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Consolidated Statements of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Cash Flows from Operating Activities:    
Net loss $ (2,217,920) $ (2,519,309)
Adjustments to reconcile net loss to net cash and cash equivalents provided by (used in) operating activities:    
Amortization of premium and discount on investments 138,957 98,436
Depreciation and amortization 322,809 366,366
Deferred acquisition costs capitalized (933,702) (1,173,683)
Amortization of deferred acquisition costs 861,840 631,121
Net realized gains on investments (5,736) (134,120)
Gain on deconsolidation of Hot Dot, Inc.    (278,513)
Gain on initial consolidation of Great Plains Financial Corporation    (118,612)
Equity in the net loss (income) of unconsolidated subsidiaries 10,023 (36,043)
Non cash compensation expense 11,500 11,500
Changes in operating assets and liabilities:    
Amounts recoverable from reinsurers 1,604,845 1,679,278
Interest and dividends due and accrued (42,342) 31,847
Due premiums 166,986 (556,861)
Policy liabilities (260,257) (765,665)
Other assets and liabilities 855,762 63,586
Net cash provided by (used in) operating activities 512,765 (2,700,672)
Cash Flows from Investing Activities:    
Purchases (10,334,469) (14,528,678)
Proceeds from sale or maturity 7,088,586 12,342,364
Purchases (15,000) (30,000)
Proceeds from sale or maturity 9,000 11,250
Proceeds from payments on mortgage loans on real estate, held for investment 11,442 238,454
Net change in policy loans (94,849) 50,475
Net change in notes receivable    144,999
Net change in short-term investments (9,034) 512,975
Purchases of property and equipment (94,491) (174,710)
Deconsolidation of Hot Dot, Inc. (Note 12)    (2,322,867)
Acquisitions of businesses, net of cash and cash equivalents acquired    4,087,454
Net cash (used in) provided by investing activities (3,438,815) 331,716
Cash Flows from Financing Activities:    
Repurchases of common stock (215,783)   
Net proceeds from issuing equity in Hot Dot, Inc.    3,350,409
Payments on surplus notes (100,000) (300,000)
Net transfers to noncontrolling interests (97,181) (81,218)
Receipts on deposit-type contracts 2,636,959 1,397,385
Withdrawals on deposit-type contracts (266,522) (120,790)
Net cash provided by financing activities 1,957,473 4,245,786
Net increase (decrease) in cash and cash equivalents (968,577) 1,876,830
Cash and cash equivalents:    
Beginning 4,346,555 2,469,725
Ending 3,377,978 4,346,555
Business Acquisition [Line Items]    
Change in noncontrolling interest   (4,751,930)
Gain on initial consolidation of Great Plains Financial   118,612
Equity investment in Great Plains Financial at initial consolidation date   (1,174,142)
Hot Dot, Inc [Member]
   
Business Acquisition [Line Items]    
Investments, available for sale, equity securities    39,735
Notes receivable    75,000
Intangible asset    989,900
Property and equipment    54,750
Gain on deconsolidation    278,513
Equity investment in Hot Dot at deconsolidation date    (570,190)
Change in noncontrolling interest    (3,175,575)
Other liabilities    (15,000)
Total consideration received    (2,322,867)
Great Plains Financial Corporation [Member]
   
Business Acquisition [Line Items]    
Investments    (2,663,248)
Amounts recoverable from reinsurers    (38,754)
Due premiums    (92,315)
Other assets    (1,439,607)
Benefit reserves    1,221,816
Policy claims    38,380
Deposit-type contracts    737,230
Gain on initial consolidation of Great Plains Financial    118,612
Equity investment in Great Plains Financial at initial consolidation date    1,174,142
Change in noncontrolling interest    4,751,930
Other liabilities    279,268
Net assets acquired    $ 4,087,454