Allowance for Loan and Lease Losses Allowance for Loan and Lease Losses (Tables)

12 Months Ended

Dec. 31, 2013

Allowance for loan losses [Abstract]

Schedule of Credit Losses Related to Financing Receivables, Current and Non-Current

The following tables show activity in the originated ALLL, by portfolio segment for the years ended December 31, 2013 and 2012, as well as the corresponding recorded investment in originated loans at the end of the period:

As of December 31, 2013
Originated Loans		C&I			CRE			Construction			Leases			Installment			Home Equity Lines			Credit Cards			Residential Mortgages			Total
Year ended
Allowance for originated loan losses, beginning balance		$	36,209		$	20,126		$	3,821		$	639		$	11,154		$	13,724		$	7,384		$	5,885		$	98,942
Charge-offs		(5,840		)	(1,281		)	(516		)	(1,237		)	(16,683		)	(7,172		)	(5,541		)	(1,903		)	(40,173		)
Recoveries		7,981			524			507			100			10,519			2,979			1,841			230			24,681
Provision for loan losses		4,631			(7,104		)	(1,002		)	1,579			6,945			3,369			4,056			560			13,034
Allowance for originated loan losses, ending balance		$	42,981		$	12,265		$	2,810		$	1,081		$	11,935		$	12,900		$	7,740		$	4,772		$	96,484
Ending allowance for originated loan losses balance attributable to loans:
	Individually evaluated for impairment	$	3,235		$	229		$	—		$	—		$	1,014		$	223		$	312		$	1,133		$	6,146
	Collectively evaluated for impairment	39,746			12,036			2,810			1,081			10,921			12,677			7,428			3,639			90,338
Total ending allowance for originated loan losses balance		$	42,981		$	12,265		$	2,810		$	1,081		$	11,935		$	12,900		$	7,740		$	4,772		$	96,484
Originated loans:
	Originated loans individually evaluated for impairment	$	8,053		$	20,616		$	906		$	—		$	27,285		$	6,726		$	1,112		$	23,066		$	87,764
	Originated loans collectively evaluated for impairment	4,131,514			2,149,171			338,019			239,551			1,700,640			913,340			147,201			506,187			10,125,623
Total ending originated loan balance		$	4,139,567		$	2,169,787		$	338,925		$	239,551		$	1,727,925		$	920,066		$	148,313		$	529,253		$	10,213,387

As of December 31, 2012
Originated Loans		C&I			CRE			Construction			Leases			Installment			Home Equity Lines			Credit Cards			Residential Mortgages			Total
Year ended
Allowance for originated loan losses, beginning balance		$	32,363		$	31,857		$	5,173		$	341		$	17,981		$	6,766		$	7,369		$	5,849		$	107,699
Charge-offs		(22,639		)	(5,312		)	(697		)	(144		)	(18,029		)	(8,949		)	(6,171		)	(3,964		)	(65,905		)
Recoveries		4,266			911			449			38			11,694			3,441			2,138			235			23,172
Provision for loan losses		22,219			(7,330		)	(1,104		)	404			(492		)	12,466			4,048			3,765			33,976
Allowance for originated loan losses, ending balance		$	36,209		$	20,126		$	3,821		$	639		$	11,154		$	13,724		$	7,384		$	5,885		$	98,942
Ending allowance for originated loan losses balance attributable to loans:
	Individually evaluated for impairment	$	577		$	913		$	105		$	—		$	1,526		$	34		$	127		$	1,722		$	5,004
	Collectively evaluated for impairment	35,632			19,213			3,716			639			9,628			13,690			7,257			4,163			93,938
Total ending allowance for originated loan losses balance		$	36,209		$	20,126		$	3,821		$	639		$	11,154		$	13,724		$	7,384		$	5,885		$	98,942
Originated loans:
	Originated loans individually evaluated for impairment	$	6,187		$	24,007		$	3,405		$	—		$	30,870		$	6,281		$	1,612		$	24,009		$	96,371
	Originated loans collectively evaluated for impairment	3,300,339			2,200,409			332,142			139,236			1,297,388			799,797			144,775			421,202			8,635,288
Total ending originated loan balance		$	3,306,526		$	2,224,416		$	335,547		$	139,236		$	1,328,258		$	806,078		$	146,387		$	445,211		$	8,731,659

