Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2015

Loans and Leases Receivable Disclosure [Abstract]

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent

The following tables show activity in the originated ALL, by portfolio segment for the three months ended March 31, 2015 and 2014, as well as the corresponding recorded investment in originated loans at the end of the period:

As of March 31, 2015
(In thousands)
Originated Loans		C&I			CRE			Construction			Leases			Installment			Home Equity Lines			Credit Cards			Residential Mortgages			Total
Three Months Ended
Allowance for originated loan losses, beginning balance		$	37,375		$	10,492		$	2,202		$	674		$	12,918		$	19,324		$	7,966		$	4,745		$	95,696
Charge-offs		(510		)	(215		)	—			—			(5,055		)	(911		)	(1,452		)	(424		)	(8,567		)
Recoveries		341			—			1			4			3,020			613			366			35			4,380
Provision for loan losses		2,632			(1,464		)	(451		)	(49		)	2,475			407			921			1,565			6,036
Allowance for originated loan losses, ending balance		$	39,838		$	8,813		$	1,752		$	629		$	13,358		$	19,433		$	7,801		$	5,921		$	97,545
Ending allowance for originated loan losses balance attributable to loans:
	Individually evaluated for impairment	$	10,042		$	317		$	—		$	—		$	1,005		$	254		$	263		$	1,416		$	13,297
	Collectively evaluated for impairment	29,796			8,496			1,752			629			12,353			19,179			7,538			4,505			84,248
Total ending allowance for originated loan losses balance		$	39,838		$	8,813		$	1,752		$	629		$	13,358		$	19,433		$	7,801		$	5,921		$	97,545
Originated loans:
	Originated loans individually evaluated for impairment	$	35,792		$	15,000		$	—		$	—		$	26,882		$	7,632		$	815		$	24,822		$	110,943
	Originated loans collectively evaluated for impairment	5,282,105			2,118,017			580,978			388,873			2,473,406			1,126,606			159,951			615,158			12,745,094
Total ending originated loan balance		$	5,317,897		$	2,133,017		$	580,978		$	388,873		$	2,500,288		$	1,134,238		$	160,766		$	639,980		$	12,856,037

As of March 31, 2014
(In thousands)
Originated Loans		C&I			CRE			Construction			Leases			Installment			Home Equity Lines			Credit Cards			Residential Mortgages			Total
Three Months Ended
Allowance for originated loan losses, beginning balance		$	42,981		$	12,265		$	2,810		$	1,081		$	11,935		$	12,900		$	7,740		$	4,772		$	96,484
Charge-offs		(5,074		)	(79		)	—			—			(4,584		)	(1,409		)	(1,455		)	(559		)	(13,160		)
Recoveries		997			4			28			—			2,749			904			418			38			5,138
Provision for loan losses		1,271			1,195			(1,368		)	(54		)	1,504			765			148			193			3,654
Allowance for originated loan losses, ending balance		$	40,175		$	13,385		$	1,470		$	1,027		$	11,604		$	13,160		$	6,851		$	4,444		$	92,116
Ending allowance for originated loan losses balance attributable to loans:
	Individually evaluated for impairment	$	2,866		$	2,918		$	—		$	—		$	1,006		$	223		$	307		$	1,241		$	8,561
	Collectively evaluated for impairment	37,309			10,467			1,470			1,027			10,598			12,937			6,544			3,203			83,555
Total ending allowance for originated loan losses balance		$	40,175		$	13,385		$	1,470		$	1,027		$	11,604		$	13,160		$	6,851		$	4,444		$	92,116
Originated loans:
	Originated loans individually evaluated for impairment	$	7,143		$	31,576		$	404		$	—		$	25,818		$	6,931		$	1,034		$	26,198		$	99,104
	Originated loans collectively evaluated for impairment	4,469,013			2,215,709			359,347			257,509			1,809,704			939,871			146,883			529,773			10,727,809
Total ending originated loan balance		$	4,476,156		$	2,247,285		$	359,751		$	257,509		$	1,835,522		$	946,802		$	147,917		$	555,971		$	10,826,913

The following table presents the originated ALL and the recorded investment as of December 31, 2014:

