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REINSURANCE (Details) (USD $)
12 Months Ended 3 Months Ended 12 Months Ended
Dec. 31, 2011
reinsurer
Dec. 31, 2010
Dec. 31, 2009
Dec. 31, 2008
Dec. 31, 2005
Mar. 31, 2010
Lender's Indemnity line of business
Dec. 31, 2006
Lender's Indemnity line of business
Dec. 31, 2011
Life insurance in-force
Dec. 31, 2010
Life insurance in-force
Dec. 31, 2009
Life insurance in-force
Dec. 31, 2011
Life insurance
Dec. 31, 2010
Life insurance
Dec. 31, 2009
Life insurance
Dec. 31, 2011
Accident/health insurance
Dec. 31, 2010
Accident/health insurance
Dec. 31, 2009
Accident/health insurance
Dec. 31, 2011
Property and liability insurance
Dec. 31, 2010
Property and liability insurance
Dec. 31, 2009
Property and liability insurance
REINSURANCE                                      
Percentage of the face value of life insurance in-force reinsured 62.00%                                    
Percentage of the face value of life insurance in-force reinsured with concentration of reinsurers (as a percent) 27.00%                                    
Life insurance in-force reinsured, concentrated number of reinsurers 3                                    
Amount of insurance retained on the life of any one person before revision         $ 500,000                            
Amount of insurance retained on the life of any one person       2,000,000 1,000,000                            
Effect of reinsurance on premiums written and earned                                      
Direct premiums 2,523,680,000 2,451,619,000 2,508,804,000         728,670,260,000 753,518,782,000 755,263,432,000 2,245,320,000 2,153,278,000 2,145,457,000 43,200,000 49,563,000 25,897,000 235,160,000 248,778,000 337,450,000
Reinsurance assumed 276,460,000 173,775,000 180,895,000         32,812,882,000 18,799,243,000 19,826,424,000 248,468,000 166,606,000 97,450,000 21,719,000 63,000 2,482,000 6,273,000 7,106,000 80,963,000
Reinsurance ceded (1,394,675,000) (1,408,340,000) (1,527,053,000)         (469,530,487,000) (495,056,077,000) (515,136,471,000) (1,278,232,000) (1,284,428,000) (1,317,933,000) (14,456,000) (17,137,000) (24,216,000) (101,987,000) (106,775,000) (184,904,000)
Net premiums 1,405,465,000 1,217,054,000 1,162,646,000         291,952,655,000 277,261,948,000 259,953,385,000 1,215,556,000 1,035,456,000 924,974,000 50,463,000 32,489,000 4,163,000 139,446,000 149,109,000 233,509,000
Percentage of amount assumed to net               11.20% 6.80% 7.60% 20.40% 16.10% 10.50% 43.00% 0.20% 59.60% 4.50% 4.80% 34.70%
Annuity policy fees 74,900,000 43,400,000 34,900,000                                
Reinsurance receivables 5,600,000,000 5,600,000,000                                  
Ceded benefits which are recoverable from reinsurers 127,100,000 132,600,000                                  
Receivables related to insurance assumed 64,900,000 64,800,000                                  
Bad debt charges             27,100,000                        
Decrease in reserves related to final settlement in runoff line of business           $ 7,800,000