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Receivables - TDR Loans (Detail) (USD $)
In Millions, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
Financing Receivable, Modifications [Line Items]    
TDR Loans $ 15,408 [1],[2],[3] $ 16,404 [1],[2],[3]
TDR Loans held for investment 637 1,488
TDR Loans 18,552 20,935
Receivables Held For Sale [Member]
   
Financing Receivable, Modifications [Line Items]    
TDR Loans   2,528
Real Estate Secured [Member] | Receivables Held For Sale [Member]
   
Financing Receivable, Modifications [Line Items]    
TDR Loans 3,340 1,936
Real estate secured [Member]
   
Financing Receivable, Modifications [Line Items]    
TDR Loans 15,408 [1],[2],[3],[4] 15,812 [1],[2],[3],[4]
Credit loss reserves for TDR loans 2,938 [2],[5] 3,627 [2],[5]
TDR Loans 18,552 19,796
First Lien [Member]
   
Financing Receivable, Modifications [Line Items]    
TDR Loans 14,293 [1],[2],[3] 14,607 [1],[2],[3]
Credit loss reserves for TDR loans 2,526 3,104
TDR Loans 17,296 18,451
Second Lien [Member]
   
Financing Receivable, Modifications [Line Items]    
TDR Loans 1,115 [1],[2],[3] 1,205 [1],[2],[3]
Credit loss reserves for TDR loans 412 523
TDR Loans 1,256 1,345
Personal non-credit card [Member]
   
Financing Receivable, Modifications [Line Items]    
TDR Loans 0 [1],[2],[3],[6] 592 [1],[2],[3],[6]
TDR Loans $ 0 $ 1,139
[1] TDR Loans are considered to be impaired loans regardless of accrual status.
[2] At September 30, 2013 and December 31, 2012, $3,340 million of real estate secured receivables and $2,528 million (of which $1,936 million are real estate secured receivables) of TDR Loans were reported as receivables held for sale for which there are no credit loss reserves as they are carried at the lower of amortized cost or fair value.
[3] The TDR Loan balances included in the table above reflect the current carrying amount of TDR Loans and includes all basis adjustments on the loan, such as unearned income, unamortized deferred fees and costs on originated loans and premiums or discounts on purchased loans as well as any charge-off recorded in accordance with our existing charge-off policies. Additionally, the carrying amount of TDR Loans classified as held for sale has been reduced by both the lower of amortized cost or fair value adjustment as well as the credit loss reserves associated with these receivables prior to the transfer. The following table reflects the unpaid principal balance of TDR Loans: September 30, 2013 December 31, 2012 (in millions)Real estate secured: First lien$17,296 $18,451Second lien1,256 1,345Total real estate secured18,552 19,796Personal non-credit card— 1,139Total TDR Loans$18,552 $20,935
[4] At September 30, 2013 and December 31, 2012, TDR Loans held for investment totaling $637 million and $1,488 million, respectively, are recorded at the lower of amortized cost or fair value of the collateral less cost to sell.
[5] Included in credit loss reserves.
[6] As discussed more fully in Note 6, "Receivables Held for Sale," we sold our personal non-credit card receivable portfolio on April 1, 2013.