As of December 31, 2014
	(In thousands)
	Originated Loans	C&I		CRE		Construction		Leases		Installment		Home Equity Lines		Credit Cards		Residential Mortgages		Total
Ending allowance for originated loan losses balance attributable to loans:
	Individually evaluated for impairment	$	72	$	2,914	$	—	$	—	$	1,178	$	207	$	296	$	1,283	$	5,950
	Collectively evaluated for impairment	37,303		7,578		2,202		674		11,740		19,117		7,670		3,462		89,746
Total ending allowance for originated loan losses balance		$	37,375	$	10,492	$	2,202	$	674	$	12,918	$	19,324	$	7,966	$	4,745	$	95,696
Originated loans:
	Loans individually evaluated for impairment	$	11,759	$	23,300	$	—	$	—	$	24,905	$	7,379	$	854	$	25,251	$	93,448
	Loans collectively evaluated for impairment	5,163,442		2,093,818		537,766		370,179		2,368,546		1,102,957		163,624		600,032		12,400,364
Total ending originated loan balance		$	5,175,201	$	2,117,118	$	537,766	$	370,179	$	2,393,451	$	1,110,336	$	164,478	$	625,283	$	12,493,812

allowance for acquired impaired loan losses

The following table presents activity in the allowance for acquired impaired loan losses for the three months ended March 31, 2015 and 2014:

Allowance for Acquired Impaired Loan Losses	Three Months Ended March 31,
(In thousands)	2015		2014
Balance at beginning of the period	$	7,457	$	741
Charge-offs	—		—
Recoveries	—		—
Provision for loan losses	36		2,233
Balance at end of the period	$	7,493	$	2,974

Schedule of Credit Losses for Financing Receivables, Current

The following table presents activity in the allowance for FDIC acquired impaired loan losses for the three months ended March 31, 2015 and 2014:

Allowance for FDIC acquired Impaired Loan Losses		Three Months Ended March 31,
(In thousands)		2015			2014
Balance at beginning of the period		$	40,496		$	44,027
	Net provision/(recapture) of loan losses before benefit attributable to FDIC loss share agreements	4,225			7,879
	Net (benefit)/recapture attributable to FDIC loss share agreements	(4,227		)	(4,824		)
Net provision/(recapture) for loan losses		(2		)	3,055
Increase (decrease) in loss share receivable		4,227			4,824
Loans charged-off		(3,207		)	(1,936		)
Balance at end of the period		$	41,514		$	49,970

Impaired Financing Receivables

The following tables provide further detail on impaired loans individually evaluated for impairment and the associated ALL. Certain impaired loans do not have a related ALL as the valuation of these impaired loans exceeded the recorded investment.

As of March 31, 2015
Originated Loans				Unpaid				Average
		Recorded		Principal		Related		Recorded
(In thousands)		Investment		Balance		Allowance		Investment
Impaired loans with no related allowance
Commercial
	C&I	$	28,513	$	35,307	$	—	$	25,006
	CRE	9,343		15,478		—		9,634
	Construction	—		—		—		—
Consumer
	Installment	1,846		2,428		—		1,881
	Home equity line	977		1,222		—		987
	Credit card	21		21		—		23
	Residential mortgages	12,424		15,125		—		12,488
Subtotal		53,124		69,581		—		50,019
Impaired loans with a related allowance
Commercial
	C&I	7,279		7,350		10,042		5,984
	CRE	5,657		5,664		317		5,668
	Construction	—		—		—		—
Consumer
	Installment	25,036		25,100		1,005		24,181
	Home equity line	6,655		6,655		254		6,715
	Credit card	794		794		263		823
	Residential mortgages	12,398		12,487		1,416		12,414
Subtotal		57,819		58,050		13,297		55,785
	Total impaired loans	$	110,943	$	127,631	$	13,297	$	105,804

Note 1: These tables exclude loans fully charged off.

