Allowance for loan losses (Tables)

6 Months Ended

Jun. 30, 2011

Loans [Abstract]

Activity within the allowance for loan loss for noncovered loans, by portfolio type

For the quarter ended June 30, 2011
																Home			Credit			Residential
Legacy Loans	C&I			CRE			Construction			Leases			Installment			Equity Lines			Cards			Mortgages			Total
Beginning Balance	$	31,649		$	33,128		$	7,639		$	480		$	20,709		$	6,883		$	8,712		$	5,490		$	114,690
Charge-offs		(4,274	)		(2,608	)		(1,337	)		(127	)		(6,202	)		(2,762	)		(2,297	)		(1,351	)		(20,958	)
Recoveries		188			47			293			2			3,718			483			557			29			5,317
Provision		803			2,379			1,281			(2	)		(136	)		2,538			1,431			1,844			10,138
Ending Balance	$	28,366		$	32,946		$	7,876		$	353		$	18,089		$	7,142		$	8,403		$	6,012		$	109,187
Ending Balance: Individually Evaluated	$	290		$	3,169		$	1,038		$	—		$	662		$	20		$	28		$	1,209		$	6,416
Ending Balance: Collectively Evaluated	$	28,076		$	29,777		$	6,838		$	353		$	17,427		$	7,122		$	8,375		$	4,803		$	102,771
Loans:
Ending Balance	$	2,415,647		$	1,973,315		$	253,379		$	57,634		$	1,256,233		$	716,789		$	143,828		$	399,190		$	7,216,015
Ending Balance: Individually Evaluated	$	3,573		$	45,008		$	9,407		$	—		$	15,703		$	1,242		$	2,453		$	14,851		$	92,237
Ending Balance: Collectively Evaluated	$	2,412,074		$	1,928,307		$	243,972		$	57,634		$	1,240,530		$	715,547		$	141,375		$	384,339		$	7,123,778

For the six months ended June 30, 2011
																Home			Credit			Residential
Legacy Loans	C&I			CRE			Construction			Leases			Installment			Equity Lines			Cards			Mortgages			Total
Beginning Balance	$	29,764		$	32,026		$	7,180		$	475		$	21,555		$	7,217		$	11,107		$	5,366		$	114,690
Charge-offs		(8,989	)		(4,459	)		(2,695	)		(127	)		(14,293	)		(5,577	)		(4,615	)		(3,015	)		(43,770	)
Recoveries		714			48			374			34			7,437			1,182			1,204			118			11,111
Provision		6,877			5,331			3,017			(29	)		3,390			4,320			707			3,543			27,156
Ending Balance	$	28,366		$	32,946		$	7,876		$	353		$	18,089		$	7,142		$	8,403		$	6,012		$	109,187
Ending Balance: Individually Evaluated	$	290		$	3,169		$	1,038		$	—		$	662		$	20		$	28		$	1,209		$	6,416
Ending Balance: Collectively Evaluated	$	28,076		$	29,777		$	6,838		$	353		$	17,427		$	7,122		$	8,375		$	4,803		$	102,771
Loans:
Ending Balance	$	2,415,647		$	1,973,315		$	253,379		$	57,634		$	1,256,233		$	716,789		$	143,828		$	399,190		$	7,216,015
Ending Balance: Individually Evaluated	$	3,573		$	45,008		$	9,407		$	—		$	15,703		$	1,242		$	2,453		$	14,851		$	92,237
Ending Balance: Collectively Evaluated	$	2,412,074		$	1,928,307		$	243,972		$	57,634		$	1,240,530		$	715,547		$	141,375		$	384,339		$	7,123,778

