EX-12.2 7 d455623dex122.htm EX-12.2 EX-12.2

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ in millions)

 

    

Three Months Ended
  September 30, 2017  

    

Nine Months Ended
  September 30, 2017  

Excluding Interest on Deposits:

       

Fixed Charges:

       

Interest Expense (Excluding Interest On Deposits)

   $109      $305

One-Third of Rents, Net of Income from Subleases

   7      23

Preferred Stock Dividends

   15      52
  

 

    

 

Total Fixed Charges

   $131      $380
  

 

    

 

Earnings:

       

Income Before Income Taxes

   $1,489      $2,379

Fixed Charges, Excluding Preferred Stock Dividends

   116      328
  

 

    

 

Total Earnings

   $1,605      $2,707
  

 

    

 

Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits

   12.25x      7.12x
  

 

    

 

Including Interest on Deposits:

       

Fixed Charges:

       

Interest Expense

   $182      $502

One-Third of Rents, Net of Income from Subleases

   7      23

Preferred Stock Dividends

   15      52
  

 

    

 

Total Fixed Charges

   $204      $577
  

 

    

 

Earnings:

       

Income Before Income Taxes

   $1,489      $2,379

Fixed Charges, Excluding Preferred Stock Dividends

   189      525
  

 

    

 

Total Earnings

   $1,678      $2,904
  

 

    

 

Ratio of Earnings to Fixed Charges, Including Interest on Deposits

   8.23x      5.03x