Note 2: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

As of December 31, 2014
Originated Loans				Unpaid				Average
		Recorded		Principal		Related		Recorded
(In thousands)		Investment		Balance		Allowance		Investment
Impaired loans with no related allowance
Commercial
	C&I	$	11,451	$	18,207	$	—	$	14,193
	CRE	16,874		22,696		—		18,027
	Construction	—		—		—		—
Consumer
	Installment	4,460		4,584		—		4,272
	Home equity line	1,723		1,754		—		1,792
	Credit card	16		16		—		32
	Residential mortgages	12,204		15,119		—		12,425
Subtotal		46,728		62,376		—		50,741
Impaired loans with a related allowance
Commercial
	C&I	308		344		72		326
	CRE	6,426		6,440		2,914		4,497
	Construction	—		—		—		—
Consumer
	Installment	20,445		21,024		1,178		19,513
	Home equity line	5,656		5,875		207		5,944
	Credit card	838		838		296		966
	Residential mortgages	13,047		13,158		1,283		13,121
Subtotal		46,720		47,679		5,950		44,367
	Total impaired loans	$	93,448	$	110,055	$	5,950	$	95,108

Note 1: These tables exclude loans fully charged off.

Note 2: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

As of March 31, 2014
Originated Loans				Unpaid				Average
		Recorded		Principal		Related		Recorded
(In thousands)		Investment		Balance		Allowance		Investment
Impaired loans with no related allowance
Commercial
	C&I	$	2,776	$	5,078	$	—	$	4,690
	CRE	21,777		20,050		—		20,196
	Construction	404		2,777		—		2,943
Consumer
	Installment	2,498		3,502		—		2,579
	Home equity line	997		1,309		—		1,004
	Credit card	42		42		—		50
	Residential mortgages	12,137		14,845		—		12,201
Subtotal		40,631		47,603		—		43,663
Impaired loans with a related allowance
Commercial
	C&I	4,367		9,022		2,866		7,406
	CRE	9,799		9,878		2,918		9,864
	Construction	—		—		—		—
Consumer
	Installment	23,320		23,409		1,006		23,548
	Home equity line	5,934		5,934		223		5,891
	Credit card	992		992		307		1,025
	Residential mortgages	14,061		14,161		1,241		14,067
Subtotal		58,473		63,396		8,561		61,801
	Total impaired loans	$	99,104	$	110,999	$	8,561	$	105,464

Note 1: These tables exclude loans fully charged off.

Note 2: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

Troubled Debt Restructurings on Financing ReceivableS

The following tables provide the number of loans modified in a TDR and the recorded investment and unpaid principal balance by loan portfolio as of March 31, 2015, December 31, 2014, and March 31, 2014.

			As of March 31, 2015
(Dollars in thousands)			Number of Loans	Recorded Investment		Unpaid Principal Balance
Originated loans
	Commercial
		C&I	47	$	16,923	$	23,666
		CRE	64	12,076		17,325
		Construction	31	—		—
		Total originated commercial	142	28,999		40,991
	Consumer
		Installment	1,186	26,882		27,528
		Home equity lines	276	7,632		7,877
		Credit card	230	815		815
		Residential mortgages	316	24,822		27,612
		Total originated consumer	2,008	60,151		63,832
Total originated loans			2,150	$	89,150	$	104,823
Acquired loans
	Commercial
		C&I	1	$	2	$	3
		CRE	3	2,453		2,635
		Total acquired commercial	4	2,455		2,638
	Consumer
		Installment	51	1,195		1,281
		Home equity lines	162	7,310		7,370
		Residential mortgages	30	2,186		2,403
		Total acquired consumer	243	10,691		11,054
Total acquired loans			247	$	13,146	$	13,692
FDIC acquired loans
	Commercial
		C&I	8	$	—	$	1,355
		CRE	24	23,895		39,596
		Construction	9	346		9,552
		Total FDIC acquired commercial	41	24,241		50,503
	Consumer
		Home equity lines	70	8,909		8,914
		Residential mortgages	1	185		185
		Total FDIC acquired consumer	71	9,094		9,099
Total FDIC acquired loans			112	$	33,335	$	59,602
Total loans
	Commercial
		C&I	56	$	16,925	$	25,024
		CRE	91	38,424		59,556
		Construction	40	346		9,552
		Total commercial	187	55,695		94,132
	Consumer
		Installment	1,237	28,077		28,809
		Home equity lines	508	23,851		24,161
		Credit card	230	815		815
		Residential mortgages	347	27,193		30,200
		Total consumer	2,322	79,936		83,985
Total loans			2,509	$	135,631	$	178,117

Note 1: The differences between the recorded investment and unpaid principal balance amounts represents partial charge offs.

