Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Fixed Charges

($ in millions)

	Three Months Ended     June 30, 2018		Six Months Ended     June 30, 2018
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (Excluding Interest On Deposits)		$130		$243
One-Third of Rents, Net of Income from Subleases		8		15
Total Fixed Charges		$138		$258
Earnings:
Income Before Income Taxes		$693		$1,529
Fixed Charges		138		258
Total Earnings		$831		$1,787
Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits		6.02x		6.93x
Including Interest on Deposits:
Fixed Charges:
Interest Expense		$249		$458
One-Third of Rents, Net of Income from Subleases		8		15
Total Fixed Charges		$257		$473
Earnings:
Income Before Income Taxes		$693		$1,529
Fixed Charges		257		473
Total Earnings		$950		$2,002
Ratio of Earnings to Fixed Charges, Including Interest on Deposits		3.70x		4.23x