Schedule of Credit Losses Financing Receivables Acquired Loans [Table Text Block]

The following table presents activity in the allowance for acquired impaired loan losses for the year ended December 31, 2013:

	Year Ended December 31,
Allowance for Acquired Impaired Loan Losses	2013
Balance at beginning of the period	$	—
Charge-offs	—
Recoveries	—
Provision for loan losses	741
Balance at end of the period	$	741

Schedule of Credit Losses Related to Covered FInancing Receivables, Current

The following table presents activity in the allowance for covered impaired loan losses for the years ended December 31, 2013 and 2012:

		Year Ended December 31,
Allowance for Covered Impaired Loan Losses		2013			2012
Balance at beginning of the period		$	43,255		$	36,417
	Provision for loan losses before benefit attributable to FDIC loss share agreements	23,892			35,450
	Benefit attributable to FDIC loss share agreements	(10,790		)	(14,728		)
Net provision for loan losses		13,102			20,722
Increase in loss share receivable		10,790			14,728
Loans charged-off		(23,120		)	(28,612		)
Balance at end of the period		$	44,027		$	43,255

Impaired Financing Receivables

The following tables provide further detail on impaired loans individually evaluated for impairment and the associated ALLL. Certain impaired loans do not have a related ALLL as the valuation of these impaired loans exceeded the recorded investment.

As of December 31, 2013
				Unpaid				Average
		Recorded		Principal		Related		Recorded
		Investment		Balance		Allowance		Investment
Impaired loans with no related allowance
Commercial
	C&I	$	2,503	$	6,679	$	—	$	7,256
	CRE	17,871		23,709		—		18,639
	Construction	906		1,179		—		1,035
Consumer
	Installment	2,813		3,978		—		3,338
	Home equity line	1,018		1,347		—		1,079
	Credit card	49		49		—		91
	Residential mortgages	10,250		12,778		—		10,258
Subtotal		35,410		49,719		—		41,696
Impaired loans with a related allowance
Commercial
	C&I	5,551		7,428		3,235		5,009
	CRE	2,744		2,870		229		2,836
	Construction	—		—		—		—
Consumer
	Installment	24,472		24,558		1,014		24,985
	Home equity line	5,707		5,707		223		5,874
	Credit card	1,064		1,064		312		1,238
	Residential mortgages	12,816		12,898		1,133		12,064
Subtotal		52,354		54,525		6,146		52,006
	Total impaired loans	$	87,764	$	104,244	$	6,146	$	93,702

Note 1: These tables exclude loans fully charged off.

Note 2: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

As of December 31, 2012
				Unpaid				Average
		Recorded		Principal		Related		Recorded
		Investment		Balance		Allowance		Investment
Impaired loans with no related allowance
Commercial
	C&I	$	3,098	$	14,473	$	—	$	12,533
	CRE	19,664		26,402		—		23,911
	Construction	2,684		3,306		—		3,861
Consumer
	Installment	2,527		3,947		—		4,251
	Home equity line	642		849		—		860
	Credit card	467		467		—		568
	Residential mortgages	9,578		12,142		—		10,645
Subtotal		38,660		61,586		—		56,629
Impaired loans with a related allowance
Commercial
	C&I	3,089		4,943		577		4,231
	CRE	4,343		4,927		913		3,834
	Construction	721		721		105		730
Consumer
	Installment	28,343		28,706		1,526		29,583
	Home equity line	5,639		5,639		34		5,924
	Credit card	1,145		1,145		127		1,311
	Residential mortgages	14,431		14,520		1,722		14,537
Subtotal		57,711		60,601		5,004		60,150
	Total impaired loans	$	96,371	$	122,187	$	5,004	$	116,779

Note 1: These tables exclude loans fully charged off.