			As of December 31, 2014
(Dollars in thousands)			Number of Loans	Recorded Investment		Unpaid Principal Balance
Originated loans
	Commercial
		C&I	41	$	7,123	$	13,887
		CRE	67	17,607		22,645
		Construction	31	—		—
		Total originated commercial	139	24,730		36,532
	Consumer
		Installment	1,205	24,905		25,608
		Home equity lines	270	7,379		7,629
		Credit card	238	854		854
		Residential mortgages	315	25,251		28,277
		Total originated consumer	2,028	58,389		62,368
Total originated loans			2,167	$	83,119	$	98,900
Acquired loans
	Commercial
		C&I	2	18		19
		CRE	3	2,542		2,595
		Total acquired commercial	5	2,560		2,614
	Consumer
		Installment	40	975		1,054
		Home equity lines	145	6,932		6,983
		Residential mortgages	26	1,633		1,823
		Total acquired consumer	211	9,540		9,860
Total acquired loans			216	$	12,100	$	12,474
FDIC acquired loans
	Commercial
		C&I	8	$	177	$	1,589
		CRE	24	25,499		42,226
		Construction	9	339		9,552
		Total FDIC acquired commercial	41	26,015		53,367
	Consumer
		Home equity lines	68	8,890		8,901
		Residential Mortgages	2	334		334
		Total FDIC acquired consumer	70	9,224		9,235
Total FDIC acquired loans			111	$	35,239	$	62,602
Total loans
	Commercial
		C&I	51	$	7,318	$	15,495
		CRE	94	45,648		67,466
		Construction	40	339		9,552
		Total commercial	185	53,305		92,513
	Consumer
		Installment	1,245	25,880		26,662
		Home equity lines	483	23,201		23,513
		Credit card	238	854		854
		Residential mortgages	343	27,218		30,434
		Total consumer	2,309	77,153		81,463
Total loans			2,494	$	130,458	$	173,976

Note 1: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

			As of March 31, 2014
(Dollars in thousands)			Number of Loans	Recorded Investment		Unpaid Principal Balance
Originated loans
	Commercial
		C&I	40	$	5,588	$	12,546
		CRE	57	16,432		17,079
		Construction	32	2,769		2,777
		Total originated commercial	129	24,789		32,402
	Consumer
		Installment	1,434	25,818		26,911
		Home equity lines	244	6,931		7,243
		Credit card	278	1,034		1,034
		Residential mortgages	320	26,199		29,006
		Total originated consumer	2,276	59,982		64,194
Total originated loans			2,405	$	84,771	$	96,596
Acquired loans
	Commercial
		C&I	1	5		5
		CRE	1	1,695		1,687
		Total acquired commercial	2	1,700		1,692
	Consumer
		Installment	23	797		828
		Home equity lines	40	1,926		1,953
		Residential mortgages	11	758		864
		Total acquired consumer	74	3,481		3,645
Total acquired loans			76	$	5,181	$	5,337
FDIC acquired loans
	Commercial
		C&I	4	$	677	$	2,232
		CRE	25	39,939		56,485
		Construction	10	2,560		21,340
		Total FDIC acquired commercial	39	43,176		80,057
	Consumer
		Home equity lines	52	6,269		6,269
		Residential mortgages	2	339		339
		Total FDIC acquired consumer	54	6,608		6,608
Total FDIC acquired loans			93	$	49,784	$	86,665
Total loans
	Commercial
		C&I	45	$	6,270	$	14,783
		CRE	83	58,066		75,251
		Construction	42	5,329		24,117
		Total commercial	170	69,665		114,151
	Consumer
		Installment	1,457	26,615		27,739
		Home equity lines	336	15,126		15,465
		Credit card	278	1,034		1,034
		Residential mortgages	333	27,296		30,209
		Total consumer	2,404	70,071		74,447
Total loans			2,574	$	139,736	$	188,598

Note 1: The differences between the recorded investment and unpaid principal balance amounts represents partial charge offs.

