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Allowance for Loan Losses Accruing and Nonaccruing Troubled Debt Restructurings (Tables)
9 Months Ended
Sep. 30, 2013
Accruing and Non-Accruing Troubled Debt Restructurings [Abstract]  
Accruing and Nonaccruing Troubled Debt Restructurings
The following tables provide a summary of the delinquency status of TDRs along with the specific allowance for loan loss, by loan type, as of September 30, 2013, December 31, 2012 and September 30, 2012, including TDRs that continue to accrue interest and TDRs included in nonperforming assets.
As of September 30, 2013
 
Accruing TDRs
 
Nonaccruing TDRs
 
Total
 
Total
 
Current
 
Delinquent
 
Total
 
Current
 
Delinquent
 
Total
 
TDRs
 
Allowance
Originated loans
 
 
 
 

 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 

 
 
 
 
 

 

 
 
C&I
$
3,249

 
$
180

 
$
3,429

 
$
395

 
$
1,631

 
$
2,026

 
$
5,455

 
$
736

CRE
10,333

 
347

 
10,680

 
1,976

 
2,852

 
4,828

 
15,508

 
294

Construction
895

 

 
895

 
63

 

 
63

 
958

 

Total originated commercial
14,477

 
527

 
15,004

 
2,434

 
4,483

 
6,917

 
21,921

 
1,030

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
24,194

 
1,261

 
25,455

 
2,803

 
320

 
3,123

 
28,578

 
552

Home equity lines
5,544

 
112

 
5,656

 
1,260

 

 
1,260

 
6,916

 
197

Credit card
1,134

 
117

 
1,251

 

 
2

 
2

 
1,253

 
261

Residential mortgages
12,566

 
3,094

 
15,660

 
4,046

 
3,359

 
7,405

 
23,065

 
1,302

Total originated consumer
43,438

 
4,584

 
48,022

 
8,109

 
3,681

 
11,790

 
59,812

 
2,312

         Total originated TDRs
$
57,915

 
$
5,111

 
$
63,026

 
$
10,543

 
$
8,164

 
$
18,707

 
$
81,733

 
$
3,342

Acquired loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I

 

 

 

 
6

 
6

 
6

 

Total acquired commercial

 

 

 

 
6

 
6

 
6

 

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Home equity lines
196

 

 
196

 

 
64

 
64

 
260

 

Total acquired consumer
196

 

 
196

 

 
64

 
64

 
260

 

    Total acquired TDRs
$
196

 
$

 
$
196

 
$

 
$
70

 
$
70

 
$
266

 
$

Covered loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
795

 
$
742

 
$
1,537

 
$

 
$

 
$

 
$
1,537

 
$
446

CRE
5,479

 
37,545

 
43,024

 

 

 

 
43,024

 
2,832

Construction
925

 
3,115

 
4,040

 

 

 

 
4,040

 
1,001

Total covered commercial
7,199

 
41,402

 
48,601

 

 

 

 
48,601

 
4,279

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Home equity lines
5,256

 
497

 
5,753

 

 

 

 
5,753

 

Residential mortgages
152

 

 
152

 

 

 

 
152

 

Total covered consumer
5,408

 
497

 
5,905

 

 

 

 
5,905

 

    Total covered TDRs
$
12,607

 
$
41,899

 
$
54,506

 
$

 
$

 
$

 
$
54,506

 
$
4,279

Total loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
4,044

 
$
922

 
$
4,966

 
$
395

 
$
1,637

 
$
2,032

 
$
6,998

 
$
1,182

CRE
15,812

 
37,892

 
53,704

 
1,976

 
2,852

 
4,828

 
58,532

 
3,126

Construction
1,820

 
3,115

 
4,935

 
63

 

 
63

 
4,998

 
1,001

Total commercial
21,676

 
41,929

 
63,605

 
2,434

 
4,489

 
6,923

 
70,528

 
5,309

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
24,194

 
1,261

 
25,455

 
2,803

 
320

 
3,123

 
28,578

 
552

Home equity lines
10,996

 
609

 
11,605

 
1,260

 
64

 
1,324

 
12,929

 
197

Credit card
1,134

 
117

 
1,251

 

 
2

 
2

 
1,253

 
261

Residential mortgages
12,718

 
3,094

 
15,812

 
4,046

 
3,359

 
7,405

 
23,217

 
1,302

Total consumer
49,042

 
5,081

 
54,123

 
8,109

 
3,745

 
11,854

 
65,977

 
2,312

Total TDRs
$
70,718

 
$
47,010

 
$
117,728

 
$
10,543

 
$
8,234

 
$
18,777

 
$
136,505

 
$
7,621



As of December 31, 2012
 
Accruing TDRs
 
Nonaccruing TDRs
 
Total
 
Total
 
Current
 
Delinquent
 
Total
 
Current
 
Delinquent
 
Total
 
TDRs
 
Allowance
Originated loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
704

 
$
1,004

 
$
1,708

 
$
844

 
$
65

 
$
909

 
$
2,617

 
$
217

CRE
12,719

 
793

 
13,512

 
461

 
2,332

 
2,793

 
16,305

 
869

Construction
1,860

 
960

 
2,820

 
135

 

 
135

 
2,955

 
105

Total originated commercial
15,283

 
2,757

 
18,040

 
1,440

 
2,397

 
3,837

 
21,877

 
1,191

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
27,085

 
1,547

 
28,632

 
2,064

 
174

 
2,238

 
30,870

 
1,526

Home equity lines
5,183

 
236

 
5,419

 
636

 
226

 
862

 
6,281

 
34

Credit card
1,483

 
118

 
1,601

 

