Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2015

Loans and Leases Receivable Disclosure [Abstract]

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent

The following tables show activity in the originated ALL, by portfolio segment for the three and nine months ended September 30, 2015 and 2014, as well as the corresponding recorded investment in originated loans at the end of the period:

As of September 30, 2015
(In thousands)
Originated Loans		C&I			CRE			Construction			Leases			Installment			Home Equity Lines			Credit Cards			Residential Mortgages			Total
Three Months Ended
Allowance for originated loan losses, beginning balance		$	42,876		$	8,500		$	1,540		$	619		$	14,910		$	20,039		$	7,818		$	5,380		$	101,682
Charge-offs		(4,540		)	(3		)	—			(1,268		)	(5,065		)	(940		)	(1,173		)	(409		)	(13,398		)
Recoveries		126			516			133			730			2,889			564			331			80			5,369
Provision for loan losses		4,532			979			(56		)	581			2,736			687			1,191			(248		)	10,402
Allowance for originated loan losses, ending balance		$	42,994		$	9,992		$	1,617		$	662		$	15,470		$	20,350		$	8,167		$	4,803		$	104,055
Nine Months Ended
Allowance for originated loan losses, beginning balance		$	37,375		$	10,492		$	2,202		$	674		$	12,918		$	19,324		$	7,966		$	4,745		$	95,696
Charge-offs		(8,298		)	(625		)	—			(1,268		)	(15,210		)	(2,822		)	(3,834		)	(1,206		)	(33,263		)
Recoveries		921			517			172			737			8,753			2,016			1,055			204			14,375
Provision for loan losses		12,996			(392		)	(757		)	519			9,009			1,832			2,980			1,060			27,247
Allowance for originated loan losses, ending balance		$	42,994		$	9,992		$	1,617		$	662		$	15,470		$	20,350		$	8,167		$	4,803		$	104,055
Ending allowance for originated loan losses balance attributable to loans:
	Individually evaluated for impairment	$	7,790		$	703		$	—		$	—		$	1,012		$	203		$	235		$	939		$	10,882
	Collectively evaluated for impairment	35,204			9,289			1,617			662			14,458			20,147			7,932			3,864			93,173
Total ending allowance for originated loan losses balance		$	42,994		$	9,992		$	1,617		$	662		$	15,470		$	20,350		$	8,167		$	4,803		$	104,055
Originated loans:
	Originated loans individually evaluated for impairment	$	52,147		$	13,355		$	—		$	—		$	34,306		$	7,394		$	716		$	24,316		$	132,234
	Originated loans collectively evaluated for impairment	5,469,808			2,076,178			619,569			461,642			2,865,253			1,204,690			169,676			649,275			13,516,091
Total ending originated loan balance		$	5,521,955		$	2,089,533		$	619,569		$	461,642		$	2,899,559		$	1,212,084		$	170,392		$	673,591		$	13,648,325