Accruing and Nonaccruing Troubled Debt Restructurings

The following tables provide a summary of the delinquency status of TDRs along with the specific allowance for loan loss, by loan type, as of March 31, 2015, December 31, 2014, and March 31, 2014, including TDRs that continue to accrue interest and TDRs included in nonperforming assets.

As of March 31, 2015
	Accruing TDRs						Nonaccruing TDRs						Total		Total
(In thousands)	Current		Delinquent		Total		Current		Delinquent		Total		TDRs		Allowance
Originated loans
Commercial
C&I	$	16,558	$	—	$	16,558	$	—	$	365	$	365	$	16,923	$	124
CRE	6,031		1,493		7,524		3,724		828		4,552		12,076		71
Construction	—		—		—		—		—		—		—		—
Total originated commercial	22,589		1,493		24,082		3,724		1,193		4,917		28,999		195
Consumer
Installment	24,701		409		25,110		1,528		244		1,772		26,882		1,005
Home equity lines	6,680		113		6,793		811		28		839		7,632		254
Credit card	721		77		798		—		17		17		815		263
Residential mortgages	14,299		2,286		16,585		5,020		3,217		8,237		24,822		1,416
Total originated consumer	46,401		2,885		49,286		7,359		3,506		10,865		60,151		2,938
Total originated TDRs	$	68,990	$	4,378	$	73,368	$	11,083	$	4,699	$	15,782	$	89,150	$	3,133
Acquired loans
Commercial
C&I	—		—		—		2		—		2		2		2
CRE	—		—		—		954		1,499		2,453		2,453		135
Total acquired commercial	—		—		—		956		1,499		2,455		2,455		137
Consumer
Installment	1,139		33		1,172		23		—		23		1,195		48
Home equity lines	6,610		564		7,174		136		—		136		7,310		—
Residential mortgages	1,335		—		1,335		616		235		851		2,186		—
Total acquired consumer	9,084		597		9,681		775		235		1,010		10,691		48
Total acquired TDRs	$	9,084	$	597	$	9,681	$	1,731	$	1,734	$	3,465	$	13,146	$	185
FDIC acquired loans
Commercial
C&I	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
CRE	—		23,895		23,895		—		—		—		23,895		2,026
Construction	—		346		346		—		—		—		346		293
Total FDIC acquired commercial	—		24,241		24,241		—		—		—		24,241		2,319
Consumer
Home equity lines	7,703		939		8,642		267		—		267		8,909		24
Residential mortgages	185		—		185		—		—		—		185		—
Total FDIC acquired consumer	7,888		939		8,827		267		—		267		9,094		24
Total FDIC acquired TDRs	$	7,888	$	25,180	$	33,068	$	267	$	—	$	267	$	33,335	$	2,343
Total loans
Commercial
C&I	$	16,558	$	—	$	16,558	$	2	$	365	$	367	$	16,925	$	126
CRE	6,031		25,388		31,419		4,678		2,327		7,005		38,424		2,232
Construction	—		346		346		—		—		—		346		293
Total commercial	22,589		25,734		48,323		4,680		2,692		7,372		55,695		2,651
Consumer
Installment	25,840		442		26,282		1,551		244		1,795		28,077		1,053
Home equity lines	20,993		1,616		22,609		1,214		28		1,242		23,851		278
Credit card	721		77		798		—		17		17		815		263
Residential mortgages	15,819		2,286		18,105		5,636		3,452		9,088		27,193		1,416
Total consumer	63,373		4,421		67,794		8,401		3,741		12,142		79,936		3,010
Total TDRs	$	85,962	$	30,155	$	116,117	$	13,081	$	6,433	$	19,514	$	135,631	$	5,661