 
11

 
11

 
1,612

 
127

Residential mortgages
12,510

 
3,413

 
15,923

 
5,196

 
2,890

 
8,086

 
24,009

 
1,722

Total originated consumer
46,261

 
5,314

 
51,575

 
7,896

 
3,301

 
11,197

 
62,772

 
3,409

         Total originated TDRs
$
61,544

 
$
8,071

 
$
69,615

 
$
9,336

 
$
5,698

 
$
15,034

 
$
84,649

 
$
4,600

Covered loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
435

 
$
1,328

 
$
1,763

 
$

 
$

 
$

 
$
1,763

 
$
518

CRE
7,658

 
42,614

 
50,272

 

 

 

 
50,272

 
4,959

Construction
2,361

 
5,810

 
8,171

 

 

 

 
8,171

 
1,220

Total covered commercial
10,454

 
49,752

 
60,206

 

 

 

 
60,206

 
6,697

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Home equity lines
5,632

 

 
5,632

 

 

 

 
5,632

 

    Total covered TDRs
$
16,086

 
$
49,752

 
$
65,838

 
$

 
$

 
$

 
$
65,838

 
$
6,697

Total loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
1,139

 
$
2,332

 
$
3,471

 
$
844

 
$
65

 
$
909

 
$
4,380

 
$
735

CRE
20,377

 
43,407

 
63,784

 
461

 
2,332

 
2,793

 
66,577

 
5,828

Construction
4,221

 
6,770

 
10,991

 
135

 

 
135

 
11,126

 
1,325

Total commercial
25,737

 
52,509

 
78,246

 
1,440

 
2,397

 
3,837

 
82,083

 
7,888

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
27,085

 
1,547

 
28,632

 
2,064

 
174

 
2,238

 
30,870

 
1,526

Home equity lines
10,815

 
236

 
11,051

 
636

 
226

 
862

 
11,913

 
34

Credit card
1,483

 
118

 
1,601

 

 
11

 
11

 
1,612

 
127

Residential mortgages
12,510

 
3,413

 
15,923

 
5,196

 
2,890

 
8,086

 
24,009

 
1,722

Total consumer
51,893

 
5,314

 
57,207

 
7,896

 
3,301

 
11,197

 
68,404

 
3,409

Total TDRs
$
77,630

 
$
57,823

 
$
135,453

 
$
9,336

 
$
5,698

 
$
15,034

 
$
150,487

 
$
11,297


As of September 30, 2012
 
Accruing TDRs
 
Nonaccruing TDRs
 
Total
 
Total
 
Current
 
Delinquent
 
Total
 
Current
 
Delinquent
 
Total
 
TDRs
 
Allowance
Originated loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
955

 
$

 
$
955

 
$
865

 
$
593

 
$
1,458

 
$
2,413

 
$
126

CRE
11,609

 
2,464

 
14,073

 
473

 
3,217

 
3,690

 
17,763

 
401

Construction
3,507

 

 
3,507

 
70

 

 
70

 
3,577

 
117

Total originated commercial
16,071

 
2,464

 
18,535

 
1,408

 
3,810

 
5,218

 
23,753

 
644

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
28,604

 
1,071

 
29,675

 
2,882

 
20

 
2,902

 
32,577

 
1,674

Home equity lines
5,394

 
171

 
5,565

 
1,131

 
226

 
1,357

 
6,922

 
95

Credit card
1,655

 
109

 
1,764

 

 
3

 
3

 
1,767

 
106

Residential mortgages
11,386

 
3,339

 
14,725

 
6,611

 
3,233

 
9,844

 
24,569

 
1,599

Total originated consumer
47,039

 
4,690

 
51,729

 
10,624

 
3,482

 
14,106

 
65,835

 
3,474

          Total originated TDRs
$
63,110

 
$
7,154

 
$
70,264

 
$
12,032

 
$
7,292

 
$
19,324

 
$
89,588

 
$
4,118

Covered loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
1,000

 
$
4,278

 
$
5,278

 
$

 
$

 
$

 
$
5,278

 
$
1,527

CRE
17,298

 
34,782

 
52,080

 

 

 

 
52,080

 
8,088

Construction
6,324

 
8,315

 
14,639

 

 

 

 
14,639

 
1,632

Total covered commercial
24,622

 
47,375

 
71,997

 

 

 

 
71,997

 
11,247

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Home equity lines
4,698

 
44

 
4,742

 

 

 

 
4,742

 

Total covered TDRs
$
29,320

 
$
47,419

 
$
76,739

 
$

 
$

 
$

 
$
76,739

 
$
11,247

Total loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
C&I
$
1,955

 
$
4,278

 
$
6,233

 
$
865

 
$
593

 
$
1,458

 
$
7,691

 
$
1,653

CRE
28,907

 
37,246

 
66,153

 
473

 
3,217

 
3,690

 
69,843

 
8,489

Construction
9,831

 
8,315

 
18,146

 
70

 

 
70

 
18,216

 
1,749

Total commercial
40,693

 
49,839

 
90,532

 
1,408

 
3,810

 
5,218

 
95,750

 
11,891

Consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Installment
28,604

 
1,071

 
29,675

 
2,882

 
20

 
2,902

 
32,577

 
1,674

Home equity lines
10,092

 
215

 
10,307

 
1,131

 
226

 
1,357

 
11,664

 
95

Credit card
1,655

 
109

 
1,764

 

 
3

 
3

 
1,767

 
106

Residential mortgages
11,386

 
3,339

 
14,725

 
6,611

 
3,233

 
9,844

 
24,569

 
1,599

Total consumer
51,737

 
4,734

 
56,471

 
10,624

 
3,482

 
14,106

 
70,577

 
3,474

Total TDRs
$
92,430

 
$
54,573

 
$
147,003

 
$
12,032

 
$
7,292

 
$
19,324

 
$
166,327

 
$
15,365