MORTGAGE LOANS (Tables)

12 Months Ended

Dec. 31, 2012

MORTGAGE LOANS

Schedule of the breakdown of the commercial mortgage loan portfolio by property type

        The following table includes a breakdown of the Company's commercial mortgage loan portfolio by property type as of December 31, 2012:

Type	Percentage of Mortgage Loans on Real Estate
Retail		67.3	%
Office Buildings		13.7
Apartments		9.5
Warehouses		7.4
Other		2.1
		100.0	%

Schedule of mortgage loans by location of properties

State	Percentage of Mortgage Loans on Real Estate
Texas		11.6	%
Georgia		8.9
Alabama		7.6
Tennessee		7.3
Florida		7.0
Ohio		5.4
North Carolina		5.2
South Carolina		4.9
Utah		4.5
California		3.1
		65.5	%

Schedule of changes in the allowance for mortgage loan credit losses

	As of December 31,
	2012			2011
	(Dollars In Thousands)
Beginning balance	$	6,475		$	11,650
Charge offs		(9,840	)		(16,278	)
Recoveries		(628	)		(2,471	)
Provision		6,868			13,574
Ending balance	$	2,875		$	6,475

Schedule of an analysis of the delinquent loans

An analysis of the delinquent loans is shown in the following chart as of December 31, 2012.

	30 - 59 Days Delinquent		60 - 89 Days Delinquent		Greater than 90 Days Delinquent		Total Delinquent
	(Dollars In Thousands)
Commercial mortgage loans	$	12,149	$	2,270	$	17,217	$	31,636
Number of delinquent commercial mortgage loans		7		1		6		14

Schedule of information regarding impaired loans

	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized		Cash Basis Interest Income
	(Dollars In Thousands)
2012
Commercial mortgage loans:
With no related allowance recorded	$	14,619	$	16,942	$	—	$	2,088	$	53	$	100
With an allowance recorded		13,927		13,927		2,875		3,482		154		154
2011
Commercial mortgage loans:
With no related allowance recorded	$	7,917	$	10,926	$	—	$	1,979	$	34	$	34
With an allowance recorded		15,521		15,521		6,475		5,174		117		181