Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Cash Flows from Operating Activities:
Net loss	$ (3,847,922)	$ (2,518,029)
Adjustments to arrive at cash provided by operating activities:
Net premium and discount on investments	213,055	173,915
Depreciation and amortization	381,582	400,870
Deferred acquisition costs capitalized	(178,419)	(552,466)
Amortization of deferred acquisition costs	367,235	469,674
Net realized losses (gains) on investments	(31,504)	117,364
Goodwill impairment	1,129,824
Bargain purchase gain for business acquired	(1,326,526)	(904,578)
Loss on equity method investment	420,720	357,437
Non-cash compensation expense
Changes in operating assets and liabilities:
Amounts recoverable from reinsurers	508,601	424,254
Interest and dividends due and accrued	(47,263)	(44,596)
Due premiums	(30,916)	(21,568)
Policy liabilities	939,095	1,185,036
Other assets and liabilities	575,313	(219,213)
Other assets and liabilities held for sale		(68,864)
Net cash used for operating activities	(927,125)	(1,200,764)
Securities available for sale:
Purchases	(19,213,405)	(16,090,449)
Proceeds from sale or maturity	14,387,936	13,594,158
Securities associated with business held for sale
Purchases		(964,450)
Proceeds from sale or maturity	52,703	869,528
Net change in equity securities carried at cost:
Proceeds from sale	30,250	9,000
Proceeds from payments on mortgage loans on real estate, held for investment		349,386
Sale of Capital Reserve Life Insurance Company	1,432,446
Net change in policy loans	8,192	(46,589)
Acquisition of Northstar Financial Corporation	2,427,394
Acquisition of First Wyoming Capital Corporation		315,546
Net change in notes receivable
Net purchases of property and equipment	(33,180)	(37,084)
Net cash used for investing activities	(907,664)	(2,000,954)
Cash Flows from Financing Activities:
Issuance of common stock		286,722
Issuance of preferred stock
Preferred stock dividend	(43,120)	(56,057)
Receipts on deposit-type contracts	2,433,781	2,387,104
Withdrawals on deposit-type contracts	(1,086,663)	(533,762)
Net cash provided by financing activities	1,303,998	2,084,007
Net decrease in cash and cash equivalents	(530,791)	(1,117,711)
Cash and cash equivalents:
Beginning	1,192,336	2,310,047
Ending	661,545	1,192,336
Supplemental Disclosure of Non-Cash Information
Common stock issued on the First Wyoming acquisition and measurement period adjustment	(905,806)	1,811,612
Common stock issued on Northstar Acquisition	2,405,874
Total	$ 1,500,068	$ 1,811,612