As of September 30, 2014
(In thousands)
Originated Loans		C&I			CRE			Construction			Leases			Installment			Home Equity Lines			Credit Cards			Residential Mortgages			Total
Three Months Ended
Allowance for originated loan losses, beginning balance		$	43,256		$	8,730		$	1,323		$	1,028		$	12,243		$	13,903		$	7,328		$	4,139		$	91,950
Charge-offs		(3,569		)	(570		)	—			—			(5,041		)	(1,361		)	(778		)	(91		)	(11,410		)
Recoveries		1,262			43			5			2			2,944			708			403			114			5,481
Provision for loan losses		(3,824		)	243			170			(294		)	3,514			4,648			559			(154		)	4,862
Allowance for originated loan losses, ending balance		$	37,125		$	8,446		$	1,498		$	736		$	13,660		$	17,898		$	7,512		$	4,008		$	90,883
Nine Months Ended
Allowance for originated loan losses, beginning balance		$	42,981		$	12,265		$	2,810		$	1,081		$	11,935		$	12,900		$	7,740		$	4,772		$	96,484
Charge-offs		(9,203		)	(3,345		)	—			—			(14,739		)	(3,403		)	(3,544		)	(1,484		)	(35,718		)
Recoveries		2,681			77			35			374			8,735			2,227			1,260			219			15,608
Provision for loan losses		666			(551		)	(1,347		)	(719		)	7,729			6,174			2,056			501			14,509
Allowance for originated loan losses, ending balance		$	37,125		$	8,446		$	1,498		$	736		$	13,660		$	17,898		$	7,512		$	4,008		$	90,883
Ending allowance for originated loan losses balance attributable to loans:
	Individually evaluated for impairment	$	1,399		$	1,620		$	—		$	—		$	1,086		$	190		$	322		$	1,435		$	6,052
	Collectively evaluated for impairment	35,726			6,826			1,498			736			12,574			17,708			7,190			2,573			84,831
Total ending allowance for originated loan losses balance		$	37,125		$	8,446		$	1,498		$	736		$	13,660		$	17,898		$	7,512		$	4,008		$	90,883
Originated loans:
	Originated loans individually evaluated for impairment	$	11,155		$	22,597		$	—		$	—		$	23,575		$	7,624		$	912		$	26,108		$	91,971
	Originated loans collectively evaluated for impairment	5,028,165			2,097,137			467,112			339,936			2,253,958			1,054,389			159,201			579,890			11,979,788
Total ending originated loan balance		$	5,039,320		$	2,119,734		$	467,112		$	339,936		$	2,277,533		$	1,062,013		$	160,113		$	605,998		$	12,071,759

The following table presents the originated ALL and the recorded investment as of December 31, 2014:

As of December 31, 2014
	(In thousands)
	Originated Loans	C&I		CRE		Construction		Leases		Installment		Home Equity Lines		Credit Cards		Residential Mortgages		Total
Ending allowance for originated loan losses balance attributable to loans:
	Individually evaluated for impairment	$	72	$	2,914	$	—	$	—	$	1,178	$	207	$	296	$	1,283	$	5,950
	Collectively evaluated for impairment	37,303		7,578		2,202		674		11,740		19,117		7,670		3,462		89,746
Total ending allowance for originated loan losses balance		$	37,375	$	10,492	$	2,202	$	674	$	12,918	$	19,324	$	7,966	$	4,745	$	95,696
Originated loans:
	Loans individually evaluated for impairment	$	11,759	$	23,300	$	—	$	—	$	24,905	$	7,379	$	854	$	25,251	$	93,448
	Loans collectively evaluated for impairment	5,163,442		2,093,818		537,766		370,179		2,368,546		1,102,957		163,624		600,032		12,400,364
Total ending originated loan balance		$	5,175,201	$	2,117,118	$	537,766	$	370,179	$	2,393,451	$	1,110,336	$	164,478	$	625,283	$	12,493,812

allowance for acquired impaired loan losses

The following table presents activity in the allowance for acquired impaired loan losses for the three and nine months ended September 30, 2015 and 2014:

Allowance for Acquired Impaired Loan Losses	Three Months Ended September 30,					Nine Months Ended September 30,
(In thousands)	2015			2014		2015			2014
Balance at beginning of the period	$	4,950		$	4,977	$	7,457		$	741
Charge-offs	—			—		—			—
Recoveries	—			—		—			—
Provision/(recapture) for loan losses	(751		)	1,229		(3,258		)	5,465
Balance at end of the period	$	4,199		$	6,206	$	4,199		$	6,206

Schedule of Credit Losses for Financing Receivables, Current

The following table presents activity in the allowance for FDIC acquired impaired loan losses for the three and nine months ended September 30, 2015 and 2014:

Allowance for FDIC acquired Impaired Loan Losses		Three Months Ended September 30,						Nine Months Ended September 30,
(In thousands)		2015			2014			2015			2014
Balance at beginning of the period		$	41,627		$	45,109		$	40,496		$	44,027
	Net provision/(recapture) of loan losses before benefit attributable to FDIC loss share agreements	3,986			2,827			9,139			10,255
	Net (benefit)/recapture attributable to FDIC loss share agreements	(257		)	(2,908		)	(6,303		)	(3,835		)
Net provision/(recapture) for loan losses		3,729			(81		)	2,836			6,420
Increase/(decrease) in loss share receivable		257			2,908			6,303			3,835
Loans charged-off		(417		)	(4,948		)	(4,439		)	(11,294		)
Balance at end of the period		$	45,196		$	42,988		$	45,196		$	42,988

Impaired Financing Receivables

The following tables provide further detail on impaired loans individually evaluated for impairment and the associated ALL. Certain impaired loans do not have a related ALL as the valuation of these impaired loans exceeded the recorded investment.

As of September 30, 2015
Originated Loans				Unpaid				Average
		Recorded		Principal		Related		Recorded
(In thousands)		Investment		Balance		Allowance		Investment
Impaired loans with no related allowance
Commercial
	C&I	$	43,960	$	50,531	$	—	$	37,203
	CRE	11,993		17,458		—		13,885
	Construction	—		—		—		—
	Leases	—		—		—		—
Consumer
	Installment	1,530		1,913		—		1,623
	Home equity line	742		1,004		—		779
	Credit card	25		25		—		36
	Residential mortgages	11,670		13,980		—		11,823
Subtotal		69,920		84,911		—		65,349
Impaired loans with a related allowance
Commercial
	C&I	8,187		8,247		7,790		4,992
	CRE	1,362		1,389		703		1,679
	Construction	—		—		—		—
	Leases	—		—		—		—
Consumer
	Installment	32,776		32,842		1,012		27,389
	Home equity line	6,652		6,652		203		6,894
	Credit card	691		691		235		767
	Residential mortgages	12,646		12,745		939		12,702
Subtotal		62,314		62,566		10,882		54,423
	Total impaired loans	$	132,234	$	147,477	$	10,882	$	119,772

Note 1: These tables exclude loans fully charged off.

Note 2: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

As of December 31, 2014
Originated Loans				Unpaid				Average
		Recorded		Principal		Related		Recorded
(In thousands)		Investment		Balance		Allowance		Investment
Impaired loans with no related allowance
Commercial
	C&I	$	11,451	$	18,207	$	—	$	14,193
	CRE	16,874		22,696		—		18,027
	Construction	—		—		—		—
Consumer
	Installment	4,460		4,584		—		4,272
	Home equity line	1,723		1,754		—		1,792
	Credit card	16		16		—		32
	Residential mortgages	12,204		15,119		—		12,425
Subtotal		46,728		62,376		—		50,741
Impaired loans with a related allowance
Commercial
	C&I	308		344		72		326
	CRE	6,426		6,440		2,914		4,497
	Construction	—		—		—		—
Consumer
	Installment	20,445		21,024		1,178		19,513
	Home equity line	5,656		5,875		207		5,944
	Credit card	838		838		296		966
	Residential mortgages	13,047		13,158		1,283		13,121
Subtotal		46,720		47,679		5,950		44,367
	Total impaired loans	$	93,448	$	110,055	$	5,950	$	95,108

Note 1: These tables exclude loans fully charged off.

Note 2: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

As of September 30, 2014
Originated Loans				Unpaid				Average
		Recorded		Principal		Related		Recorded
(In thousands)		Investment		Balance		Allowance		Investment
Impaired loans with no related allowance
Commercial
	C&I	$	8,411	$	15,740	$	—	$	12,484
	CRE	16,576		22,625		—		17,035
	Construction	—		—		—		—
Consumer
	Installment	3,899		4,001		—		3,959
	Home equity line	2,015		2,045		—		2,073
	Credit card	27		27		—		44
	Residential mortgages	12,576		15,552		—		12,720
Subtotal		43,504		59,990		—		48,315
Impaired loans with a related allowance
Commercial
	C&I	2,744		2,798		1,399		2,896
	CRE	6,021		6,022		1,620		3,381
	Construction	—		—		—		—
Consumer
	Installment	19,676		20,314		1,086		20,039
	Home equity line	5,609		5,829		190		5,779
	Credit card	885		885		322		981
	Residential mortgages	13,532		13,641		1,435		13,566
Subtotal		48,467		49,489		6,052		46,642
	Total impaired loans	$	91,971	$	109,479	$	6,052	$	94,957

Note 1: These tables exclude loans fully charged off.