Note 2: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

Troubled Debt Restructurings on Financing Receivables

The following tables provide the number of loans modified in a TDR and the recorded investment and unpaid principal balance by loan portfolio as of December 31, 2013 and 2012.

			As of December 31, 2013
			Number of Loans	Recorded Investment		Unpaid Principal Balance
Originated loans
	Commercial
		C&I	35	$	4,449	$	7,660
		CRE	52	15,932		20,569
		Construction	30	905		1,179
		Total originated commercial	117	21,286		29,408
	Consumer
		Installment	1,553	27,285		28,536
		Home equity lines	231	6,725		7,054
		Credit card	307	1,113		1,113
		Residential mortgages	301	23,067		25,676
		Total originated consumer	2,392	58,190		62,379
Total originated loans			2,509	$	79,476	$	91,787
Acquired Loans
	Commercial
		C&I	1	6		5
		CRE	1	1,730		1,730
		Total acquired commercial	2	1,736		1,735
	Consumer
		Installment	12	505		542
		Home equity lines	8	245		270
		Residential mortgages	7	431		502
		Total acquired consumer	27	1,181		1,314
Total acquired loans			29	2,917		3,049
Covered loans
	Commercial
		C&I	4	$	1,104	$	2,331
		CRE	24	39,995		57,008
		Construction	10	4,144		24,547
		Total covered commercial	38	45,243		83,886
	Consumer
		Home equity lines	47	5,401		5,421
		Residential mortgages	1	$	150	$	150
		Total covered consumer	48	5,551		5,571
Total covered loans			86	$	50,794	$	89,457
Total loans
	Commercial
		C&I	40	$	5,559	$	9,996
		CRE	77	57,657		79,307
		Construction	40	5,049		25,726
		Total commercial	157	68,265		115,029
	Consumer
		Installment	1,565	27,790		29,078
		Home equity lines	286	12,371		12,745
		Credit card	307	1,113		1,113
		Residential mortgages	309	23,648		26,328
		Total consumer	2,467	64,922		69,264
Total loans			2,624	$	133,187	$	184,293

Note 1: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

			As of December 31, 2012
			Number of Loans	Recorded Investment		Unpaid Principal Balance
Originated loans
	Commercial
		C&I	24	$	2,617	$	8,044
		CRE	40	16,305		20,701
		Construction	28	2,955		3,419
		Total originated commercial	92	21,877		32,164
	Consumer
		Installment	1,769	30,870		32,653
		Home equity lines	226	6,281		6,488
		Credit card	389	1,612		1,612
		Residential mortgages	298	24,009		26,662
		Total originated consumer	2,682	62,772		67,415
Total originated loans			2,774	$	84,649	$	99,579
Covered loans
	Commercial
		C&I	3	$	1,763	$	1,998
		CRE	20	50,272		57,483
		Construction	10	8,171		37,547
		Total covered commercial	33	60,206		97,028
	Consumer
		Home equity lines	35	5,632		5,666
Total covered loans			68	$	65,838	$	102,694
Total loans
	Commercial
		C&I	27	$	4,380	$	10,042
		CRE	60	66,577		78,184
		Construction	38	11,126		40,966
		Total commercial	125	82,083		129,192
	Consumer
		Installment	1,769	30,870		32,653
		Home equity lines	261	11,913		12,154
		Credit card	389	1,612		1,612
		Residential mortgages	298	24,009		26,662
		Total consumer	2,717	68,404		73,081
Total loans			2,842	$	150,487	$	202,273

Note 1: The differences between the recorded investment and unpaid principal balance amounts represent partial charge offs.

Accruing and Nonaccruing Troubled Debt Restructurings

The following tables provide a summary of the delinquency status of TDRs along with the specific allowance for loan loss, by loan type, as of December 31, 2013 and 2012, including TDRs that continue to accrue interest and TDRs included in nonperforming assets.

