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Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2013
Commitments and Contingencies Disclosure [Abstract]  
Schedule of commitments to extend credit [Table Text Block]
The following table shows the remaining contractual amount of each class of commitments to extend credit as of December 31, 2013 and 2012. This amount represents the Corporation's maximum exposure to loss if the customer were to draw upon the full amount of the commitment and subsequently default on payment for the total amount of the then outstanding loan.
 
 
At December 31,
 
 
2013
 
2012
Loan Commitments
 
 
 
 
Commercial
$
3,367,625

 
$
2,431,023

 
Consumer
2,179,010

 
1,720,518

 
Total loan commitments
$
5,546,635

 
$
4,151,541

 
 
 
 
 
Schedule of Future Minimum Rental Payments for Operating Leases
The Corporation is obligated under various noncancelable operating leases on branch offices. Minimum future rental payments under noncancelable operating leases at December 31, 2013 are as follows:
Year Ended December 31,
 
Lease
Commitments
2014
 
$
14,018

2015
 
11,871

2016
 
9,725

2017
 
8,421

2018
 
7,007

2019-2028
 
19,063

 
 
$
70,105

 
 
 
Schedule of Guarantor Obligations
The Corporation is a guarantor in certain agreements with third parties. The following table shows the types of guarantees the Corporation had outstanding as of December 31, 2013 and 2012.
 
 
At December 31,
 
 
2013
 
2012
Financial guarantees
 
 
 
 
Standby letters of credit
$
196,400

 
$
136,202

 
Loans sold with recourse
45,082

 
42,383

 
Total financial guarantees
$
241,482

 
$
178,585

 
 
 
 
 
Changes in Repurchase Reserve
Changes in the amount of the repurchase reserve for the years ended December 31, 2013 and 2012 are as follows:
 
Year Ended December 31, 2013
 
Reserve on residential mortgage loans
 
Reserve on manufactured housing loans
 
Total repurchased reserve
Balance at beginning of period
$
1,500

 
$
1,167

 
$
2,667

Assumed Obligation
6,000

 

 
6,000

Net realized losses
(5,770
)
 

 
(5,770
)
Net increase (decrease) to reserve
7,007

 
(53
)
 
6,954

Balance at end of period
$
8,737

 
$
1,114

 
$
9,851

 
 
 
 
 
 
 
Year ended December 31, 2012
 
Reserve on residential mortgage loans
 
Reserve on manufactured housing loans
 
Total repurchased reserve
Balance at beginning of period
$
470

 
$
1,273

 
$
1,743

Net realized losses
(863
)
 

 
(863
)
Net increase (decrease) to reserve
1,893

 
(106
)
 
1,787

Balance at end of period
$
1,500

 
$
1,167

 
$
2,667