Note 2: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

Troubled Debt Restructurings on Financing ReceivableS

The following tables provide the number of loans modified in a TDR and the recorded investment and unpaid principal balance by loan portfolio as of September 30, 2015, December 31, 2014, and September 30, 2014.

			As of September 30, 2015
(Dollars in thousands)			Number of Loans	Recorded Investment		Unpaid Principal Balance
Originated loans
	Commercial
		C&I	61	$	37,382	$	42,891
		CRE	73	10,498		14,838
		Construction	31	—		—
		Total originated commercial	165	47,880		57,729
	Consumer
		Installment	1,224	34,306		34,755
		Home equity lines	266	7,394		7,656
		Credit card	210	716		716
		Residential mortgages	315	24,316		26,725
		Total originated consumer	2,015	66,732		69,852
Total originated loans			2,180	$	114,612	$	127,581
Acquired loans
	Commercial
		C&I	1	$	7,205	$	7,205
		CRE	3	959		1,062
		Construction	—	—		—
		Total acquired commercial	4	8,164		8,267
	Consumer
		Installment	51	1,106		1,185
		Home equity lines	175	7,532		7,595
		Residential mortgages	32	2,179		2,414
		Total acquired consumer	258	10,817		11,194
Total acquired loans			262	$	18,981	$	19,461
FDIC acquired loans
	Commercial
		C&I	—	$	—	$	—
		CRE	5	11,323		13,060
		Construction	1	411		687
		Total FDIC acquired commercial	6	11,734		13,747
	Consumer
		Home equity lines	78	10,019		10,086
		Residential mortgages	1	183		183
		Total FDIC acquired consumer	79	10,202		10,269
Total FDIC acquired loans			85	$	21,936	$	24,016
Total loans
	Commercial
		C&I	62	$	44,587	$	50,096
		CRE	81	22,780		28,960
		Construction	32	411		687
		Total commercial	175	67,778		79,743
	Consumer
		Installment	1,275	35,412		35,940
		Home equity lines	519	24,945		25,337
		Credit card	210	716		716
		Residential mortgages	348	26,678		29,322
		Total consumer	2,352	87,751		91,315
Total loans			2,527	$	155,529	$	171,058

Note 1: For originated loans, the differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

Note 2: For acquired and FDIC acquired loans, the differences between the recorded investment and unpaid principal balance amounts represent partial charge offs and remaining purchase discount.

			As of December 31, 2014
(Dollars in thousands)			Number of Loans	Recorded Investment		Unpaid Principal Balance
Originated loans
	Commercial
		C&I	41	$	7,123	$	13,887
		CRE	67	17,607		22,645
		Construction	31	—		—
		Total originated commercial	139	24,730		36,532
	Consumer
		Installment	1,205	24,905		25,608
		Home equity lines	270	7,379		7,629
		Credit card	238	854		854
		Residential mortgages	315	25,251		28,277
		Total originated consumer	2,028	58,389		62,368
Total originated loans			2,167	$	83,119	$	98,900
Acquired loans
	Commercial
		C&I	2	18		19
		CRE	3	2,542		2,595
		Total acquired commercial	5	2,560		2,614
	Consumer
		Installment	40	975		1,054
		Home equity lines	145	6,932		6,983
		Residential mortgages	26	1,633		1,823
		Total acquired consumer	211	9,540		9,860
Total acquired loans			216	$	12,100	$	12,474
FDIC acquired loans
	Commercial
		C&I	8	$	177	$	1,589
		CRE	24	25,499		42,226
		Construction	9	339		9,552
		Total FDIC acquired commercial	41	26,015		53,367
	Consumer
		Home equity lines	68	8,890		8,901
		Residential Mortgages	2	334		334
		Total FDIC acquired consumer	70	9,224		9,235
Total FDIC acquired loans			111	$	35,239	$	62,602
Total loans
	Commercial
		C&I	51	$	7,318	$	15,495
		CRE	94	45,648		67,466
		Construction	40	339		9,552
		Total commercial	185	53,305		92,513
	Consumer
		Installment	1,245	25,880		26,662
		Home equity lines	483	23,201		23,513
		Credit card	238	854		854
		Residential mortgages	343	27,218		30,434
		Total consumer	2,309	77,153		81,463
Total loans			2,494	$	130,458	$	173,976

