Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

		Years Ended December 31,
		2014		2013		2012		2011		2010
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$		249		210		296		309		293
One-Third of Rents, Net of Income from Subleases			29		28		28		27		26
Preferred Stock Dividends			67		37		35		203		250
Total Fixed Charges	$		345		275		359		539		569
Earnings:
Income Before Income Taxes	$		2,028		2,598		2,210		1,831		940
Fixed Charges - Excluding Preferred Stock Dividends			278		238		324		336		319
Total Earnings	$		2,306		2,836		2,534		2,167		1,259
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits			6.68x		10.31x		7.06x		4.02x		2.21x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$		451		412		512		661		885
One-Third of Rents, Net of Income from Subleases			29		28		28		27		26
Preferred Stock Dividends			67		37		35		203		250
Total Fixed Charges	$		547		477		575		891		1,161
Earnings:
Income Before Income Taxes	$		2,028		2,598		2,210		1,831		940
Fixed Charges - Excluding Preferred Stock Dividends			480		440		540		688		911
Total Earnings	$		2,508		3,038		2,750		2,519		1,851
Ratio of Earnings to Fixed Charges, Including Interest On Deposits			4.59x		6.37x		4.78x		2.83x		1.59x