As of December 31, 2013
	Accruing TDRs						Nonaccruing TDRs						Total		Total
	Current		Delinquent		Total		Current		Delinquent		Total		TDRs		Allowance
Originated loans
Commercial
C&I	$	1,438	$	879	$	2,317	$	177	$	1,955	$	2,132	$	4,449	$	665
CRE	10,442		382		10,824		1,208		3,900		5,108		15,932		32
Construction	848		—		848		—		57		57		905		—
Total originated commercial	12,728		1,261		13,989		1,385		5,912		7,297		21,286		697
Consumer
Installment	23,342		1,238		24,580		2,483		222		2,705		27,285		540
Home equity lines	5,313		194		5,507		1,206		12		1,218		6,725		197
Credit card	1,046		66		1,112		—		1		1		1,113		254
Residential mortgages	12,276		3,327		15,603		4,360		3,104		7,464		23,067		1,308
Total originated consumer	41,977		4,825		46,802		8,049		3,339		11,388		58,190		2,299
Total originated TDRs	$	54,705	$	6,086	$	60,791	$	9,434	$	9,251	$	18,685	$	79,476	$	2,996
Acquired loans
Commercial
C&I	—		—		—		6		—		6		6		—
CRE	1,730		—		1,730		—		—		—		1,730		—
Total acquired commercial	1,730		—		1,730		6		—		6		1,736		—
Consumer
Installment	369		136		505		—		—		—		505		50
Home equity lines	182		—		182		63		—		63		245		384
Residential mortgages	245		—		245		32		154		186		431		307
Total acquired consumer	796		136		932		95		154		249		1,181		741
Total acquired TDRs	$	2,526	$	136	$	2,662	$	101	$	154	$	255	$	2,917	$	741
Covered loans
Commercial
C&I	$	362	$	742	$	1,104	$	—	$	—	$	—	$	1,104	$	—
CRE	5,259		34,736		39,995		—		—		—		39,995		3,022
Construction	698		3,446		4,144		—		—		—		4,144		800
Total covered commercial	6,319		38,924		45,243		—		—		—		45,243		3,822
Consumer
Home equity lines	5,377		24		5,401		—		—		—		5,401		—
Residential mortgages	150		—		150		—		—		—		150		—
Total covered consumer	5,527		24		5,551		—		—		—		5,551		—
Total covered TDRs	$	11,846	$	38,948	$	50,794	$	—	$	—	$	—	$	50,794	$	3,822
Total loans
Commercial
C&I	$	1,800	$	1,621	$	3,421	$	183	$	1,955	$	2,138	$	5,559	$	665
CRE	17,431		35,118		52,549		1,208		3,900		5,108		57,657		3,054
Construction	1,546		3,446		4,992		—		57		57		5,049		800
Total commercial	20,777		40,185		60,962		1,391		5,912		7,303		68,265		4,519
Consumer
Installment	23,711		1,374		25,085		2,483		222		2,705		27,790		590
Home equity lines	10,872		218		11,090		1,269		12		1,281		12,371		581
Credit card	1,046		66		1,112		—		1		1		1,113		254
Residential mortgages	12,671		3,327		15,998		4,392		3,258		7,650		23,648		1,615
Total consumer	48,300		4,985		53,285		8,144		3,493		11,637		64,922		3,040
Total TDRs	$	69,077	$	45,170	$	114,247	$	9,535	$	9,405	$	18,940	$	133,187	$	7,559