Note 1: For originated loans, the differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

Note 2: For acquired and FDIC acquired loans, the differences between the recorded investment and unpaid principal balance amounts represent partial charge offs and remaining purchase discount.

			As of September 30, 2014
(Dollars in thousands)			Number of Loans	Recorded Investment		Unpaid Principal Balance
Originated loans
	Commercial
		C&I	39	$	2,673	$	10,032
		CRE	63	18,087		22,905
		Construction	31	—		—
		Total originated commercial	133	20,760		32,937
	Consumer
		Installment	1,238	23,575		24,315
		Home equity lines	275	7,624		7,874
		Credit card	244	912		912
		Residential mortgages	325	26,108		29,193
		Total originated consumer	2,082	58,219		62,294
Total originated loans			2,215	$	78,979	$	95,231
Acquired loans
	Commercial
		C&I	1	3		3
		CRE	2	2,336		2,336
		Total acquired commercial	3	2,339		2,339
	Consumer
		Installment	37	960		1,021
		Home equity lines	121	5,995		6,041
		Residential mortgages	24	1,610		1,836
		Total acquired consumer	182	8,565		8,898
Total acquired loans			185	$	10,904	$	11,237
FDIC acquired loans
	Commercial
		C&I	6	$	177	$	1,620
		CRE	24	35,904		51,067
		Construction	10	650		10,899
		Total FDIC acquired commercial	40	36,731		63,586
	Consumer
		Home equity lines	62	8,458		8,458
		Residential mortgages	2	336		336
		Total FDIC acquired consumer	64	8,794		8,794
Total FDIC acquired loans			104	$	45,525	$	72,380
Total loans
	Commercial
		C&I	46	$	2,853	$	11,655
		CRE	89	56,327		76,308
		Construction	41	650		10,899
		Total commercial	176	59,830		98,862
	Consumer
		Installment	1,275	24,535		25,336
		Home equity lines	458	22,077		22,373
		Credit card	244	912		912
		Residential mortgages	351	28,054		31,365
		Total consumer	2,328	75,578		79,986
Total loans			2,504	$	135,408	$	178,848

Accruing and Nonaccruing Troubled Debt Restructurings

The following tables provide a summary of the delinquency status of TDRs along with the specific allowance for loan loss, by loan type, as of September 30, 2015, December 31, 2014, and September 30, 2014, including TDRs that continue to accrue interest and TDRs included in nonperforming assets.

