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Loans and Leases (Tables)
9 Months Ended
Sep. 30, 2025
Receivables [Abstract]  
Loans and Leases Classified by Primary Purpose
The following table provides a summary of commercial loans and leases classified by primary purpose and consumer loans classified based upon product or collateral as of:

($ in millions)
September 30,
2025
December 31,
2024
Loans and leases held for sale:
Commercial and industrial loans$8 15 
Commercial mortgage loans 22 
Commercial construction loans 29 
Residential mortgage loans565 574 
Credit card3 — 
Total loans and leases held for sale$576 640 
Portfolio loans and leases:
Commercial and industrial loans$53,947 52,271 
Commercial mortgage loans11,932 12,246 
Commercial construction loans5,326 5,588 
Commercial leases3,218 3,188 
Total commercial loans and leases$74,423 73,293 
Residential mortgage loans$17,644 17,543 
Home equity4,678 4,188 
Indirect secured consumer loans17,885 16,313 
Credit card1,692 1,734 
Solar energy installation loans4,432 4,202 
Other consumer loans2,376 2,518 
Total consumer loans$48,707 46,498 
Total portfolio loans and leases$123,130 119,791 
Total Loans and Leases Owned by the Bancorp
The following table presents a summary of net charge-offs (recoveries):
For the three months ended
September 30,
For the nine months ended
September 30,
($ in millions)2025202420252024
Commercial and industrial loans$274 72 395 187 
Commercial mortgage loans1 — 15 — 
Commercial leases — 1 — 
Residential mortgage loans(1)(1)(2)(1)
Home equity(1)—  — 
Indirect secured consumer loans18 22 56 63 
Credit card16 16 48 52 
Solar energy installation loans16 14 54 39 
Other consumer loans16 19 47 56 
Total net charge-offs$339 142 614 396 
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
September 30,
For the nine months ended
September 30,
2025202420252024
Direct financing leasesInterest and fees on loans and leases$10 10 29 29 
Sales-type leasesInterest and fees on loans and leases27 21 80 58 
Operating leasesCommercial banking revenue21 24 61 78 
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
September 30,
For the nine months ended
September 30,
2025202420252024
Direct financing leasesInterest and fees on loans and leases$10 10 29 29 
Sales-type leasesInterest and fees on loans and leases27 21 80 58 
Operating leasesCommercial banking revenue21 24 61 78 
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
September 30,
For the nine months ended
September 30,
2025202420252024
Direct financing leasesInterest and fees on loans and leases$10 10 29 29 
Sales-type leasesInterest and fees on loans and leases27 21 80 58 
Operating leasesCommercial banking revenue21 24 61 78