As of December 31, 2012
	Accruing TDRs						Nonaccruing TDRs						Total		Total
	Current		Delinquent		Total		Current		Delinquent		Total		TDRs		Allowance
Originated loans
Commercial
C&I	$	704	$	1,004	$	1,708	$	844	$	65	$	909	$	2,617	$	217
CRE	12,719		793		13,512		461		2,332		2,793		16,305		869
Construction	1,860		960		2,820		135		—		135		2,955		105
Total originated commercial	15,283		2,757		18,040		1,440		2,397		3,837		21,877		1,191
Consumer
Installment	27,085		1,547		28,632		2,064		174		2,238		30,870		1,526
Home equity lines	5,183		236		5,419		636		226		862		6,281		34
Credit card	1,483		118		1,601		—		11		11		1,612		127
Residential mortgages	12,510		3,413		15,923		5,196		2,890		8,086		24,009		1,722
Total originated consumer	46,261		5,314		51,575		7,896		3,301		11,197		62,772		3,409
Total originated TDRs	$	61,544	$	8,071	$	69,615	$	9,336	$	5,698	$	15,034	$	84,649	$	4,600
Covered loans
Commercial
C&I	$	435	$	1,328	$	1,763	$	—	$	—	$	—	$	1,763	$	518
CRE	7,658		42,614		50,272		—		—		—		50,272		4,959
Construction	2,361		5,810		8,171		—		—		—		8,171		1,220
Total covered commercial	10,454		49,752		60,206		—		—		—		60,206		6,697
Consumer
Home equity lines	5,632		—		5,632		—		—		—		5,632		—
Total covered consumer	5,632		—		5,632		—		—		—		5,632		—
Total covered TDRs	$	16,086	$	49,752	$	65,838	$	—	$	—	$	—	$	65,838	$	6,697
Total loans
Commercial
C&I	$	1,139	$	2,332	$	3,471	$	844	$	65	$	909	$	4,380	$	735
CRE	20,377		43,407		63,784		461		2,332		2,793		66,577		5,828
Construction	4,221		6,770		10,991		135		—		135		11,126		1,325
Total commercial	25,737		52,509		78,246		1,440		2,397		3,837		82,083		7,888
Consumer
Installment	27,085		1,547		28,632		2,064		174		2,238		30,870		1,526
Home equity lines	10,815		236		11,051		636		226		862		11,913		34
Credit card	1,483		118		1,601		—		11		11		1,612		127
Residential mortgages	12,510		3,413		15,923		5,196		2,890		8,086		24,009		1,722
Total consumer	51,893		5,314		57,207		7,896		3,301		11,197		68,404		3,409
Total TDRs	$	77,630	$	57,823	$	135,453	$	9,336	$	5,698	$	15,034	$	150,487	$	11,297

Schedule of Debtor Troubled Debt Restructuring, Current Period

The following table provides the number of loans modified in a TDR during the previous 12 months that subsequently defaulted during the year ended December 31, 2013, as well as the recorded investment in these restructured loans as of December 31, 2013.

	As of December 31, 2013
	Number of Loans	Recorded Investment
Originated loans
Commercial
C&I	4	$	1,773
CRE	6	3,101
Construction	1	231
Total originated commercial	11	5,105
Consumer
Installment	17	170
Home equity lines	—	—
Credit card	33	245
Residential mortgages	1	75
Total originated consumer	51	$	490
Covered loans
Commercial
C&I	—	$	—
CRE	1	—
Construction	1	45
Total covered commercial	2	$	45
Total loans	64	5,640
Commercial
C&I	4	$	1,773
CRE	7	3,101
Construction	2	276
Total commercial	13	5,150
Consumer
Installment	17	170
Home equity lines	—	—
Credit card	33	245
Residential mortgages	1	75
Total consumer	51	490
Total	64	$	5,640

	As of December 31, 2012
	Number of Loans	Recorded Investment
Originated loans
Commercial
C&I	3	$	1,603
CRE	1	500
Construction	—	—
Total originated commercial	4	2,103
Consumer
Installment	11	280
Home equity lines	—	—
Credit card	37	273
Residential mortgages	1	21
Total originated consumer	49	$	574
Covered loans
Commercial
C&I	—	$	—
CRE	—	—
Construction	1	716
Total covered commercial	1	$	716
Total loans	54	3,393
Commercial
C&I	3	$	1,603
CRE	1	500
Construction	1	716
Total commercial	5	2,819
Consumer
Installment	11	280
Home equity lines	—	—
Credit card	37	273
Residential mortgages	1	21
Total consumer	49	574
Total	54	$	3,393