Activity within the allowance for loan loss for noncovered loans

	Quarter ended		Six months ended		Year ended
	June 30,		June 30,		December 31,
Allowance for Noncovered Loan Losses	2010		2010		2010
Balance at beginning of period	$	117,806	$	115,092	$	115,092
Loans charged off:
C&I, CRE and Construction		6,942		15,837		39,766
Residential mortgages		1,395		3,041		5,156
Installment		8,430		17,235		34,054
Home equity lines		2,761		4,831		7,912
Credit cards		4,010		8,178		13,577
Leases		617		637		896
Overdrafts		812		1,403		3,171
Total charge-offs		24,967		51,162		104,532
Recoveries:
C&I, CRE and Construction		430		802		1,952
Residential mortgages		38		63		263
Installment		3,081		5,098		13,047
Home equity lines		444		701		1,599
Credit cards		608		1,081		2,199
Manufactured housing		55		86		156
Leases		229		238		267
Overdrafts		253		485		864
Total recoveries		5,138		8,554		20,347
Net charge-offs		19,829		42,608		84,185
Provision for loan losses		20,366		45,859		83,783
Balance at end of period	$	118,343	$	118,343	$	114,690

Activity within the allowance for loan loss for covered loans

	Quarter ended						Six months ended						Year ended
	June 30,						June 30,						December 31,
	2011			2010			2011			2010			2010
Balance at beginning of the period	$	28,405		$	—		$	13,733		$	—		$	—
Provision for loan losses before benefit attributable to FDIC loss share agreements		15,156			461			35,666			461			27,184
Benefit attributable to FDIC loss share agreements		(7,675	)		(193	)		(22,854	)		(193	)		(22,752	)
Net provision for loan losses, covered		7,481			268			12,812			268			4,432
Increase in indemnification asset		7,675			193			22,854			193			22,752
Loans charged-off		(10,201	)		(220	)		(16,039	)		(220	)		(13,451	)
Balance at end of the period	$	33,360		$	241		$	33,360		$	241		$	13,733

Summary of impaired noncovered loans

As of June 30, 2011
			Unpaid				Average
	Recorded		Principal		Related		Recorded
	Investment		Balance		Allowance		Investment
Loans with no related allowance
Commercial
C&I	$	1,985	$	4,467	$	—	$	2,513
CRE		31,986		43,575		—		33,799
Construction		4,838		9,109		—		4,919
Consumer
Installment		—		—		—		—
Home equity line		—		—		—		—
Credit card		—		—		—		—
Residential mortgages		2,654		3,966		—		2,673
Loans with a related allowance
Commercial
C&I	$	1,588	$	2,010	$	290	$	1,588
CRE		13,022		18,600		3,169		13,566
Construction		4,569		7,181		1,038		4,591
Consumer
Installment		15,703		15,724		662		15,794
Home equity line		1,242		1,242		20		1,256
Credit card		2,453		2,453		28		2,524
Residential mortgages		12,197		12,284		1,209		12,206
Total
Commercial	$	57,988	$	84,942	$	4,497	$	60,976
Consumer		34,249		35,669		1,919		34,453
Total impaired loans	$	92,237	$	120,611	$	6,416	$	95,429

As of December 31, 2010
			Unpaid				Average
	Recorded		Principal		Related		Recorded
	Investment		Balance		Allowance		Investment
Loans with no related allowance
Commercial
C&I	$	12,172	$	15,045	$	—	$	12,816
CRE		34,003		40,619		—		35,238
Construction		10,120		14,710		—		10,833
Consumer
Installment		17,146		17,164		—		17,313
Home equity line		1,747		1,747		—		1,764
Credit card		3,081		3,081		—		2,926
Residential mortgages		1,992		2,765		—		2,027
Loans with a related allowance
Commercial
C&I	$	—	$	—	$	—	$	—
CRE		30,792		37,767		3,852		33,172
Construction		7,585		11,423		1,588		8,928
Consumer
Installment		—		—		—		—
Home equity line		—		—		—		—
Credit card		—		—		—		—
Residential mortgages		9,705		9,776		741		9,713
Total
Commercial	$	94,672	$	119,564	$	5,440	$	100,987
Consumer		33,671		34,533		741		33,743
Total loans	$	128,343	$	154,097	$	6,181	$	134,730