As of December 31, 2014
	Accruing TDRs						Nonaccruing TDRs						Total		Total
(In thousands)	Current		Delinquent		Total		Current		Delinquent		Total		TDRs		Allowance
Originated loans
Commercial
C&I	$	6,740	$	—	$	6,740	$	—	$	383	$	383	$	7,123	$	72
CRE	12,885		952		13,837		394		3,376		3,770		17,607		159
Construction	—		—		—		—		—		—		—		—
Total originated commercial	19,625		952		20,577		394		3,759		4,153		24,730		231
Consumer
Installment	22,254		726		22,980		1,663		262		1,925		24,905		1,178
Home equity lines	6,239		269		6,508		871		—		871		7,379		207
Credit card	775		60		835		15		4		19		854		296
Residential mortgages	13,440		3,538		16,978		5,006		3,267		8,273		25,251		1,283
Total originated consumer	42,708		4,593		47,301		7,555		3,533		11,088		58,389		2,964
Total originated TDRs	$	62,333	$	5,545	$	67,878	$	7,949	$	7,292	$	15,241	$	83,119	$	3,195
Acquired loans
Commercial
C&I	$	15	$	—	$	15	$	3	$	—	$	3	$	18	$	18
CRE	—		—		—		978		1,564		2,542		2,542		134
Total acquired commercial	15		—		15		981		1,564		2,545		2,560		152
Consumer
Installment	841		87		928		24		23		47		975		65
Home equity lines	6,186		607		6,793		139		—		139		6,932		9
Residential mortgages	868		—		868		470		295		765		1,633		2
Total acquired consumer	7,895		694		8,589		633		318		951		9,540		76
Total acquired TDRs	$	7,910	$	694	$	8,604	$	1,614	$	1,882	$	3,496	$	12,100	$	228
FDIC acquired loans
Commercial
C&I	$	—	$	177	$	177	$	—	$	—	$	—	$	177	$	—
CRE	5,123		20,376		25,499		—		—		—		25,499		2,879
Construction	339		—		339		—		—		—		339		295
Total FDIC acquired commercial	5,462		20,553		26,015		—		—		—		26,015		3,174
Consumer
Home equity lines	8,561		—		8,561		329		—		329		8,890		27
Residential mortgages	334		—		334		—		—		—		334		21
Total FDIC acquired consumer	8,895		—		8,895		329		—		329		9,224		48
Total FDIC acquired TDRs	$	14,357	$	20,553	$	34,910	$	329	$	—	$	329	$	35,239	$	3,222
Commercial
C&I	$	6,755	$	177	$	6,932	$	3	$	383	$	386	$	7,318	$	90
CRE	18,008		21,328		39,336		1,372		4,940		6,312		45,648		3,172
Construction	339		—		339		—		—		—		339		295
Total commercial	25,102		21,505		46,607		1,375		5,323		6,698		53,305		3,557
Consumer
Installment	23,095		813		23,908		1,687		285		1,972		25,880		1,243
Home equity lines	20,986		876		21,862		1,339		—		1,339		23,201		243
Credit card	775		60		835		15		4		19		854		296
Residential mortgages	14,642		3,538		18,180		5,476		3,562		9,038		27,218		1,306
Total consumer	59,498		5,287		64,785		8,517		3,851		12,368		77,153		3,088
Total TDRs	$	84,600	$	26,792	$	111,392	$	9,892	$	9,174	$	19,066	$	130,458	$	6,645

