CONSOLIDATED STATEMENT OF INCOME (LOSS) (USD $) In Millions, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest income	$ 1,926	$ 2,438	$ 3,423
Interest expense on debt held by:
Interest expense	1,058	1,370	1,777
Net interest income	868	1,068	1,646
Provision for credit losses	(365)	(21)	2,224	[1]
Net interest income (loss) after provision for credit losses	1,233	1,089	(578)
Other revenues:
Derivative related income (expense)	(303)	145	(207)
Gain (loss) on debt designated at fair value and related derivatives	208	228	(449)
Servicing and other fees from HSBC affiliates	28	26	35
Lower of amortized cost or fair value adjustment on receivables held for sale	201	536	(1,529)
Other income (loss)	92	(54)	31
Total other revenues	226	881	(2,119)
Operating expenses:
Salaries and employee benefits	197	229	183
Occupancy and equipment expenses, net	36	36	44
Real estate owned expenses	19	74	90
Other servicing and administrative expenses	165	312	487
Support services from HSBC affiliates	271	281	310
Total operating expenses	688	932	1,114
Income (loss) from continuing operations before income tax	771	1,038	(3,811)
Income tax expense (benefit)	224	325	(1,406)
Income (loss) from continuing operations	547	713	(2,405)
Discontinued operations (Note 3):
Income (loss) from discontinued operations before income tax	(27)	(249)	2,521
Income tax benefit (expense)	3	72	(961)
Income (loss) from discontinued operations	(24)	(177)	1,560
Net income (loss)	523	536	(845)
Debt issued to HSBC affiliates [Member]
Interest expense on debt held by:
Interest expense	222	229	183
Debt issued to non-affiliates [Member]
Interest expense on debt held by:
Interest expense	$ 836	$ 1,141	$ 1,594

[1] Provision for credit losses during 2012 includes $112 million related to the lower of amortized cost or fair value attributable to credit for personal non-credit card receivables transferred to held for sale at June 30, 2012. See Note 7, "Receivables Held for Sale," for additional information.