Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

		Year Ended December 31,
		2013		2012		2011		2010		2009
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$		210		296		309		293		361
One-Third of Rents, Net of Income from Subleases			28		28		27		26		29
Preferred Stock Dividends			37		35		203		250		226
Total Fixed Charges	$		275		359		539		569		616
Earnings:
Income Before Income Taxes	$		2,598		2,210		1,831		940		767
Fixed Charges - Excluding Preferred Stock Dividends			238		324		336		319		390
Total Earnings	$		2,836		2,534		2,167		1,259		1,157
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits			10.31x		7.06x		4.02x		2.21x		1.88x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$		412		512		661		885		1,314
One-Third of Rents, Net of Income from Subleases			28		28		27		26		29
Preferred Stock Dividends			37		35		203		250		226
Total Fixed Charges	$		477		575		891		1,161		1,569
Earnings:
Income Before Income Taxes	$		2,598		2,210		1,831		940		767
Fixed Charges - Excluding Preferred Stock Dividends			440		540		688		911		1,343
Total Earnings	$		3,038		2,750		2,519		1,851		2,110
Ratio of Earnings to Fixed Charges, Including Interest On Deposits			6.37x		4.78x		2.83x		1.59x		1.34x