Reinsurance (Tables)

12 Months Ended

Dec. 31, 2013

Reinsurance [Abstract]

Summary of Significant Reinsurance Amounts

	December 31, 2013		December 31, 2012
Balance sheets:
Benefit and claim reserves assumed	$	2,814,704	$	2,887,596
Benefit and claim reserves ceded		30,660,618		32,265,463

	Year Ended December 31,
	2013		2012
Statements of comprehensive income:
Premiums assumed	$	30,002	$	32,469
Premiums ceded		362,851		410,680
Benefits assumed		42,099		79,287
Benefits ceded		760,017		675,990
Commissions assumed		38		66
Commissions ceded		4,432		12,849

Schedule of Significant Reinsurance Balances

						Recoverable on				Total Amount
		Recoverable		Recoverable		Benefit		Ceded		Recoverable
	AM Best	on Paid		on Unpaid		Reserves/Deposit-		Due		from
Reinsurer	Rating	Losses		Losses		type Contracts		Premiums		Reinsurer
SNL	NR	$	-	$	98,542	$	17,262,833	$	67,033	$	17,294,342
Optimum Re Insurance Company	A-		-		19,008		464,031		-		483,039
Sagicor Life Insurance Company	A-		-		230,487		12,871,122		218,372		12,883,237
				$	348,037	$	30,597,986	$	285,405	$	30,660,618