Consolidated Balance Sheets - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Investments, available for sale, at fair value
Fixed maturities (amortized cost: $21,351,582 and $19,289,551, respectively)	$ 20,598,543	$ 18,954,190
Equity securities (cost: $0 and $75,000, respectively)		75,000
Equity method investments	$ 875,858	978,744
Equity securities, at cost	$ 115,250	124,250
Mortgage loans on real estate, held for investment		349,386
Real estate, held for investment	$ 532,779	541,809
Policy loans	418,422	374,186
Total investments	22,540,852	21,397,565
Cash	1,209,132	2,310,047
Amounts recoverable from reinsurers	27,664,804	29,012,678
Interest and dividends due and accrued	220,749	192,879
Due premiums	675,810	649,478
Deferred acquisition costs, net	2,825,637	2,646,970
Value of business acquired, net	1,598,797	1,763,952
Intangible assets	700,000	700,000
Goodwill	1,129,824	1,129,824
Property and equipment, net	213,704	329,835
Other assets	477,132	293,890
Total assets	59,256,441	60,427,118
Liabilities:
Benefit reserves	33,618,785	33,310,360
Policy claims	658,332	1,045,503
Deposit-type contracts	17,765,124	16,461,061
Advance premiums	62,402	82,504
Total policy liabilities	52,104,643	50,899,428
Accounts payable and accrued expenses	804,576	940,955
Surplus notes	550,000	550,000
Total liabilities	$ 53,459,219	$ 52,390,383
Commitments and Contingencies (See Note 7)
Stockholders' Equity:
Common stock, $0.001 par value. Authorized 120,000,000 shares; issued and outstanding 13,238,901 as of September 30, 2015 and 13,167,654 shares as of December 31, 2014.	$ 13,239	$ 13,168
Additional paid-in capital	29,777,684	29,583,631
Accumulated deficit	(23,240,558)	(21,167,496)
Accumulated other comprehensive loss	(753,320)	(392,745)
Total stockholders' equity	5,797,222	8,036,735
Total liabilities and stockholders' equity	59,256,441	60,427,118
Series A Preferred Stock [Member]
Stockholders' Equity:
Preferred stock	74	74
Series B Preferred Stock [Member]
Stockholders' Equity:
Preferred stock	$ 103	$ 103