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Sales of Receivables and Servicing Rights - Sensitivity of the Current Fair Value of Residual Cash Flows to Immediate 10%, 20% and 50% Adverse Changes in Assumptions (Details)
$ in Millions
9 Months Ended
Sep. 30, 2025
USD ($)
Fixed-rate  
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption  
Fair Value $ 1,598
Weighted- Average Life (in years) 8 years
Prepayment Speed Assumption, Rate (as a percent) 6.90%
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 10% $ (38)
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 20% (75)
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 50% $ (172)
OAS Speed Assumption, OAS (bps) 0.0441
OAS Spread Assumption, Impact of Adverse Change on Fair Value 10% $ (33)
OAS Spread Assumption, Impact of Adverse Change on Fair Value 20% (65)
Adjustable-rate  
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption  
Fair Value $ 3
Weighted- Average Life (in years) 4 years 7 months 6 days
Prepayment Speed Assumption, Rate (as a percent) 18.90%
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 10% $ 0
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 20% (1)
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 50% $ (2)
OAS Speed Assumption, OAS (bps) 0.0714
OAS Spread Assumption, Impact of Adverse Change on Fair Value 10% $ 0
OAS Spread Assumption, Impact of Adverse Change on Fair Value 20% $ 0