Income Tax Matters (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Deferred tax assets:
Loss carry forwards	$ 7,946,696	$ 7,598,830
Capitalized costs	686,512	802,000
Unrealized losses on investments	256,033	121,110
Benefit reserves	1,327,875	1,239,298
Total deferred tax assets	10,217,116	9,761,238
Less valuation allowance	(8,508,966)	(8,112,743)
Total deferred tax assets, net of valuation allowance	1,708,150	1,648,495
Deferred tax liabilities:
Policy acquisition costs	674,684	908,021
Due premiums	229,775	220,823
Value of business acquired	543,591	249,351
Intangible assets	238,000	238,000
Property and equipment	22,100	32,300
Total deferred tax liabilities	$ 1,708,150	$ 1,648,495
Net deferred tax assets