As of September 30, 2015
	Accruing TDRs						Nonaccruing TDRs						Total		Total
(In thousands)	Current		Delinquent		Total		Current		Delinquent		Total		TDRs		Allowance
Originated loans
Commercial
C&I	$	27,475	$	1,000	$	28,475	$	2,452	$	6,455	$	8,907	$	37,382	$	2,013
CRE	8,211		84		8,295		816		1,387		2,203		10,498		35
Construction	—		—		—		—		—		—		—		—
Total originated commercial	35,686		1,084		36,770		3,268		7,842		11,110		47,880		2,048
Consumer
Installment	32,062		815		32,877		1,276		153		1,429		34,306		1,012
Home equity lines	6,786		82		6,868		507		19		526		7,394		203
Credit card	643		73		716		—		—		—		716		235
Residential mortgages	13,368		2,646		16,014		4,772		3,530		8,302		24,316		939
Total originated consumer	52,859		3,616		56,475		6,555		3,702		10,257		66,732		2,389
Total originated TDRs	$	88,545	$	4,700	$	93,245	$	9,823	$	11,544	$	21,367	$	114,612	$	4,437
Acquired loans
Commercial
C&I	$	7,205	$	—	$	7,205	$	—	$	—	$	—	$	7,205	$	—
CRE	—		—		—		693		266		959		959		66
Construction	—		—		—		—		—		—		—		—
Total acquired commercial	7,205		—		7,205		693		266		959		8,164		66
Consumer
Installment	980		111		1,091		15		—		15		1,106		56
Home equity lines	7,024		384		7,408		124		—		124		7,532		—
Residential mortgages	1,357		—		1,357		810		12		822		2,179		—
Total acquired consumer	9,361		495		9,856		949		12		961		10,817		56
Total acquired TDRs	$	16,566	$	495	$	17,061	$	1,642	$	278	$	1,920	$	18,981	$	122
FDIC acquired loans
Commercial
C&I	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CRE	283		11,040		11,323		—		—		—		11,323		2,393
Construction	411		—		411		—		—		—		411		79
Total FDIC acquired commercial	694		11,040		11,734		—		—		—		11,734		2,472
Consumer
Home equity lines	9,700		237		9,937		—		82		82		10,019		24
Residential mortgages	183		—		183		—		—		—		183		—
Total FDIC acquired consumer	9,883		237		10,120		—		82		82		10,202		24
Total FDIC acquired TDRs	$	10,577	$	11,277	$	21,854	$	—	$	82	$	82	$	21,936	$	2,496
Total loans
Commercial
C&I	$	34,680	$	1,000	$	35,680	$	2,452	$	6,455	$	8,907	$	44,587	$	2,013
CRE	8,494		11,124		19,618		1,509		1,653		3,162		22,780		2,494
Construction	411		—		411		—		—		—		411		79
Total commercial	43,585		12,124		55,709		3,961		8,108		12,069		67,778		4,586
Consumer
Installment	33,042		926		33,968		1,291		153		1,444		35,412		1,068
Home equity lines	23,510		703		24,213		631		101		732		24,945		227
Credit card	643		73		716		—		—		—		716		235
Residential mortgages	14,908		2,646		17,554		5,582		3,542		9,124		26,678		939
Total consumer	72,103		4,348		76,451		7,504		3,796		11,300		87,751		2,469
Total TDRs	$	115,688	$	16,472	$	132,160	$	11,465	$	11,904	$	23,369	$	155,529	$	7,055

