Mortgage Servicing Rights And Mortgage Servicing Activity (Tables)

6 Months Ended

Jun. 30, 2011

Mortgage Servicing Rights and Mortgage Servicing Activity [Abstract]

Changes in the carrying amount of mortgage servicing rights


	Quarter ended						Six months ended
	June 30,						June 30,
	2011			2010			2011			2010
Balance at beginning of period	$	21,539		$	20,652		$	21,317		$	20,784
Addition of mortgage servicing rights		554			677			1,861			1,393
Amortization		(999	)		(911	)		(2,084	)		(1,759	)
Changes in allowance for impairment		(350	)		(1,091	)		(350	)		(1,091	)

Balance at end of period	$	20,744		$	19,327		$	20,744		$	19,327

Fair value at end of period	$	20,766		$	19,331		$	20,766		$	19,331


Prepayment speed assumption (annual CPR)		9.6	%
Decrease in fair value from 10% adverse change	$	758
Decrease in fair value from 25% adverse change		1,813
Discount rate assumption		9.7	%
Decrease in fair value from 100 basis point adverse change	$	681
Decrease in fair value from 200 basis point adverse change		1,316
Expected weighted-average life (in months)		100.1

- Definition

Tabular disclosure of the activity in the balance of servicing assets subsequently measured at amortized value (including a description of where changes in carrying value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (through purchases of servicing assets and servicing assets that result from transfers of financial assets), disposals, amortization, application of valuation allowances, other-than-temporary impairments, and other changes that affect the balance along with a description of those changes.

+ References+ Details