CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024
Operating Activities
Net Income	$ 1,791	$ 1,694
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	544	351
Depreciation, amortization and accretion	412	371
Stock-based compensation expense	135	133
Provision for deferred income taxes	43	8
Securities gains, net	(28)	(32)
MSR fair value adjustment	139	112
Net gains on sales of loans and fair value adjustments on loans held for sale	(52)	(30)
Proceeds from sales of loans held for sale	3,689	2,893
Loans originated or purchased for sale, net of repayments	(3,643)	(3,076)
Dividends representing return on equity method investments	31	32
Net change in:
Equity and trading debt securities	(93)	(75)
Other assets	823	637
Accrued taxes, interest and expenses and other liabilities	(206)	(93)
Net Cash Provided by Operating Activities	3,585	2,925
Proceeds from sales:
AFS securities and other investments	4,723	443
Loans and leases	239	305
Bank premises and equipment	0	75
MSRs	0	5
Proceeds from repayments / maturities of AFS and HTM securities and other investments	5,065	3,987
Purchases:
AFS and HTM securities, equity method investments and other investments	(6,193)	(4,847)
Bank premises and equipment	(420)	(269)
Proceeds from settlement of BOLI	33	25
Proceeds from sales and dividends representing return of equity method investments	13	8
Net cash received for divestitures	0	6
Net cash paid on acquisitions	(36)	0
Net change in:
Other short-term investments	(95)	353
Portfolio loans and leases	(4,204)	(177)
Operating lease equipment	(114)	(18)
Net Cash Used in Investing Activities	(989)	(104)
Financing Activities
Net change in deposits	(683)	(572)
Net change in federal funds purchased and other short-term borrowings	(6)	521
Proceeds from short-term FHLB advances	4,700	500
Repayment of short-term FHLB advances	(4,100)	(2,500)
Proceeds from long-term debt issuances/advances	1,066	3,246
Repayment of long-term debt	(1,878)	(2,672)
Dividends paid on common and preferred stock	(866)	(887)
Repurchases of treasury stock and related forward contract	(525)	(325)
Redemption of preferred stock, Series L	(350)	0
Other	(67)	(59)
Net Cash Used in Financing Activities	(2,709)	(2,748)
(Decrease) Increase in Cash and Due from Banks	(113)	73
Cash and Due from Banks at Beginning of Period	3,014	3,142
Cash and Due from Banks at End of Period	$ 2,901	$ 3,215