionValue>
            <transactionAcquiredDisposedCode>
                <value>A</value>
            </transactionAcquiredDisposedCode>
        </transactionAmounts>
        <exerciseDate>
            <value>2003-02-07</value>
            <footnoteId id="F5"/>
        </exerciseDate>
        <expirationDate>
            <value>2013-02-07</value>
        </expirationDate>
        <underlyingSecurity>
            <underlyingSecurityTitle>
                <value>Common Stock</value>
            </underlyingSecurityTitle>
            <underlyingSecurityShares>
                <value>0</value>
            </underlyingSecurityShares>
        </underlyingSecurity>
        <postTransactionAmounts>
            <sharesOwnedFollowingTransaction>
                <value>1000</value>
            </sharesOwnedFollowingTransaction>
        </postTransactionAmounts>
        <ownershipNature>
            <directOrIndirectOwnership>
                <value>D</value>
            </directOrIndirectOwnership>
        </ownershipNature>
    </derivativeSecurity>

    <footnotes>
        <footnote id="F1">Prices range from $9.25 - $18.30</footnote>
        <footnote id="F2">Not applicable - required field</footnote>
        <footnote id="F3">Granted between 2/1/97 - 2/1/02.  Grants vest in five equal annual installments beginning 2/1/98.</footnote>
        <footnote id="F4">Options expire 10 years from date of grant.  Options expire 2/1/07 - 2/1/12.</footnote>
        <footnote id="F5">Exercisable in five equal annual installments beginning February 7, 2004.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>Donald D. Klemme</signatureName>
        <signatureDate>2003-06-13</signatureDate>
    </ownerSignature>

</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----