Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

		Years Ended December 31,
		2015		2014		2013		2012		2011
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$		309		249		210		296	309
One-Third of Rents, Net of Income from Subleases			32		29		28		28	27
Preferred Stock Dividends			75		67		37		35	203
Total Fixed Charges	$		416		345		275		359	539
Earnings:
Income Before Income Taxes	$		2,365		2,028		2,598		2,210	1,831
Fixed Charges - Excluding Preferred Stock Dividends			341		278		238		324	336
Total Earnings	$		2,706		2,306		2,836		2,534	2,167
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits			6.50x		6.68x		10.31x		7.06x	4.02x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$		495		451		412		512	661
One-Third of Rents, Net of Income from Subleases			32		29		28		28	27
Preferred Stock Dividends			75		67		37		35	203
Total Fixed Charges	$		602		547		477		575	891
Earnings:
Income Before Income Taxes	$		2,365		2,028		2,598		2,210	1,831
Fixed Charges - Excluding Preferred Stock Dividends			527		480		440		540	688
Total Earnings	$		2,892		2,508		3,038		2,750	2,519
Ratio of Earnings to Fixed Charges, Including Interest On Deposits			4.80x		4.59x		6.37x		4.78x	2.83x