XML 68 R55.htm IDEA: XBRL DOCUMENT v3.25.3
Credit Quality and the Allowance for Loan and Lease Losses - Summary of Transactions in the ALLL by Portfolio Segment (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance, beginning of period $ 2,412 $ 2,288 $ 2,352 [1] $ 2,322
Losses charged off (382) (183) (748) (511)
Recoveries of losses previously charged off 43 41 134 115
Provision for (benefit from) loan and lease losses 192 159 527 379
Balance, end of period 2,265 [1] 2,305 2,265 [1] 2,305
Other Consumer Loans, Point of Sale        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Losses charged off (4) (6) (15) (22)
Recoveries of losses previously charged off 4 6 15 22
Commercial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance, beginning of period 1,293 1,113 1,154 1,130
Losses charged off (282) (80) (439) (203)
Recoveries of losses previously charged off 7 8 28 16
Provision for (benefit from) loan and lease losses 164 64 439 162
Balance, end of period 1,182 1,105 1,182 1,105
Residential Mortgage        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance, beginning of period 134 136 146 145
Losses charged off 0 0 (1) (2)
Recoveries of losses previously charged off 1 1 3 3
Provision for (benefit from) loan and lease losses (2) 6 (15) (3)
Balance, end of period 133 143 133 143
Consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance, beginning of period 985 1,039 1,052 1,047
Losses charged off (100) (103) (308) (306)
Recoveries of losses previously charged off 35 32 103 96
Provision for (benefit from) loan and lease losses 30 89 103 220
Balance, end of period $ 950 $ 1,057 $ 950 $ 1,057
[1] Includes $42 and $51 of other short-term investments, $649 and $1,000 of portfolio loans and leases, $(11) and $(19) of ALLL, $4 and $5 of other assets, $11 and $12 of other liabilities and $563 and $889 of long-term debt from consolidated VIEs that are included in their respective captions above at September 30, 2025 and December 31, 2024, respectively. For further information, refer to Note 7.