Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Fixed Charges

($ In Millions)

	Three Months Ended 6/30/2009		Six Months Ended 6/30/2009
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	90	$	217
One-Third of Rents, Net of Income from Subleases		8		15
Total Fixed Charges		98		232
Earnings:
Income Before Income Taxes, Minority Interest & Cumulative Effect of Accounting Change	$	1,352	$	1,089
Fixed Charges		98		232
Total Earnings		1,450		1,321
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		14.79x		5.70x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	348	$	749
One-Third of Rents, Net of Income from Subleases		8		15
Total Fixed Charges	$	356	$	764
Earnings:
Income Before Income Taxes, Minority Interest & Cumulative Effect of Accounting Change	$	1,352	$	1,089
Fixed Charges		356		764
Total Earnings	$	1,708	$	1,853
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		4.80x		2.43x