CONSOLIDATED BALANCE SHEET (USD $) In Millions, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013
Assets
Cash	$ 157		$ 175
Interest bearing deposits with banks	2,000		0
Securities purchased under agreements to resell	3,863		6,924
Receivables, net (including $3.0 billion and $4.0 billion at December 31, 2014 and 2013, respectively, collateralizing long-term debt and net of credit loss reserves of $2.2 billion and $3.3 billion at December 31, 2014 and 2013, respectively)	21,242		24,173
Receivables held for sale	860	[1]	2,047	[1]
Properties and equipment, net	63		68
Real estate owned	159		323
Deferred income taxes, net	2,444		2,580
Other assets	1,109		1,417
Assets of discontinued operations	63		165
Total assets	31,960		37,872
Debt:
Due to affiliates (including $512 million and $496 million at December 31, 2014 and 2013, respectively, carried at fair value)	6,945		8,742
Long-term debt (including $6.8 billion and $8.0 billion at December 31, 2014 and 2013, respectively, carried at fair value and $1.5 billion and $2.2 billion at December 31, 2014 and 2013, respectively, collateralized by receivables)	16,427		20,839
Total debt	23,372		29,581
Derivative related liabilities	82		0
Liability for postretirement benefits	221		228
Other liabilities	1,091		1,299
Liabilities of discontinued operations	71		103
Total liabilities	24,837		31,211
Common shareholder’s equity:
Common stock ($0.01 par value, 100 shares authorized; 68 shares issued at December 31, 2014 and 2013)	0		0
Additional paid-in-capital	23,987		23,968
Accumulated deficit	(18,374)		(18,774)
Accumulated other comprehensive loss	(65)		(108)
Total common shareholder’s equity	5,548		5,086
Total shareholders’ equity	7,123		6,661
Total liabilities and shareholders’ equity	31,960		37,872
Series B Preferred Stock [Member]
Redeemable preferred stock:
Redeemable preferred stock	575		575
Series C Preferred Stock [Member]
Redeemable preferred stock:
Redeemable preferred stock	$ 1,000		$ 1,000

[1] The following table provides a rollforward of our valuation allowance for 2014, 2013 and 2012. At December 31, 2014, the valuation allowance is zero as the fair value of the pool of receivables held for sale at December 31, 2014 exceeds the carrying value as these receivables are carried at the lower of amortized cost or fair value. See Note 20, "Fair Value Measurements," for a discussion of the factors impacting the fair value of these receivables.