As of December 31, 2014
	Accruing TDRs						Nonaccruing TDRs						Total		Total
(In thousands)	Current		Delinquent		Total		Current		Delinquent		Total		TDRs		Allowance
Originated loans
Commercial
C&I	$	6,740	$	—	$	6,740	$	—	$	383	$	383	$	7,123	$	72
CRE	12,885		952		13,837		394		3,376		3,770		17,607		159
Construction	—		—		—		—		—		—		—		—
Total originated commercial	19,625		952		20,577		394		3,759		4,153		24,730		231
Consumer
Installment	22,254		726		22,980		1,663		262		1,925		24,905		1,178
Home equity lines	6,239		269		6,508		871		—		871		7,379		207
Credit card	775		60		835		15		4		19		854		296
Residential mortgages	13,440		3,538		16,978		5,006		3,267		8,273		25,251		1,283
Total originated consumer	42,708		4,593		47,301		7,555		3,533		11,088		58,389		2,964
Total originated TDRs	$	62,333	$	5,545	$	67,878	$	7,949	$	7,292	$	15,241	$	83,119	$	3,195
Acquired loans
Commercial
C&I	$	15	$	—	$	15	$	3	$	—	$	3	$	18	$	18
CRE	—		—		—		978		1,564		2,542		2,542		134
Total acquired commercial	15		—		15		981		1,564		2,545		2,560		152
Consumer
Installment	841		87		928		24		23		47		975		65
Home equity lines	6,186		607		6,793		139		—		139		6,932		9
Residential mortgages	868		—		868		470		295		765		1,633		2
Total acquired consumer	7,895		694		8,589		633		318		951		9,540		76
Total acquired TDRs	$	7,910	$	694	$	8,604	$	1,614	$	1,882	$	3,496	$	12,100	$	228
FDIC acquired loans
Commercial
C&I	$	—	$	177	$	177	$	—	$	—	$	—	$	177	$	—
CRE	5,123		20,376		25,499		—		—		—		25,499		2,879
Construction	339		—		339		—		—		—		339		295
Total FDIC acquired commercial	5,462		20,553		26,015		—		—		—		26,015		3,174
Consumer
Home equity lines	8,561		—		8,561		329		—		329		8,890		27
Residential mortgages	334		—		334		—		—		—		334		21
Total FDIC acquired consumer	8,895		—		8,895		329		—		329		9,224		48
Total FDIC acquired TDRs	$	14,357	$	20,553	$	34,910	$	329	$	—	$	329	$	35,239	$	3,222
Total Loans
Commercial
C&I	$	6,755	$	177	$	6,932	$	3	$	383	$	386	$	7,318	$	90
CRE	18,008		21,328		39,336		1,372		4,940		6,312		45,648		3,172
Construction	339		—		339		—		—		—		339		295
Total commercial	25,102		21,505		46,607		1,375		5,323		6,698		53,305		3,557
Consumer
Installment	23,095		813		23,908		1,687		285		1,972		25,880		1,243
Home equity lines	20,986		876		21,862		1,339		—		1,339		23,201		243
Credit card	775		60		835		15		4		19		854		296
Residential mortgages	14,642		3,538		18,180		5,476		3,562		9,038		27,218		1,306
Total consumer	59,498		5,287		64,785		8,517		3,851		12,368		77,153		3,088
Total TDRs	$	84,600	$	26,792	$	111,392	$	9,892	$	9,174	$	19,066	$	130,458	$	6,645

As of September 30, 2014
	Accruing TDRs						Nonaccruing TDRs						Total		Total
(In thousands)	Current		Delinquent		Total		Current		Delinquent		Total		TDRs		Allowance
Originated loans
Commercial
C&I	$	594	$	—	$	594	$	116	$	1,963	$	2,079	$	2,673	$	653
CRE	14,350		—		14,350		1,562		2,175		3,737		18,087		70
Construction	—		—		—		—		—		—		—		—
Total originated commercial	14,944		—		14,944		1,678		4,138		5,816		20,760		723
Consumer
Installment	21,046		533		21,579		1,847		149		1,996		23,575		1,086
Home equity lines	6,479		180		6,659		915		50		965		7,624		190
Credit card	800		97		897		—		15		15		912		322
Residential mortgages	14,228		3,384		17,612		5,113		3,383		8,496		26,108		1,435
Total originated consumer	42,553		4,194		46,747		7,875		3,597		11,472		58,219		3,033
Total originated TDRs	$	57,497	$	4,194	$	61,691	$	9,553	$	7,735	$	17,288	$	78,979	$	3,756
Acquired loans
Commercial
C&I	$	—	$	—	$	—	$	3	$	—	$	3	$	3	$	3
CRE	1,627		—		1,627		709		—		709		2,336		148
Total acquired commercial	1,627		—		1,627		712		—		712		2,339		151
Consumer
Installment	842		75		917		25		18		43		960		137
Home equity lines	5,764		89		5,853		142		—		142		5,995		—
Residential mortgages	824		—		824		737		49		786		1,610		14
Total acquired consumer	7,430		164		7,594		904		67		971		8,565		151
Total acquired TDRs	$	9,057	$	164	$	9,221	$	1,616	$	67	$	1,683	$	10,904	$	302
FDIC acquired loans
Commercial
C&I	$	—	$	177	$	177	$	—	$	—	$	—	$	177	$	—
CRE	5,729		30,175		35,904		—		—		—		35,904		2,949
Construction	650		—		650		—		—		—		650		55
Total FDIC acquired commercial	6,379		30,352		36,731		—		—		—		36,731		3,004
Consumer
Home equity lines	7,498		624		8,122		336		—		336		8,458		—
Residential mortgages	336		—		336		—		—		—		336		26
Total FDIC acquired consumer	7,834		624		8,458		336		—		336		8,794		26
Total FDIC acquired TDRs	$	14,213	$	30,976	$	45,189	$	336	$	—	$	336	$	45,525	$	3,030
Total loans
Commercial
C&I	$	594	$	177	$	771	$	119	$	1,963	$	2,082	$	2,853	$	656
CRE	21,706		30,175		51,881		2,271		2,175		4,446		56,327		3,167
Construction	650		—		650		—		—		—		650		55
Total commercial	22,950		30,352		53,302		2,390		4,138		6,528		59,830		3,878
Consumer
Installment	21,888		608		22,496		1,872		167		2,039		24,535		1,223
Home equity lines	19,741		893		20,634		1,393		50		1,443		22,077		190
Credit card	800		97		897		—		15		15		912		322
Residential mortgages	15,388		3,384		18,772		5,850		3,432		9,282		28,054		1,475
Total consumer	57,817		4,982		62,799		9,115		3,664		12,779		75,578		3,210
Total TDRs	$	80,767	$	35,334	$	116,101	$	11,505	$	7,802	$	19,307	$	135,408	$	7,088

