EX-12.2 4 d572603dex122.htm EX-12.2 EX-12.2

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ in millions)

 

         Three Months Ended    
June 30, 2018
                Six Months Ended    
June 30, 2018
 

Excluding Interest on Deposits:

        

Fixed Charges:

        

Interest Expense (Excluding Interest On Deposits)

     $130             $243    

One-Third of Rents, Net of Income from Subleases

     8             15    

Preferred Stock Dividends

     23             38    
  

 

 

       

 

 

 

Total Fixed Charges

     $161             $296    
  

 

 

       

 

 

 

Earnings:

        

Income Before Income Taxes

     $693             $1,529    

Fixed Charges, Excluding Preferred Stock Dividends

     138             258    
  

 

 

       

 

 

 

Total Earnings

     $831             $1,787    
  

 

 

       

 

 

 

Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits

     5.16x           6.04x  
  

 

 

       

 

 

 

Including Interest on Deposits:

        

Fixed Charges:

        

Interest Expense

     $249             $458    

One-Third of Rents, Net of Income from Subleases

     8             15    

Preferred Stock Dividends

     23             38    
  

 

 

       

 

 

 

Total Fixed Charges

     $280             $511    
  

 

 

       

 

 

 

Earnings:

        

Income Before Income Taxes

     $693             $1,529    

Fixed Charges, Excluding Preferred Stock Dividends

     257             473    
  

 

 

       

 

 

 

Total Earnings

     $950             $2,002    
  

 

 

       

 

 

 

Ratio of Earnings to Fixed Charges, Including Interest on Deposits

     3.39x           3.92x