As of March 31, 2014
	Accruing TDRs						Nonaccruing TDRs						Total		Total
(In thousands)	Current		Delinquent		Total		Current		Delinquent		Total		TDRs		Allowance
Originated loans
Commercial
C&I	$	1,779	$	—	$	1,779	$	541	$	3,268	$	3,809	$	5,588	$	2,265
CRE	9,254		1,884		11,138		2,124		3,170		5,294		16,432		37
Construction	2,363		350		2,713		56		—		56		2,769		—
Total originated commercial	13,396		2,234		15,630		2,721		6,438		9,159		24,789		2,302
Consumer
Installment	22,757		480		23,237		2,352		229		2,581		25,818		1,006
Home equity lines	5,571		150		5,721		1,210		—		1,210		6,931		223
Credit card	930		95		1,025		—		9		9		1,034		307
Residential mortgages	14,749		2,876		17,625		4,968		3,606		8,574		26,199		1,241
Total originated consumer	44,007		3,601		47,608		8,530		3,844		12,374		59,982		2,777
Total originated TDRs	$	57,403	$	5,835	$	63,238	$	11,251	$	10,282	$	21,533	$	84,771	$	5,079
Acquired loans
Commercial
C&I	$	—	$	—	$	—	$	5	$	—	$	5	$	5	$	—
CRE	1,695		—		1,695		—		—		—		1,695		—
Total acquired commercial	1,695		—		1,695		5		—		5		1,700		—
Consumer
Installment	707		77		784		—		13		13		797		—
Home equity lines	1,322		494		1,816		110		—		110		1,926		—
Residential mortgages	758		—		758		—		—		—		758		—
Total acquired consumer	2,787		571		3,358		110		13		123		3,481		—
Total acquired TDRs	$	4,482	$	571	$	5,053	$	115	$	13	$	128	$	5,181	$	—
FDIC acquired loans
Commercial
C&I	$	300	$	377	$	677	$	—	$	—	$	—	$	677	$	12
CRE	5,035		34,904		39,939		—		—		—		39,939		3,915
Construction	682		1,878		2,560		—		—		—		2,560		68
Total FDIC acquired commercial	6,017		37,159		43,176		—		—		—		43,176		3,995
Consumer
Home equity lines	5,793		140		5,933		336		—		336		6,269		—
Residential mortgages	339		—		339		—		—		—		339		—
Total FDIC acquired consumer	6,132		140		6,272		336		—		336		6,608		—
Total FDIC acquired TDRs	$	12,149	$	37,299	$	49,448	$	336	$	—	$	336	$	49,784	$	3,995
Total loans
Commercial
C&I	$	2,079	$	377	$	2,456	$	546	$	3,268	$	3,814	$	6,270	$	2,277
CRE	15,984		36,788		52,772		2,124		3,170		5,294		58,066		3,952
Construction	3,045		2,228		5,273		56		—		56		5,329		68
Total commercial	21,108		39,393		60,501		2,726		6,438		9,164		69,665		6,297
Consumer
Installment	23,464		557		24,021		2,352		242		2,594		26,615		1,006
Home equity lines	12,686		784		13,470		1,656		—		1,656		15,126		223
Credit card	930		95		1,025		—		9		9		1,034		307
Residential mortgages	15,846		2,876		18,722		4,968		3,606		8,574		27,296		1,241
Total consumer	52,926		4,312		57,238		8,976		3,857		12,833		70,071		2,777
Total TDRs	$	74,034	$	43,705	$	117,739	$	11,702	$	10,295	$	21,997	$	139,736	$	9,074

Schedule of Debtor Troubled Debt Restructuring, Current Period

The following tables provide the number of loans modified in a TDR within the previous 12 months that subsequently defaulted during the three months ended March 31, 2015and March 31, 2014, as well as the amount defaulted in these restructured loans.

	As of March 31, 2015
(Dollars in thousands)	Number of Loans	Amount Defaulted
Originated loans
Commercial
C&I	—	$	—
CRE	—	—
Construction	—	—
Total originated commercial	—	—
Consumer
Installment	2	—
Home equity lines	—	—
Credit card	2	17
Residential mortgages	—	—
Total originated consumer	4	$	17
FDIC acquired loans
Commercial
C&I	1	$	427
CRE	—	—
Construction	—	—
Total FDIC acquired commercial	1	$	427
Acquired loans
Commercial
C&I	1	$	55
CRE	—	—
Construction	—	—
Total acquired commercial	1	$	55
Total loans
Commercial
C&I	2	$	482
CRE	—	—
Construction	—	—
Total commercial	2	482
Consumer
Installment	2	—
Home equity lines	—	—
Credit card	2	17
Residential mortgages	—	—
Total consumer	4	17
Total	6	$	499

	As of March 31, 2014
(Dollars in thousands)	Number of Loans	Recorded Investment
Originated loans
Commercial
C&I	1	$	1,557
CRE	1	376
Construction	—	—
Total originated commercial	2	1,933
Consumer
Installment	—	—
Home equity lines	—	—
Credit card	3	4,839
Residential mortgages	—	—
Total originated consumer	3	$	4,839
FDIC acquired loans
Commercial
C&I	—	$	—
CRE	—	—
Construction	—	—
Total FDIC acquired commercial	—	$	—
Total loans
Commercial
C&I	1	$	1,557
CRE	1	376
Construction	—	—
Total commercial	2	1,933
Consumer
Installment	—	—
Home equity lines	—	—
Credit card	3	4,839
Residential mortgages	—	—
Total consumer	3	4,839
Total	5	$	6,772