Schedule of Debtor Troubled Debt Restructuring, Current Period

The following tables provide the number of loans modified in a TDR within the previous 12 months that subsequently defaulted during the three months ended September 30, 2015 and September 30, 2014, as well as the amount defaulted in these restructured loans.

	Three Months Ended September 30, 2015
(Dollars in thousands)	Number of Loans	Amount Defaulted
Originated loans
Commercial
C&I	1	$	1,691
CRE	—	—
Construction	—	—
Total originated commercial	1	1,691
Consumer
Installment	1	26
Home equity lines	—	—
Credit card	4	23
Residential mortgages	1	82
Total originated consumer	6	$	131
FDIC acquired loans
Commercial
C&I	—	$	—
CRE	—	—
Construction	—	—
Total FDIC acquired commercial	—	$	—
Acquired loans
Commercial
C&I	—	$	—
CRE	—	—
Construction	—	—
Total acquired commercial	—	$	—
Consumer
Installment	—	—
Home equity lines	—	—
Residential mortgages	—	—
Total acquired consumer	—	$	—
Total loans
Commercial
C&I	1	$	1,691
CRE	—	—
Construction	—	—
Total commercial	1	1,691
Consumer
Installment	1	26
Home equity lines	—	—
Credit card	4	23
Residential mortgages	1	82
Total consumer	6	131
Total	7	$	1,822

	Three Months Ended September 30, 2014
(Dollars in thousands)	Number of Loans	Recorded Investment
Originated loans
Commercial
C&I	3	$	115
CRE	1	328
Construction	—	—
Total originated commercial	4	443
Consumer
Installment	4	22
Home equity lines	—	—
Credit card	—	—
Residential mortgages	—	—
Total originated consumer	4	$	22
FDIC acquired loans
Commercial
C&I	—	$	—
CRE	—	—
Construction	—	—
Total FDIC acquired commercial	—	$	—
Acquired loans
Commercial
C&I	—	$	—
CRE	—	—
Construction	—	—
Total acquired commercial	—	—
Consumer
Installment	1	77
Home equity lines	1	61
Residential mortgages	—	—
Total acquired consumer	2	$	138
Total loans
Commercial
C&I	3	$	115
CRE	1	328
Construction	—	—
Total commercial	4	443
Consumer
Installment	5	99
Home equity lines	1	61
Credit card	—	—
Residential mortgages	—	—
Total consumer	6	160
Total	10	$	603