CONDENSED CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Millions		Sep. 30, 2025	Dec. 31, 2024
Assets
Cash and due from banks		$ 2,901	$ 3,014
Other short-term investments	[1]	17,215	17,120
Available-for-sale debt and other securities (amortized cost of $39,617 and $43,878)		36,461	39,547
Held-to-maturity securities (fair value of $11,506 and $10,965)		11,498	11,278
Trading debt securities		1,266	1,185
Equity securities		287	341
Loans and leases held for sale (includes $565 and $574 of residential mortgage loans measured at fair value)		576	640
Portfolio loans and leases	[1]	123,130	119,791
Allowance for loan and lease losses	[1]	(2,265)	(2,352)
Portfolio loans and leases, net		120,865	117,439
Bank premises and equipment (includes $9 and $14 held for sale)		2,655	2,475
Operating lease equipment		379	319
Goodwill		4,947	4,918
Intangible assets		76	90
Servicing rights		1,601	1,704
Other assets	[1]	12,176	12,857
Total Assets		212,903	212,927
Deposits:
Noninterest-bearing deposits		41,830	41,038
Interest-bearing deposits		124,739	126,214
Total deposits		166,569	167,252
Federal funds purchased		183	204
Other short-term borrowings		5,077	4,450
Accrued taxes, interest and expenses		1,943	2,137
Other liabilities	[1]	4,347	4,902
Long-term debt	[1]	13,677	14,337
Total Liabilities		191,796	193,282
Equity
Common stock	[2]	2,051	2,051
Preferred stock	[3]	1,770	2,116
Capital surplus		3,813	3,804
Retained earnings		25,057	24,150
Accumulated other comprehensive loss		(3,276)	(4,636)
Treasury stock	[2]	(8,308)	(7,840)
Total Equity		21,107	19,645
Total Liabilities and Equity		$ 212,903	$ 212,927

[1] Includes $42 and $51 of other short-term investments, $649 and $1,000 of portfolio loans and leases, $(11) and $(19) of ALLL, $4 and $5 of other assets, $11 and $12 of other liabilities and $563 and $889 of long-term debt from consolidated VIEs that are included in their respective captions above at September 30, 2025 and December 31, 2024, respectively. For further information, refer to Note 7.

[2] Common shares: Stated value $2.22 per share; authorized 2,000,000,000; outstanding at September 30, 2025 – 660,973,454 (excludes 262,919,127 treasury shares), December 31, 2024 – 669,853,830 (excludes 254,038,751 treasury shares).

[3] 500,000 shares of no par value preferred stock were authorized at both September 30, 2025 and December 31, 2024. There were 436,000 and 422,000 unissued shares of undesignated no par value preferred stock at September 30, 2025 and December 31, 2024, respectively. Each issued share of no par value preferred stock has a liquidation preference of $25,000. 500,000 shares of no par value Class B preferred stock were authorized at both September 30, 2025 and December 31, 2024. There were 300,000 unissued shares of undesignated no par value Class B preferred stock at both September 30, 2025 and December 31, 2024. Each issued share of no par value Class B preferred stock has a liquidation preference of $1,000.